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80jili.ph In the fast-evolving landscape of gaming, technological advancements and investment opportunities often go hand in hand. SQ Stock, a digital trend gaining traction, is stepping squarely into this intersection and reshaping how the gaming industry operates. This innovative model represents a shift towards integrating stock market concepts with virtual in-game assets, providing gamers and investors a brand new way to engage. With the growing popularity of games where players can buy, sell, and trade virtual items, such as skins or weapons, the notion of SQ Stock envisions these transactions taking on a more structured, market-like approach. This allows players to invest in or divest from certain items or characters just like stocks, based on in-game performance or updates – similar to how investors react to quarterly financials of a company. The potential of SQ Stock lies not just within enhancing user engagement, but also in creating a paradigm shift in how game developers approach asset management and monetization. By introducing an official stock-like trading system within a game, developers can harvest sustained interest and encourage financially anchored investments in game ecosystems. This model looks towards a future where in-game economies mirror real-world economic systems, setting a precedent for a new model of virtual asset management that could redefine gaming finance. While still largely theoretical, SQ Stock represents a fascinating convergence of gaming and financial markets, offering insights into the future of digital economies in the gaming sphere. The Game-Changing Potential of SQ Stock in Virtual Economies In the dynamic gaming industry, innovation is a constant driver of growth, and SQ Stock emerges as a revolutionary concept that blurs the lines between gaming and financial markets. This innovative approach could transform how gamers and investors interact with in-game assets, ushering in a new era of virtual economies. Key Features of SQ Stock 1. Integration with In-Game Economies: SQ Stock leverages the existing in-game trading systems by offering a structured, market-like platform where virtual assets can be bought, sold, and traded. Players can engage with these assets much like stocks, responding to in-game developments and updates. 2. Enhanced User Engagement: By adopting a stock market model, developers can increase player involvement, as users might invest more time into games to manage their virtual portfolios. This also boosts player retention and fosters community building around asset trading. Use Cases and Innovations Development of Sophisticated Asset Management: Game developers can implement SQ Stock to better manage virtual economies. By mirroring real-world financial concepts, these virtual markets can become more dynamic, creating opportunities for long-term monetization and investment. Educational Applications: SQ Stock can serve educational purposes, offering players insights into stock market operations and investment strategies within a risk-free environment. This introduces younger players to financial literacy through interactive gaming experiences. Pros and Cons Pros: – Encourages sustained player interaction – Provides a new source of revenue for game developers – Introduces real-world economic principles into gaming Cons: – Risk of gambling elements influencing younger players – Regulatory challenges concerning virtual asset trading – Requires robust systems to prevent fraud and ensure security Predictions and Market Trends 1. Increased Adoption in Multiplayer Games: As multiplayer online games continue to dominate, SQ Stock is likely to find a natural fit in these environments where player interactions and economies are already vibrant. 2. Growth of Virtual Reality and Metaverse Applications: With the rise of the metaverse, SQ Stock could further integrate with virtual worlds, enhancing the realism and complexity of these emerging platforms. Security and Sustainability Security Aspects: Ensuring transactional security is paramount, as virtual markets need protection against hacks and fraud. Implementing blockchain technologies could enhance transparency and trust in these virtual markets. Sustainability: As gaming economies grow, sustainability becomes crucial. SQ Stock has the potential to encourage responsible spending and investment within game ecosystems, promoting a balanced economic environment. Conclusion SQ Stock is more than just a trend; it represents a paradigm shift in gaming finance. By merging the thrill of gaming with investment opportunities, it offers a unique proposition that could redefine player experiences and pave the way for more sophisticated virtual economies. Embracing this model could propel games into a new frontier of digital finance, aligning with broader technological advancements and market demands.

Three-game skid over, NC State faces winless Coppin StatePGIM Global High Yield Fund, Inc ( NYSE:GHY – Get Free Report ) was the recipient of a significant increase in short interest in the month of December. As of December 15th, there was short interest totalling 123,500 shares, an increase of 129.6% from the November 30th total of 53,800 shares. Based on an average trading volume of 155,300 shares, the short-interest ratio is presently 0.8 days. PGIM Global High Yield Fund Stock Down 0.9 % GHY opened at $12.42 on Friday. PGIM Global High Yield Fund has a fifty-two week low of $11.05 and a fifty-two week high of $13.11. The company has a fifty day moving average of $12.69 and a two-hundred day moving average of $12.51. PGIM Global High Yield Fund Announces Dividend The firm also recently announced a dividend, which will be paid on Tuesday, December 31st. Stockholders of record on Friday, December 13th will be paid a dividend of $0.105 per share. This represents a dividend yield of 9.75%. The ex-dividend date is Thursday, December 12th. Insider Activity at PGIM Global High Yield Fund Hedge Funds Weigh In On PGIM Global High Yield Fund A number of large investors have recently added to or reduced their stakes in the stock. Pine Valley Investments Ltd Liability Co purchased a new stake in PGIM Global High Yield Fund during the 3rd quarter worth approximately $179,000. Avestar Capital LLC raised its holdings in shares of PGIM Global High Yield Fund by 64.3% during the 3rd quarter. Avestar Capital LLC now owns 114,940 shares of the company’s stock worth $1,469,000 after acquiring an additional 45,000 shares during the period. Penserra Capital Management LLC purchased a new position in shares of PGIM Global High Yield Fund during the 3rd quarter worth $4,889,000. Activest Wealth Management increased its position in PGIM Global High Yield Fund by 23.3% during the third quarter. Activest Wealth Management now owns 20,961 shares of the company’s stock worth $268,000 after purchasing an additional 3,961 shares during the last quarter. Finally, Advisors Asset Management Inc. raised its stake in PGIM Global High Yield Fund by 2.6% during the third quarter. Advisors Asset Management Inc. now owns 800,239 shares of the company’s stock worth $10,227,000 after purchasing an additional 20,555 shares during the period. About PGIM Global High Yield Fund ( Get Free Report ) PGIM Global Short Duration High Yield Fund, Inc is a closed ended fixed income mutual fund launched and managed by PGIM Investments LLC. The fund is co-managed by PGIM Fixed Income. It invests in fixed income markets across the globe. The fund primarily invests in high yield fixed income instruments of varying maturities that are rated Ba1 or lower by Moody’s Investors Service, Inc or BB+ or lower by Standard & Poor’s Ratings Services. Featured Articles Receive News & Ratings for PGIM Global High Yield Fund Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for PGIM Global High Yield Fund and related companies with MarketBeat.com's FREE daily email newsletter .

NEW YORK (AP) — A slide for market superstar Nvidia on Monday knocked Wall Street off its big rally and helped drag U.S. stock indexes down from their records. The S&P 500 fell 0.6%, coming off its 57th all-time high of the year so far. The Dow Jones Industrial Average dipped 240 points, or 0.5%, and the Nasdaq composite pulled back 0.6% from its own record. Nvidia’s fall of 2.5% was by far the heaviest weight on the S&P 500 after China said it’s investigating the company over suspected violations of Chinese anti-monopoly laws. Nvidia has skyrocketed to become one of Wall Street’s most valuable companies because its chips are driving much of the world’s move into artificial-intelligence technology. That gives its stock’s movements more sway on the S&P 500 than nearly every other. Nvidia’s drop overshadowed gains in Hong Kong and for Chinese stocks trading in the United States on hopes that China will deliver more stimulus for the world’s second-largest economy. Roughly three in seven of the stocks in the S&P 500 also rose. The week’s highlight for Wall Street will arrive midweek when the latest updates on inflation arrive. Economists expect Wednesday’s report to show the inflation that U.S. consumers are feeling remained stuck at close to the same level last month. A separate report on Thursday, meanwhile, could show an acceleration in inflation at the wholesale level. They’re the last big pieces of data the Federal Reserve will get before its meeting next week on interest rates. The widespread expectation is still that the central bank will cut its main interest rate for the third time this year. The Fed has been easing its main interest rate from a two-decade high since September to offer more help for the slowing job market, after bringing inflation nearly all the way down to its 2% target. Lower interest rates can ease the brakes off the economy, but they can also offer more fuel for inflation. Expectations for a series of cuts from the Fed have been a major reason the S&P 500 has set so many all-time highs this year. “Investors should enjoy this rally while it lasts—there’s little on the horizon to disrupt the momentum through year-end,” according to Mark Hackett, chief of investment research at Nationwide, though he warns stocks could stumble soon because of how overheated they’ve gotten. On Wall Street, Interpublic Group rose 3.6% after rival Omnicom said it would buy the marketing and communications firm in an all-stock deal. The pair had a combined revenue of $25.6 billion last year. Omnicom, meanwhile, sank 10.2%. Macy’s climbed 1.8% after an activist investor, Barington Capital Group, called on the retailer to buy back at least $2 billion of its own stock over the next three years and make other moves to help boost its stock price. Super Micro Computer rose 0.5% after saying it got an extension that will keep its stock listed on the Nasdaq through Feb. 25, as it works to file its delayed annual report and other required financial statements. Earlier this month, the maker of servers used in artificial-intelligence technology said an investigation found no evidence of misconduct by its management or by the company’s board following the resignation of its public auditor . All told, the S&P 500 fell 37.42 points to 6,052.85. The Dow dipped 240.59 to 4,401.93, and the Nasdaq composite lost 123.08 to 19,736.69. In the oil market, a barrel of benchmark U.S. crude rallied 1.7% to settle at $68.37 following the overthrow of Syrian leader Bashar Assad, who sought asylum in Moscow after rebels. Brent crude, the international standard, added 1.4% to $72.14 per barrel. The price of gold also rose 1% to $2,685.80 per ounce amid the uncertainty created by the end of the Assad family’s 50 years of iron rule. In stock markets abroad, the Hang Seng jumped 2.8% in Hong Kong after top Chinese leaders agreed on a “moderately loose” monetary policy for the world’s second-largest economy. That’s a shift away from a more cautious, “prudent” stance for the first time in 10 years. A major planning meeting later this week could also bring more stimulus for the Chinese economy. U.S.-listed stocks of several Chinese companies climbed, including a 12.4% jump for electric-vehicle company Nio and a 7.4% rise for Alibaba Group. Stocks in Shanghai, though, were roughly flat. In Seoul, South Korea’s Kospi slumped 2.8% as the fallout continues from President Yoon Suk Yeol ’s brief declaration of martial law last week in the midst of a budget dispute. In the bond market, the yield on the 10-year Treasury rose to 4.19% from 4.15% late Friday. AP Business Writers Matt Ott and Elaine Kurtenbach contributed.Brock Purdy will miss Sunday's game for the 49ers with a shoulder injury

Op-Ed: Naivete, greed, unpreparedness + stupidity = 30% job losses? THAT dumb.

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Maha Kumbh Mela 2025: The Uttar Pradesh police would be using underwater drones for increased surveillance during the Maha Kumbh Mela 2025, which would be held at Prayagraj, Uttar Pradesh. Speaking to ANI, IG PAC East Zone Prayagraj, Rajeev Narain Mishra explained that an underwater drone was tested on Wednesday, which will be used by the water police and Pradeshik Armed Constabulary (PAC). “Efforts have been made to use all the new technology available to ensure the smooth conduct of this Maha Kumbh. In this sequence, an underwater drone was tested today. It will be used by the water police and PAC. This drone can identify a person or object underwater... We can deploy it anytime as needed... We are continuously making arrangements for all kinds of water surveillance,” Mishra said, reported ANI. Maha Kumbh Mela 2025 dates It is believed that taking a dip in the holy waters during this auspicious time of Maha Kumbh cleanses an individual's sins and frees them from the cycle of birth and death. The Maha Kumbh Mela will commence from January 13 with the ‘Paush Purnima Snan’, and end on February 26, the same day as Maha Shivratri. Here are the dates for the royal baths: January 13, 2025: Paush Purnima January 14, 2025: Makar Sankranti (First Shahi Snan) January 29, 2025: Mauni Amavasya (Second Shahi Snan) February 3, 2025: Basant Panchami (Third Shahi Snan) February 12, 2025: Maghi Purnima February 26, 2025: Maha Shivratri (Final Snan) Maha Kumbh 2025 preparations Under the guidance of the Yogi government, the Maha Kumbh 2025 will showcase a vibrant display of India's cultural diversity from January 10 to February 24. The Uttar Pradesh Culture Department is finalising preparations to present the rich folk arts of India during this period, a press release stated. The Culture Department will set up 20 small stages at key locations across Prayagraj , allowing tourists, devotees, and locals to experience the country's diverse cultural heritage over 45 days. Folk dance forms from various states across India will be performed on these stages. (ANI)Silicon Valley minimum wage bump barely makes a dentGeek Bar's Double Victory at Vaping360's 2024 Annual AwardsMany of us take navigation for granted; when we're lost, we simply pull out our phones and open Google Maps to find where we are. You could even ask Siri to give you directions if you don't want to be bothered getting your iPhone out of your pocket. You don't need Wi-Fi or a mobile data connection to find your location, either. As long as your phone has a pre-loaded map of your area, it can accurately place you anywhere on Earth so long as you can see the sky. So, whether you're walking in an urban jungle, trekking through the woods, climbing a mountain, sailing the seas, or even soaring through the sky at 35,000 feet, your phone can tell you where you are. This technological marvel that allows us to find our way around is powered by GPS, and it's available in every smartphone, many tablets, several car models, and even smartwatches. But what exactly is GPS, and how does it know where you are? GPS means Global Positioning System, and it uses a constellation of satellites to help you locate where you are. The U.S. military developed a satellite-based navigation system called Transit in the 1960s to help its missile submarines get accurate fixes, allowing them to launch their deadly nuclear payloads with extreme accuracy. But in 1973, the Department of Defense launched the current Global Positioning System, eventually supplanting Transit in 1995, making GPS one of the military inventions we use daily . However, the key event that led the U.S. government to make GPS available for civilian use was the tragic shooting down of the Korean Airlines 007 in 1983. Investigations revealed that the pilots used the wrong navigation mode, and since they had no access to GPS, they could not accurately determine where they were, causing them to stray into Soviet Air Space. Because of this, they were shot down by a Soviet fighter plane, resulting in the loss of 269 passengers. This event pushed President Reagan to make GPS available for civilian use. While it formerly required dedicated receivers to use, technological advancements have allowed even the smallest of devices, like smartphones and smartwatches, to come equipped with it. When combined with other technologies like Bluetooth, it can make navigation and location extremely accurate — much like how an Apple AirTag works . Before satellites were invented, mariners used celestial navigation to find their place on Earth. They used a tool like a sextant to measure the angle of a certain star above the horizon, marking the exact time that they saw that star, knowing that they were sitting along the circumference of a circle with the star at its center. They could then repeat this procedure for two more stars, and they'll be able to find their exact location on the globe. GPS navigation uses the same principle, but instead of relying on stars or the sun to find our location, our devices use satellite signals. We currently have over 30 GPS satellites orbiting the Earth at around 20,200 kilometers or about 12,550 miles above us, with at least four always visible from any point on Earth's surface. Your device would look for at least four satellites to find its position. Once it detects the signals from these satellites, it can automatically compute its location, giving you almost real-time information with an accuracy of 16 to 100 feet or 5 to 30 meters. One thing you might notice is that while celestial navigation uses three reference points to help you find an accurate position, GPS uses four satellites. The sailors of old typically used flat maps to find their position, so three reference points would suffice. Since GPS devices move in three dimensions, you need a fourth satellite so that you can find your precise location in space. Aside from that, your device also needs precise time-keeping to ensure that you get the most accurate signal from just three satellites. This means that our phones must be equipped with an atomic clock if we want to know that we're getting accurate directions. Since these devices are expensive and typically thicker than a phone, it would be inconvenient to have them in our device. Instead, GPS uses a fourth satellite to verify the information that you receive, allowing you to get high accuracy. As the name suggests, GPS is a complete system, meaning it has many different segments. While we only think of the satellites (Space Segment) and our own devices (User Segment) as the parts of GPS, it also has one other important segment: the Control Segment. The Control Segment is a network of ground facilities that monitor the 31 GPS satellites currently orbiting the Earth to ensure that they're exactly where we need them to be and that they're sending the correct data. This is also the team that maintains the satellites, ensuring that they're all up to date, and maneuvers them to the correct location as needed, ensuring that all GPS users will see a minimum of four satellites all the time. This segment consists of a master control station at Schriever Air Force Base in Colorado, an alternate master control station at Vandenberg Air Force Base in California, 11 command and control antennas, and 16 monitoring sites located globally. The 16 monitoring sites track and measure the GPS satellites and forward the data to the master control stations. This is then processed by the master control station, and, if it needs to send out a command, it does so via the 11 command and control antennas. This ensures that GPS is working 24/7, ensuring accurate and precise navigation data for all of its users. While GPS is synonymous with satellite navigation today, it's not the only one that provides this service. The generic term for GPS is actually GNSS, or global navigation satellite system, and other countries and organizations have built their own. China has the BeiDou Navigation System (BNS), which was formally commissioned in 2020 and has 35 satellites, while the EU has Galileo, which was launched in 2016 and has over 24 satellites at the moment. Russia also has GLONASS, which is called Globalnaya Navigazionnaya Sptunikovaya Sistema in Russian or Global Navigation Satellite System in English. Aside from these, India also has the India Regional Navigation Satellite System (IRNSS), which is now renamed to Navigation Indian Constellation (NavIC) and has seven satellites to cover the Indian Region. Japan also launched the Quasi-Zenith Satellite System (QZSS), with four satellites in 2018, and currently has more than seven satellites, all focused on East Asia and Oceania. All these GNSS services could work on the same phone, provided that your manufacturer supports it. That's why Google Maps changed the navigation game ; by being able to use many different GNSS providers (based on your phone), it could deliver the best, most accurate mapping and navigation service to just about anyone with a smart device.

Stock yards bancorp president sells $258k in sharesThey say he's a good game manager and stays within himself, or that he doesn't try to do too much. They mention he might not be flashy, but he gives the team a chance to win. And here's the thing about Penn State since Allar stepped under center: The Nittany Lions have won games. A lot of them. Sometimes that's hard to remember considering the lukewarm reception he often gets from fans. “I get it — we have a really passionate fan base and they're a huge part of our success,” Allar said Sunday at College Football Playoff quarterfinals media day. “For us, we always want to go out there every drive and end with a touchdown, so when we don't do that, there's nobody more frustrated than us.” The polarizing Allar is having a solid season by just about any standard, completing more than 68% of his passes for 3,021 yards, 21 touchdowns and seven interceptions while leading the sixth-seeded Nittany Lions to a 12-2 record and a spot in the Fiesta Bowl for Tuesday's game against No. 3 seed Boise State. But in a college football world filled with high-scoring, explosive offenses, Allar's no-frills performances often are the object of ire. The Penn State offense is a run-first bunch , led by the talented combo of Nicholas Singleton and Kaytron Allen. “If we had a nickel for every time there was a Monday morning quarterback saying some BS stuff, we'd all be pretty rich,” offensive coordinator Andy Kotelnicki said. “I think part of being a quarterback, especially at Penn State but really anywhere, is how you respond to and manage criticism.” The 20-year-old Allar has made strides in that department after a trying 2023 season that finished with a 10-3 record. He says that's largely because once fall camp started back in August, he logged off the social media platform X. Allar said negative online experiences wore on him last year, and his phone number was leaked a few times, which added to the stress. He finally realized that controlling outside narratives was impossible, so the best course of action was to eliminate a needless distraction. “I’ve been more mentally free, as much as that sounds crazy,” Allar said. “I think that’s been a huge difference for me this year.” The biggest criticism of Allar — and really Penn State as a whole during the 11-year James Franklin era — is that he isn't capable of winning the big games. He's 0-2 against rival Ohio State and threw a late interception against Oregon in the Big Ten title game earlier this month, which sealed the Ducks' 45-37 victory . He wasn't great in the CFP's first round, either, completing just 13 of 22 passes for 127 yards as Penn State muscled past SMU 38-10 on a cold, blustery day to advance to the Fiesta Bowl. But the quarterback is confident a better performance — aided by a game that will be played in comfortable temperatures in a domed stadium — is coming. “For me, I just have to execute those (easy) throws early in the game and get our guys into rhythm,” Allar said. “Get them involved early as much as I can and that allows us to stay on the field longer, call more plays and open up our offense more. That will help us a ton, building the momentum throughout the game.” Allar might be a favorite punching bag for a section of the Penn State fan base, but that's not the case in his own locker room. Star tight end Tyler Warren praised his quarterback's ability to avoid sacks, saying that the 6-foot-5, 238-pounder brings a toughness that resonates with teammates. “He’s a football player,” Warren said. “He plays quarterback, but when you watch him play and the energy he brings and the way he runs the ball, he’s just a football player and that fires up our offense.” Now Allar and Penn State have a chance to silence critics who say that the Nittany Lions don't show up in big games. Not that he's worried about what other people think. “I think it's a skill at the end of the day — blocking out the outside noise," Allar said. "Focusing on you and the process and being honest with yourself, both good and bad.” Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-footballMcBride: GOP trying to "manufacture a crisis" with transgender Capitol bathroom ban

New Delhi: US President-elect Donald Trump has backed tech titan Elon Musk on H-1B visas and emphasised that he always liked them, in what would be music to ears of thousands of Indians who get employed in America via this visa. ET Year-end Special Reads What kept India's stock market investors on toes in 2024? India's car race: How far EVs went in 2024 Investing in 2025: Six wealth management trends to watch out for "I've always liked the (H-1B) visas, I have always been in favour of the visas, that's why we have them" at Trump-owned facilities, the president-elect told the New York Post in his first public comments on the matter that has divided the Republican Party. "I have many H-1B visas at my properties. I've been a believer in the programme. I've used it numerous times. It's a great programme," Trump said. Musk has faced backlash from Make America Great Again (MAGA) supporters, who argue that the H-1B programme has been abused and needs significant cuts. Both Musk and Indian American and Trump confidant Vivek Ramaswamy contend that America's tech industry relies heavily on engineers and professionals from countries like India. (Join our ETNRI WhatsApp channel for all the latest updates) "If you want your team to win the championship, you need to recruit top talent wherever they may be," Musk posted on X, pointing to a "permanent shortage of excellent engineering talent" in Silicon Valley . 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Musk is a naturalised US citizen who was born in South Africa. Although they can be extended or used to apply for green cards, H-1B visas are normally valid for three years. Ramaswamy, drawing from his Indian immigrant background, echoed Musk's perspective, stating: "A culture that celebrates mediocrity over excellence... will not produce the best engineers." The debate gained momentum after the appointment of Sriram Krishnan , an Indian-origin venture capitalist, to lead AI policy in the Trump administration. Krishnan's advocacy for easing green card restrictions for skilled workers has sparked controversy, with critics accusing him of pushing an "India First" agenda. More than 70% of H-1B visa holders hail from India, underscoring the critical role Indian professionals play in powering America's tech economy. Yet, this reliance has triggered backlash from Trump's populist base. Far-right Trump supporter Laura Loomer described the push for skilled immigration as "not America First", while accusing Musk and Ramaswamy of prioritising foreign workers over American jobs. Loomer took to X to denounce Musk's influence on Trump and label his 'Department of Government Efficiency' with Ramaswamy as a "vanity project". Loomer's tirade didn't stop there. She predicted a falling-out between Musk and Trump soon. Loomer's opposition to Musk appears to be driven by her anti-immigration views, which are rooted in her racist and Islamophobic beliefs. Her attacks on Musk also targeted his perceived ties to China and immigrants from India.No evidence of trauma in missing Valparaiso woman's death, coroner says

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Former AFL player Richard fell on hard times, quite literally, when he missed a step and suffered "a nasty spill" at a game. or signup to continue reading The accident hurt his pride as much as his body and the retiree, in his 70s, pulled back from social activities and stopped following football in the aftermath. "It was embarrassing really. I mean, I've tackled blokes twice my size but this, it felt like the whole crowd was watching," he said. "Now I just find myself second-guessing every step I take." Richard, with his conversational manner and compassionate advice, is not actually human but a virtual helper crafted from pixels, powered by artificial intelligence, and programmed in human experiences by academics. His character is one of six created at the University of NSW which are designed to help people navigate challenges such as dementia, ageing, trauma, eating disorders, and depression. But the researchers, as well as experts in technology and psychology, warn not all AI chatbots can be relied upon to help people in need. There could be serious risks in turning to generic generative AI services such as ChatGPT, Google Gemini or Meta AI for therapeutic help, they say, as they are not trained to assist with mental health and may simply agree with users rather than helping them. UNSW's AI characters were created to be virtual companions to they people they help, loaded with real-life experiences from people in similar situations, Jill Bennett, who leads its , says. The characters felt a little flat and basic before generative AI large-language models appeared, she says, and the technology helped to make them more conversational and interactive. "The idea is you create a very relatable character on the understanding that people don't want to be seeking help, people don't want to sign up for a boring course, and we're creating someone who can be a mate and chat about footy but also tell his story," Professor Bennett told AAP. "Once you have these relatable characters that people trust and find enjoyable and stimulating, you can deliver good information to them." One of the group's most advanced AI characters is Viv, who has been trained to help people with dementia. The older female character is designed to listen to users, share experiences, provide "reality testing" by explaining surroundings, and provide a calm, even-tempered and non-judgemental presence. "In aged care, there may not be someone to sit with you and talk for an extended period and if you're home alone there definitely wouldn't be," Prof Bennett said. "The idea is that a character could be gently calming, could be reassuring, could be clarifying if you don't know whether something's real or not, or it could just have a soothing effect from having someone who hears you and is with you and makes you feel that things are all right." Other characters include a supportive coach for people with eating disorders or a therapist for those battling depression, and the group is investigating companions to deal with loneliness. The AI companions can be delivered on a TV screen or another device, Prof Bennett says, and the group plans to launch characters commercially before the end of 2025. But using generative AI tools to help with personal problems is a trend that is already taking off, RMIT psychology senior lecturer James Collett says, as internet users seek help. "ChatGPT is already out of the bottle, we can't put it back in, and people are going to use it for psychotherapy and even for companionship," he said. Perhaps surprisingly, using generative AI services for assistance can provide limited assistance in some instances, he says, even though he does not recommend it. AI chatbots could deliver reflective questions that make users consider their own feelings, he says, or help to validate their experiences. They could not draw on body language and non-verbal cues like a therapist though, Dr Collett says, and they should not be used to diagnose an issue. "The real risk is not that (users are) going to experience a catastrophe, the risk is that they're not going to benefit in the long-term," he says. "It might take the edge off enough that they avoid engaging in some sort of psychotherapy that could be a better long-term solution." AI services are also commonly programmed to agree with users, rather than gently challenging their statements, Dr Collett says, which could prove problematic. Chatbots have been associated with at least two deaths worldwide, including a 14-year-old American boy suffering from depression who, according to a lawsuit, took bad advice from a virtual companion. Specialised AI technology could assist people in certain circumstances, UNSW AI Institute chief scientist Toby Walsh says, such as situations in which they may fear judgement or feel more comfortable communicating with software. Ultimately, he says, AI-based therapy or companions will not be able to supplant human assistance but merely supplement it. "There's nothing that can replace our human connections with each other," he said. "We're never going to fully relate to a machine because it's never going to suffer like us, it's never going to enjoy the highs of life, it's never going to fall in love and, equally, it's never going to lose a loved one or have to contemplate its own mortality." Lifeline 13 11 14 beyondblue 1300 22 4636 DAILY Today's top stories curated by our news team. 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Giving to charity? Hold the cash: 3 options for donatingShipnet launches ‘Talking Ship’ podcastUnited Parcel Service, Inc. ( NYSE:UPS – Get Free Report ) dropped 0% on Friday . The stock traded as low as $125.36 and last traded at $126.34. Approximately 473,653 shares were traded during trading, a decline of 89% from the average daily volume of 4,199,871 shares. The stock had previously closed at $126.36. Wall Street Analysts Forecast Growth Several analysts have commented on the company. Stifel Nicolaus lifted their price target on United Parcel Service from $151.00 to $156.00 and gave the company a “buy” rating in a report on Friday, October 25th. BMO Capital Markets raised shares of United Parcel Service from a “market perform” rating to an “outperform” rating and dropped their price target for the stock from $155.00 to $150.00 in a research report on Tuesday, December 10th. StockNews.com upgraded shares of United Parcel Service from a “hold” rating to a “buy” rating in a report on Wednesday, November 6th. Citigroup dropped their price objective on United Parcel Service from $163.00 to $158.00 and set a “buy” rating for the company in a report on Tuesday, November 12th. Finally, Bank of America boosted their price target on United Parcel Service from $132.00 to $150.00 and gave the company a “neutral” rating in a research report on Friday, October 25th. Two research analysts have rated the stock with a sell rating, six have given a hold rating, thirteen have given a buy rating and two have issued a strong buy rating to the company’s stock. Based on data from MarketBeat, the stock currently has a consensus rating of “Moderate Buy” and an average target price of $151.10. Check Out Our Latest Report on UPS United Parcel Service Stock Performance United Parcel Service ( NYSE:UPS – Get Free Report ) last announced its quarterly earnings data on Thursday, October 24th. The transportation company reported $1.76 earnings per share for the quarter, topping the consensus estimate of $1.63 by $0.13. The company had revenue of $22.20 billion during the quarter, compared to analyst estimates of $22.10 billion. United Parcel Service had a net margin of 6.25% and a return on equity of 37.38%. The firm’s revenue for the quarter was up 5.4% compared to the same quarter last year. During the same period last year, the business earned $1.57 EPS. Equities analysts forecast that United Parcel Service, Inc. will post 7.48 EPS for the current year. United Parcel Service Announces Dividend The company also recently declared a quarterly dividend, which was paid on Thursday, December 5th. Investors of record on Monday, November 18th were given a dividend of $1.63 per share. This represents a $6.52 annualized dividend and a dividend yield of 5.17%. The ex-dividend date of this dividend was Monday, November 18th. United Parcel Service’s dividend payout ratio is currently 98.49%. Insider Buying and Selling In other United Parcel Service news, insider Norman M. Brothers, Jr. sold 7,325 shares of the firm’s stock in a transaction dated Monday, November 25th. The shares were sold at an average price of $138.57, for a total value of $1,015,025.25. Following the transaction, the insider now owns 45,098 shares of the company’s stock, valued at $6,249,229.86. This trade represents a 13.97 % decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is available at this link . 0.13% of the stock is currently owned by company insiders. Institutional Trading of United Parcel Service Institutional investors and hedge funds have recently made changes to their positions in the stock. True Wealth Design LLC grew its stake in United Parcel Service by 397.7% during the 3rd quarter. True Wealth Design LLC now owns 214 shares of the transportation company’s stock worth $29,000 after buying an additional 171 shares during the last quarter. Princeton Global Asset Management LLC increased its holdings in shares of United Parcel Service by 720.0% in the 3rd quarter. Princeton Global Asset Management LLC now owns 246 shares of the transportation company’s stock worth $34,000 after acquiring an additional 216 shares during the period. Tortoise Investment Management LLC lifted its position in United Parcel Service by 168.5% in the 2nd quarter. Tortoise Investment Management LLC now owns 247 shares of the transportation company’s stock valued at $34,000 after purchasing an additional 155 shares during the last quarter. PSI Advisors LLC boosted its stake in United Parcel Service by 408.2% during the 3rd quarter. PSI Advisors LLC now owns 249 shares of the transportation company’s stock valued at $34,000 after purchasing an additional 200 shares during the period. Finally, FSA Wealth Management LLC bought a new position in United Parcel Service in the 3rd quarter worth about $36,000. 60.26% of the stock is currently owned by institutional investors and hedge funds. About United Parcel Service ( Get Free Report ) United Parcel Service, Inc, a package delivery company, provides transportation and delivery, distribution, contract logistics, ocean freight, airfreight, customs brokerage, and insurance services. It operates through two segments, U.S. Domestic Package and International Package. The U.S. Domestic Package segment offers time-definite delivery of express letters, documents, small packages, and palletized freight through air and ground services in the United States. 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