year of the rabbit fortune
By AJ Vicens (Reuters) – U.S. officials have added a ninth telecommunications company to the list of entities compromised by a sweeping Chinese-linked cyberespionage operation known as Salt Typhoon, a top White House official said Friday. Anne Neuberger, the U.S. deputy national security advisor for cyber and emerging technology, told reporters on a call that the unnamed telecom was added to the list after the U.S. government shared guidance on how to detect and defend against the operation. Officials have previously alleged that the attackers targeted Verizon, AT&T, Lumen and others. The Cybersecurity and Infrastructure Security Agency on Dec. 18 urged senior government and political figures to move mobile communications to end-to-end encrypted apps as a result of the Salt Typhoon campaign, which has targeted officials associated with the campaign of former Democratic presidential candidate Kamala Harris and President-elect Donald Trump and Vice President-elect JD Vance, according to reports. Officials have said “a large number of Americans’ metadata was taken” as part of the campaign. Chinese officials have previously described the allegations as disinformation and said Beijing “firmly opposes and combats cyber attacks and cyber theft in all forms.” Sen. Ben Ray Lujan, a Democrat from New Mexico, called Salt Typhoon the “largest telecommunications hack in our nation’s history” during a Dec. 11 hearing, while Texas Republican Sen. Ted Cruz said the U.S. “must plug any vulnerabilities in communications networks.” Federal Communications Commission Chairwoman Jessica Rosenworcel said Dec. 5 her agency was proposing rules requiring telecommunications carriers to secure their networks in light of the Salt Typhoon revelations. Neuberger said Friday that the “Chinese gained access to networks and essentially had broad and full access,” giving them the capability to “geolocate millions of individuals, to record phone calls at will,” and that updated FCC rules could help limit the scope and impact of future intrusions. (Editing by Chizu Nomiyama) Disclaimer: This report is auto generated from the Reuters news service. ThePrint holds no responsibility for its content. var ytflag = 0;var myListener = function() {document.removeEventListener('mousemove', myListener, false);lazyloadmyframes();};document.addEventListener('mousemove', myListener, false);window.addEventListener('scroll', function() {if (ytflag == 0) {lazyloadmyframes();ytflag = 1;}});function lazyloadmyframes() {var ytv = document.getElementsByClassName("klazyiframe");for (var i = 0; i < ytv.length; i++) {ytv[i].src = ytv[i].getAttribute('data-src');}} Save my name, email, and website in this browser for the next time I comment. Δ document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() );
Seventeen-hour standoff in Vallejo ends with arrest'One and Three Quarters' book review: A rare find that enchantsThis Black Friday webcam deal is under $25, perfect for all those Zoom meetings you don't really want to attend
DES MOINES, Iowa, Dec. 04, 2024 (GLOBE NEWSWIRE) -- Benekiva, a leading insurtech company dedicated to modernizing claims and servicing operations, is excited to announce the expansion of its leadership team with the appointment of four accomplished professionals: Krista Eger as Vice President of Product Mike Shea as Vice President of Sales Jim Girard as Vice President of Technology Christina Sciarrota as Vice President of Customer Delivery These strategic appointments build on Benekiva’s foundation of excellence and reflect its commitment to scaling innovation, operational efficiency, and client satisfaction while aligning with its mission to deliver exceptional value to insurance carriers and beneficiaries. Krista Eger, Vice President of Product, brings a unique blend of experience in claims processing and leadership, having led claims processing teams and driven product innovations that optimize processes and enhance user experiences. Her expertise in understanding customer needs, market trends, and emerging technologies positions her to deliver solutions that exceed client expectations and drive the future of insurance technology. Mike Shea , Vice President of Sales and Partnerships, is an accomplished enterprise sales executive with deep industry knowledge and a proven track record of exceeding sales goals. His expertise in partnering with clients to drive digital innovation, cut costs, and achieve business objectives makes him a trusted leader in advancing Benekiva’s mission. Mike’s passion for building and maintaining strong relationships will ensure Benekiva continues to deliver strategic value to its growing client base. Jim Girard , Vice President of Technology, brings extensive expertise in developing scalable, secure, and innovative technology solutions. His leadership will be instrumental in advancing Benekiva’s platform capabilities, ensuring the company remains a leader in the insurtech space and continues to meet the evolving needs of its clients. Christina Sciarrota, Vice President of Customer Delivery, has a proven track record of transforming business initiatives and enhancing client satisfaction. With experience spanning globally recognized organizations, Christina is skilled in process reengineering, streamlining operations, and delivering scalable solutions. Her leadership will ensure Benekiva's clients receive unparalleled support and efficiency in claims operations. This expansion of our leadership team underscores Benekiva’s continued growth and unwavering commitment to delivering ‘wow’ experiences for our clients,” said Brent Williams, Founder and CEO of Benekiva. “Each of these leaders brings unparalleled expertise and a passion for driving innovation, reinforcing Benekiva as a trusted partner in the insurance industry. More importantly, this milestone represents our focus on leadership enablement at all levels—an intentional move to address past gaps and ensure we are equipping our leaders with the tools, resources, and support they need to succeed. By prioritizing enablement, we are positioning Benekiva for sustained growth and continued transformation. Tony Diodato, President of Benekiva, added, “With the combined talent of our expanded leadership team, we are positioned to elevate our operations and achieve new levels of success. This team’s dedication to excellence and client-first innovation is integral to our ongoing journey of transforming claims and servicing operations.” These leadership appointments reinforce Benekiva’s mission to modernize claims operations, delivering exceptional efficiency, cost savings, and customer satisfaction through its innovative solutions. For more information about Benekiva and its leadership team, please visit www.benekiva.com . About Benekiva Benekiva is a leader in the insurtech space, committed to revolutionizing claims and servicing operations within the insurance industry. With a "Beneficiary first" mindset, Benekiva’s platform integrates diverse elements of claims operations to deliver seamless, efficient, and exceptional experiences for both carriers and beneficiaries. Media Contact: Maura Gilson O'Donnell Director of Marketing, Benekiva maura@benekiva.com www.benekiva.com
Mountain America Partners With Idaho State Athletics to Donate $14,600 to Operation Warm
Canada 'Freedom Convoy' leader found guilty over trucker protest role
NexiGo N60 1080P Webcam $39.99 $21.99 at Amazon (save $18) Nothing fancy, but maybe that's exactly what you're looking for: a reliable and inexpensive webcam to attend all those meetings you don't really want to go to. It's got a built-in flip-up lens cap and a swivel so it's easy to adjust for the perfect angle. I've got one of these myself and it works great. I don't love being on camera, which means I don't love spending a lot of money on a new webcam. That makes this Black Friday deal an easy pick: it's a reliable and inexpensive webcam, and it's 45% off. The NexiGo N60 webcam is only $21.99 for Black Friday, which feels pretty darn cheap for a device most of us use every day. I can vouch for The NexiGo N60 personally: I bought one in April and it's perfect for meetings, Zoom calls, and recording. It's basic, yes, but that's kind of what I was looking for: I'm not a Twitch streamer or an influencer, I just need a webcam so I can Zoom with my folks, Google Meet with my coworkers, and occasionally hold up a body part to the camera for my doctor so he can say, "Ooh, that doesn't look good. You'd better come in." 👉 We're curating the best Black Friday PC gaming deals right here 👈 There are a few nice features you get with that reasonable price tag. I'm not sure how much truth there is to the rumor that hackers can remotely access your webcam even when you're not using it, but it's an unsettling thought. The NexiGo has a handy little lens cover you can flip down when you're not using it for a little peace of mind. Also, unlike my last webcam that could only tilt up and down, the NexiGo turns fully side-to-side, too, so you can fully swivel it around for the angle you want. And it clamps easily onto the top of your monitor so you don't need to hire a cameraman to hold it and point it at you. Convenient! If you don't trust my personal recommendation, there are over 43,000 reviews on Amazon that average out a 4.3 out of 5 star rating, which is pretty persuasive. This 45% discount also makes it the cheapest it's ever been on Amazon, too. Not a bad deal. 👉 Check out all the Amazon Black Friday PC gaming deals right here 👈SMALLRIG AWARDS LAUNCHES THE GLOBAL FILMMAKER TALK SERIES WITH 2024 CANNES BEST DIRECTOR MIGUEL GOMES
Ancient meets modern as a new subway in Greece showcases archaeological treasuresCOLUMBUS, Ohio--(BUSINESS WIRE)--Dec 13, 2024-- Dr. Johney Green Jr. has been named the next Laboratory Director at Savannah River National Laboratory (SRNL). He currently serves as the Associate Laboratory Director for mechanical and thermal engineering sciences at the National Renewable Energy Laboratory (NREL). This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20241213541679/en/ Dr. Johney Green Jr. (Photo: Business Wire) SRNL, a multi-program national laboratory with an annual operating budget of about $400 million, is a leading research and development institution for the Offices of Environmental Management and Legacy Management at the Department of Energy (DOE) and the Weapons and Nonproliferation programs for the National Nuclear Security Administration (NNSA). “We are thrilled to have Johney become the new leader of SRNL,” said Juan Alvarez, Battelle’s Executive Vice President for National Laboratory Management and Operations and Chair of the Board of Directors at Battelle Savannah River Alliance , LLC (BSRA). “We are confident that he is the right person to lead this exceptional national asset with a legacy of delivering impactful solutions for environmental, energy, and security challenges.” At NREL Green currently oversees NREL's transportation, buildings, wind, water, geothermal, advanced manufacturing, concentrating solar power, and Arctic research programs, which encompass a portfolio of more than $300 million and a workforce of about 750. Directorate staff conduct research and development to enable technology innovations in the areas of energy efficiency, sustainable transportation, and renewable power. “I am honored and humbled by the opportunity to join the SRNL community and work alongside our dedicated staff and regional university partners” Green said. “Together, we will drive innovation, enhance the laboratory’s capabilities, and expand its contributions to national security, environmental sustainability, and energy resilience for the benefit of the nation.” Among his accomplishments at NREL, Green transformed the lab’s wind site into the Flatirons Campus and transitioned the campus from a single-program wind research site to a multiprogram research campus that is the foundational experimental platform for the DOE’s Advanced Research on Integrated Energy Systems (ARIES) initiative. Prior to his time at NREL, Green held several leadership roles at Oak Ridge National Laboratory (ORNL), where he served as director of the Energy and Transportation Science Division and group leader for fuels, engines, and emissions research. Green managed a broad science and technology portfolio and user facilities that made significant science and engineering advances in building technologies; sustainable industrial and manufacturing processes; fuels, engines, emissions, and transportation analysis; and vehicle systems integration. During his tenure as a division director, ORNL developed the Additive Manufacturing Integrated Energy (AMIE) demonstration project, a model of innovative vehicle-to-grid integration technologies and next-generation manufacturing processes. Early in his career, Green conducted combustion research to stabilize gasoline engine operation under extreme conditions. In the course of that research, he joined a team working with Ford Motor Co., seeking ways to simultaneously extend exhaust gas recirculation limits in diesel engines and reduce nitrogen oxide and particulate matter emissions. He continued this collaboration as a visiting scientist at Ford's Scientific Research Laboratory, conducting modeling and experimental research for advanced diesel engines designed for light-duty vehicles. On assignment to the U.S. Department of Energy's Vehicle Technologies Office, Green also served as technical coordinator for the 21st Century Truck Partnership. He also contributed to a dozen of ORNL's 150-plus top scientific discoveries. Green is a fellow of the American Association for the Advancement of Science and an SAE International fellow. He serves on the Defense Science Board and several advisory boards including those at the Georgia Institute of Technology and the University of Memphis. Green is also the former chairman of the board for the National GEM Consortium and has been an invited participant in several National Academy of Engineering programs. Green has received several awards during his career and holds two U.S. patents in combustion science. Additionally, he has an h-index of 34 with more than 4,500 citations, is the lead or co-author of several technical publications, and has given many invited, keynote, and plenary presentations. Green holds a bachelor's degree in mechanical engineering from the University of Memphis and a master's and doctorate in mechanical engineering from the Georgia Institute of Technology. About Battelle Savannah River Alliance, LLC Battelle Savannah River Alliance, LLC (BSRA), a not-for-profit limited liability company, manages and operates SRNL for the DOE. BSRA board leadership includes Battelle Memorial Institute, Clemson University, University of South Carolina, South Carolina State University, University of Georgia, and Georgia Institute of Technology. Battelle Memorial Institute and the five universities are joined in partnership with preferred subcontractors TechSource and Longenecker & Associates with the singular purpose of maintaining SRNL as a best-in-class national laboratory. About Battelle Every day, the people of Battelle apply science and technology to solving what matters most. At major technology centers and national laboratories around the world, Battelle conducts research and development, designs and manufactures products, and delivers critical services for government and commercial customers. Headquartered in Columbus, Ohio since its founding in 1929, Battelle serves the national security, health and life sciences, and energy and environmental industries. For more information, visit www.battelle.org . View source version on businesswire.com : https://www.businesswire.com/news/home/20241213541679/en/ CONTACT: SRNL ContactChris O’Neil, APR, Director, Office of Communications Savannah River National Laboratory (803) 725-1004 (O) or (803) 679-7788 (M) or at chris.o'neil@srnl.doe.govBattelle ContactKaty Delaney at (614) 424-7208 or atdelaneyk@battelle.org or contact T.R. Massey at (614) 424-5544 or atmasseytr@battelle.org KEYWORD: OHIO GEORGIA UNITED STATES NORTH AMERICA INDUSTRY KEYWORD: AUTOMOTIVE MANUFACTURING MANUFACTURING DEFENSE ENVIRONMENT OTHER SCIENCE AUTOMOTIVE RESEARCH OTHER DEFENSE OTHER POLICY ISSUES SCIENCE PUBLIC POLICY/GOVERNMENT OIL/GAS ALTERNATIVE ENERGY ENERGY OTHER MANUFACTURING GENERAL AUTOMOTIVE NUCLEAR ENGINEERING SOURCE: Battelle Copyright Business Wire 2024. PUB: 12/13/2024 01:30 PM/DISC: 12/13/2024 01:30 PM http://www.businesswire.com/news/home/20241213541679/enMutual of America Capital Management LLC Sells 1,583 Shares of Sprinklr, Inc. (NYSE:CXM)
Giants will try to snap a 7-game losing streak when they host the SaintsSMALLRIG AWARDS LAUNCHES THE GLOBAL FILMMAKER TALK SERIES WITH 2024 CANNES BEST DIRECTOR MIGUEL GOMES
An algorithm change on Elon Musk’s X platform following arguments about H-1B visas has sparked a debate about free speech at the same time as conservative users lament the loss of their blue verification badges and subscribers. As Breitbart News reported , President-elect Donald Trump’s MAGA supporters and his Silicon Valley donors — including Musk — became engulfed in a public dispute on X over white-collar migration via H-1B visas. Vivek Ramaswamy then super-charged the debate by arguing that American culture “venerate[s] mediocrity” through acts such as revering “the prom queen over the math Olympiad champ,” and therefore the U.S. must adopt a more aggressive approach “in a hyper-competitive global market for technical talent” or else “we’ll have our asses handed to us by China.” Ramaswamy’s X post received strong opposition in the comment section, causing the incoming head of the newly formed Department of Government Efficiency (DOGE) to be “ratioed” — a social media term referring to when one’s post garners more negative or critical remarks than positive responses, such as “likes.” Musk had also chimed in on the debate, writing, “The number of people who are super talented engineers AND super motivated in the USA is far too low.” “Think of this like a pro sports team: if you want your TEAM to win the championship, you need to recruit top talent wherever they may be. That enables the whole TEAM to win,” Musk added. Musk’s X post, however, was also ratioed. A reply from a user claiming to be the father of a fresh grad received more likes that Musk’s post, an embarassment for the owner of the platform. Days later, several prominent X users reported that their verification badges and monetization had been revoked. The issue ended up as a trend on X labeled, “X Algorithm Shift Sparks Free Speech Debate”: Elon Musk has announced changes to the social media platform X, where the algorithm now aims to maximize ‘unregretted user-seconds’ by adjusting content visibility based on user interactions. Reports indicate that several right-wing accounts, including that of Laura Loomer, have faced restrictions like loss of verification badges and limited post lengths after criticizing Musk. This has led to accusations of censorship, contrasting with Musk’s earlier advocacy for free speech on the platform. Laura Loomer, meanwhile, posted that X had removed her premium account and canceled her subscriptions because she “spoke about mass migration,” calling the move “retaliatory censorship.” While many X users claimed that engaging in the debate about H-1B visas is what sparked the removal of their verification badges and monetization of their accounts, others suggested that may not be the case. “Multiple accounts that never posted about H-1B are having blue checks removed. Looks like something else, not some retaliation or what others suggested,” conservative author and filmmaker Mike Cernovich remarked. Another trend on X labeled “X’s Algorithm Update: User Engagement Drives Content Visibility” explained that “Elon Musk has announced updates to X’s algorithm, stating that content visibility will now heavily depend on user engagement metrics, particularly those from verified accounts.” “The change comes after discussions around freedom of speech on the platform, with some right-wing users expressing discontent, claiming this move targets their visibility due to their criticism on immigration policies,” the trend description added. Musk also took to X to address the algorithm change, writing, “At risk of starting the obvious, there are many attention-seeking trolls on all social media platforms trying to yank your chain. They win if you respond.” “Just a reminder that the algorithm is trying to maximize unregretted user-seconds,” Musk wrote in a follow-up post. “If far more credible, verified subscriber accounts (not bots) mute/block your account compared to those who like your posts, your reach will decline significantly.” “That said, any accounts found to be engaged in coordinated attacks to spam target accounts with mute/blocks will themselves be categorized — correctly — as spam,” the SpaceX CEO added. “Live by the spam, die by the spam.” These posts lay out Musk’s justification for shadowbanning, in which a user’s posts are barely visible without any obvious sign to them that their reach has been dramatically curtailed. Alana Mastrangelo is a reporter for Breitbart News. You can follow her on Facebook and X at @ARmastrangelo , and on Instagram .House rejects Democratic efforts to force release of Matt Gaetz ethics reportA multibillion-dollar plan to create “clean” hydrogen from Australian brown coal and ship it to Japan is on the brink of collapse. Japanese media has reported Kawasaki Heavy Industries has withdrawn from the trial, blaming procurement delays. The controversial plan was billed as a lifeline for the Latrobe Valley’s ageing brown coal industry. Under the plan, hydrogen would be extracted from coal, creating the world’s first liquefied hydrogen supply chain. Kawasaki Heavy Industries has reportedly withdrawn from plan to create “clean” hydrogen from brown coal sourced from the Latrobe Valley. Credit: Eamon Gallagher Proponents said the joint venture, led by Japan’s largest industrial conglomerates, would use commercially unproven CO2 capture and storage technology to sequester carbon in the Bass Strait. It was also to send the super-cooled hydrogen extracted from coal in purpose-built bulk carriers out of Hastings to Kawasaki in the Asian nation’s industrial heartland. The Hydrogen Energy Supply Chain project (HESC) was a partnership between international fossil energy companies, including Kawasaki Heavy Industries Ltd (KHI), Royal Dutch Shell and AGL. It was supported by a $2.35 billion investment from the Japanese government, and a $50 million in start-up investment from the Victorian government in 2018. Japanese outlet Nikkei reported that Kawasaki Heavy Industries had abandoned its bid to establish an international supply chain to procure hydrogen from Australia because it had become “difficult to procure hydrogen in Australia within the deadline”. “With the completion of the demonstration test by fiscal year 2030, as originally scheduled, being an absolute requirement for ensuring competitiveness, the company has changed hydrogen procurement to domestic,” Nikkei reported. “It has also downsized its hydrogen carriers and is now steering toward a more ‘realistic’ solution.”
HARRISBURG, Pa. (AP) — Democratic of Pennsylvania conceded his reelection bid to Republican on Thursday, as a statewide recount showed no signs of closing the gap and his campaign suffered repeated blows in court in its effort to get potentially favorable ballots counted. Casey’s concession comes more than two weeks after Election Day, as a grindingly slow ballot-counting process became a spectacle of hours-long election board meetings, social media outrage, lawsuits and accusations that some county officials were openly flouting the law. Republicans had been claiming that Democrats were trying to steal McCormick’s seat by counting “illegal votes.” Casey’s campaign had accused of Republicans of trying to block enough votes to prevent him from pulling ahead and winning. In a statement, Casey said he had just called McCormick to congratulate him. “As the first count of ballots is completed, Pennsylvanians can move forward with the knowledge that their voices were heard, whether their vote was the first to be counted or the last," Casey said. The Associated Press the race on Nov. 7, concluding that not enough ballots remained to be counted in areas Casey was winning for him to take the lead. As of Thursday, McCormick led by about 16,000 votes out of almost 7 million ballots counted. That was well within the 0.5% margin threshold to trigger an automatic statewide recount under Pennsylvania law. But no election official expected a recount to change more than a couple hundred votes or so, and Pennsylvania's highest court dealt him a blow when it refused entreaties to allow counties to count mail-in ballots that lacked a correct handwritten date on the return envelope. Republicans will have a 53-47 majority next year in the U.S. Senate. Follow Marc Levy at
Could Australia's social media ban for under 16 work ?
Intech Investment Management LLC Takes $753,000 Position in Omnicell, Inc. (NASDAQ:OMCL)
NFL Player Props Week 13: Tyler Allgeier, Jaylen Warren, More - The Action Network
WASHINGTON (AP) — The United States is expected to announce that it will send $1.25 billion in military assistance to Ukraine, U.S. officials said Friday, as the Biden administration pushes to get as much aid to Kyiv as possible before leaving office on Jan. 20. The large package of aid includes a significant amount of munitions, including for the National Advanced Surface-to-Air Missile Systems and the HAWK air defense system. It also will provide Stinger missiles and 155 mm- and 105 mm artillery rounds, officials said. The officials, who said they expect the announcement to be made on Monday, spoke on condition of anonymity to provide details not yet made public. The new aid comes as Russia has launched a barrage of attacks against Ukraine’s power facilities in recent days, although Ukraine has said it intercepted a significant number of the missiles and drones. Russian and Ukrainian forces are also still in a bitter battle around the Russian border region of Kursk, where Moscow has sent thousands of North Korean troops to help reclaim territory taken by Ukraine. Earlier this month, senior defense officials acknowledged that that the Defense Department may not be able to send all of the remaining $5.6 billion in Pentagon weapons and equipment stocks passed by Congress for Ukraine before President-elect Donald Trump is sworn in. Trump has talked about getting some type of negotiated settlement between Ukraine and Russia, and spoken about his relationship with Russian President Vladimir Putin . Many U.S. and European leaders are concerned that it might result in a poor deal for Ukraine and they worry that he won't provide Ukraine with all the weapons funding approved by Congress. The aid in the new package is in presidential drawdown authority, which allows the Pentagon to take weapons off the shelves and send them quickly to Ukraine. This latest assistance would reduce the remaining amount to about $4.35 billion. Officials have said they hope that an influx of aid will help strengthen Ukraine’s hand, should Zelenskyy decide it’s time to negotiate. One senior defense official said that while the U.S. will continue to provide weapons to Ukraine until Jan. 20, there may well be funds remaining that will be available for the incoming Trump administration to spend. According to the Pentagon, there is also about $1.2 billion remaining in longer-term funding through the Ukraine Security Assistance Initiative, which is used to pay for weapons contracts that would not be delivered for a year or more. Officials have said the administration anticipates releasing all of that money before the end of the calendar year. If the new package is included, the U.S. has provided more than $64 billion in security assistance to Ukraine since Russia invaded in February 2022.With a new year ahead and the holiday fanfare behind, this is a great time to set money goals, especially if you recently spent a lot on gifts and travel and want to get your finances in shape. You’d be in good company, too — according to a January 2024 survey from the Pew Research Center, of the 30% of Americans who made at least one New Year’s resolution, 61% had a goal that was money-related. Right now, you may be highly motivated to solve every single one of your money issues in the next few months, but daily life is guaranteed to get in the way. Your financial to-do list, once so full of promise, can eventually get stuffed in the back of a drawer while you manage more pressing matters. The vast majority of New Year’s resolutions go unfulfilled. So how can you improve your odds of success? It comes down to accepting that you won’t have the time or energy to complete every task to perfection. Creating a system where you can prioritize, plan ahead and hold yourself accountable can help. Consider unexpected high-impact actions Many start by setting a goal to trim frivolous costs, which can certainly be helpful, but there are other ways to make a big difference. Taylor Schult — a certified financial planner and founder of Define Financial, an advisory firm in San Diego — recommends starting with a few overlooked financial tasks. Freezing your credit is a quick, easy way to guard yourself against identity theft. It’s free to do, and you can temporarily lift the freeze when you’re applying for a loan or credit card. Schulte also suggests looking into umbrella insurance , which offers additional coverage beyond what your auto, homeowners and other insurance policies provide. This coverage can spare you from massive out-of-pocket costs in the event you get sued. Basic estate planning, including creating a will, is another thing to put high on your list. Putting off this task can create a major headache for your loved ones if something happens to you unexpectedly. “I know it’s a pain point and it’s often kicked down the road,” Schulte says. Paying attention to your spending is always important, but don’t neglect taking steps to protect your money, yourself and your loved ones. Focus on what actually matters to you So many money goals are born out of social pressure. You “should” want to save up to own a home, even if you’re happily renting. You “should” sacrifice short-term needs and wants to stash away as much as possible for retirement, even though it leaves you feeling deprived. But money goals should be tied to the things that matter most to you. If they aren’t, you’ll quickly lose interest. “If you don’t know what goals to choose, go back to your values and have them guide the goals you set,” says Eric Roberge, a certified financial planner and founder of Beyond Your Hammock, a financial advisory firm in Boston. You can combine goal-setting with a little planning, so expenses are less likely to creep up on you throughout the year. Think about what expected costs will be coming up in the next six to 12 months, like recurring bills, vacations, anticipated home or car repairs, and other expenses. This approach allows you to set money aside each month to put toward planned costs, as well as longer-term goals. Hold yourself accountable Forgetting your goals can be far too easy, so to make something stick, write it down . It can be as simple as a handwritten list you keep on the fridge, or online calendar reminders that will nudge you every so often. For time-sensitive goals, set deadlines. One tactic is to make multiple lists based on what you need to complete within the next week, month or three months. As time passes and you check off items, you can update the list. Enlist others’ help, too. Weekly or monthly household money meetings are useful if you’re completing financial tasks as a group. Or share your goals with a trusted friend or family member who can serve as an accountability partner. Looping in loved ones can help keep you on track. “We don’t mind letting ourselves down,” Schulte says. “But we hate to let other people down.” Recognize when 'done' is better than 'perfect' It’s easy to get stuck in decision-making mode when trying to pick a high-yield savings account, credit card or possible investments, but eventually, you need to make a good-enough choice . Taking action now can have more of a positive effect on your life than waiting until you’ve painstakingly considered each option. Roberge says that though he’d prefer to optimize every financial decision, he doesn’t because if he did, he wouldn’t get things done. “Everything in moderation is one of the things that I live by,” he says. “Going to extremes in any one thing, at the detriment of other things that are important, doesn’t work long-term.” More From NerdWallet Boost Your Credit Card Rewards This Holiday With a Few Extra Clicks Activating Your Credit Card? Don’t Skip the Mobile Wallet Step Should You Donate Your Points and Miles to Charity? Sara Rathner writes for NerdWallet. Email: srathner@nerdwallet.com . Twitter: @sarakrathner. The article Got Money Goals for the New Year? Stay on Track With These Tips originally appeared on NerdWallet.
Game On! How Tesla’s After-Hours Performance Could Reshape Your Virtual Racing Experience
pg soft fortune rabbit demo
pgsoft games com fortune rabbit
