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PLAINS, Ga. (AP) — Newly married and sworn as a Naval officer, left his tiny hometown in 1946 hoping to climb the ranks and see the world. Less than a decade later, the death of his father and namesake, a merchant farmer and local politician who went by “Mr. Earl,” prompted the submariner and his wife, Rosalynn, to return to the rural life of Plains, Georgia, they thought they’d escaped. The lieutenant never would be an admiral. Instead, he became commander in chief. Years after his presidency ended in humbling defeat, he would add a Nobel Peace Prize, awarded not for his White House accomplishments but “for his decades of untiring effort to find peaceful solutions to international conflicts, to advance democracy and human rights, and to promote economic and social development.” The life of James Earl Carter Jr., the 39th and longest-lived U.S. president, ended Sunday at the age of 100 where it began: Plains, the town of 600 that fueled his political rise, welcomed him after his fall and sustained him during 40 years of service that redefined what it means to be a former president. With the stubborn confidence of an engineer and an optimism rooted in his Baptist faith, Carter described his motivations in politics and beyond in the same way: an almost missionary zeal to solve problems and improve lives. Carter was raised amid racism, abject poverty and hard rural living — realities that shaped both his deliberate politics and emphasis on human rights. “He always felt a responsibility to help people,” said Jill Stuckey, a longtime friend of Carter’s in Plains. “And when he couldn’t make change wherever he was, he decided he had to go higher.” Carter’s path, , pitted moral imperatives against political pragmatism; and it defied typical labels of American politics, especially caricatures of one-term presidents as failures. “We shouldn’t judge presidents by how popular they are in their day. That’s a very narrow way of assessing them,” Carter biographer Jonathan Alter told the Associated Press. “We should judge them by how they changed the country and the world for the better. On that score, Jimmy Carter is not in the first rank of American presidents, but he stands up quite well.” Later in life, Carter conceded that many Americans, even those too young to remember his tenure, judged him ineffective for failing to contain inflation or interest rates, end the energy crisis or quickly bring home American hostages in Iran. He gained admirers instead for his work at The Carter Center — advocating globally for public health, human rights and democracy since 1982 — and the decades he and Rosalynn wore hardhats and swung hammers with Habitat for Humanity. Yet the common view that he was better after the Oval Office than in it annoyed Carter, and his allies relished him living long enough to see historians reassess his presidency. “He doesn’t quite fit in today’s terms” of a left-right, red-blue scoreboard, said U.S. Transportation Secretary Pete Buttigieg, who visited the former president multiple times during his own White House bid. At various points in his political career, Carter labeled himself “progressive” or “conservative” — sometimes both at once. His most ambitious health care bill failed — perhaps one of his biggest legislative disappointments — because it didn’t go far enough to suit liberals. Republicans, especially after his 1980 defeat, cast him as a left-wing cartoon. It would be easiest to classify Carter as a centrist, Buttigieg said, “but there’s also something radical about the depth of his commitment to looking after those who are left out of society and out of the economy.” Indeed, Carter’s legacy is stitched with complexities, contradictions and evolutions — personal and political. The self-styled peacemaker was a war-trained Naval Academy graduate who promised Democratic challenger Ted Kennedy that he’d “kick his ass.” But he campaigned with a call to treat everyone with “respect and compassion and with love.” Carter vowed to restore America’s virtue after the shame of Vietnam and Watergate, and his technocratic, good-government approach didn’t suit Republicans who tagged government itself as the problem. It also sometimes put Carter at odds with fellow Democrats. The result still was a notable legislative record, with wins on the environment, education, and mental health care. He dramatically expanded federally protected lands, began deregulating air travel, railroads and trucking, and he put human rights at the center of U.S. foreign policy. As a fiscal hawk, Carter added a relative pittance to the national debt, unlike successors from both parties. Carter nonetheless struggled to make his achievements resonate with the electorate he charmed in 1976. Quoting Bob Dylan and grinning enthusiastically, he had promised voters he would “never tell a lie.” Once in Washington, though, he led like a joyless engineer, insisting his ideas would become reality and he’d be rewarded politically if only he could convince enough people with facts and logic. This served him well at Camp David, where he brokered peace between Israel’s Menachem Begin and Epypt’s Anwar Sadat, an experience that later sparked the idea of The Carter Center in Atlanta. Carter’s tenacity helped the center grow to a global force that monitored elections across five continents, enabled his freelance diplomacy and sent public health experts across the developing world. The center’s wins were personal for Carter, who hoped to outlive the last Guinea worm parasite, and nearly did. As president, though, the approach fell short when he urged consumers beleaguered by energy costs to turn down their thermostats. Or when he tried to be the nation’s cheerleader, beseeching Americans to overcome a collective “crisis of confidence.” Republican Ronald Reagan exploited Carter’s lecturing tone with a belittling quip in their lone 1980 debate. “There you go again,” the former Hollywood actor said in response to a wonky answer from the sitting president. “The Great Communicator” outpaced Carter in all but six states. Carter later suggested he “tried to do too much, too soon” and mused that he was incompatible with Washington culture: media figures, lobbyists and Georgetown social elites who looked down on the as “country come to town.” Carter carefully navigated divides on race and class on his way to the Oval Office. , Carter was raised in the mostly Black community of Archery, just outside Plains, by a progressive mother and white supremacist father. Their home had no running water or electricity but the future president still grew up with the relative advantages of a locally prominent, land-owning family in a system of Jim Crow segregation. He wrote of President Franklin Roosevelt’s towering presence and his family’s Democratic Party roots, but his father soured on FDR, and Jimmy Carter never campaigned or governed as a New Deal liberal. He offered himself as a small-town peanut farmer with an understated style, carrying his own luggage, bunking with supporters during his first presidential campaign and always using his nickname. And he began his political career in a whites-only Democratic Party. As private citizens, he and Rosalynn supported integration as early as the 1950s and believed it inevitable. Carter refused to join the White Citizens Council in Plains and spoke out in his Baptist church against denying Black people access to worship services. “This is not my house; this is not your house,” he said in a churchwide meeting, reminding fellow parishioners their sanctuary belonged to God. Yet as the appointed chairman of Sumter County schools he never pushed to desegregate, thinking it impractical after the Supreme Court’s 1954 Brown v. Board decision. And while presidential candidate Carter would hail the 1965 Voting Rights Act, signed by fellow Democrat Lyndon Johnson when Carter was a state senator, there is no record of Carter publicly supporting it at the time. Carter overcame a ballot-stuffing opponent to win his legislative seat, then lost the 1966 governor’s race to an arch-segregationist. He won four years later by avoiding explicit mentions of race and campaigning to the right of his rival, who he mocked as “Cufflinks Carl” — the insult of an ascendant politician who never saw himself as part the establishment. Carter’s rural and small-town coalition in 1970 would match any victorious Republican electoral map in 2024. Once elected, though, Carter shocked his white conservative supporters — and landed on the cover of Time magazine — by declaring that “the time for racial discrimination is over.” Before making the jump to Washington, Carter befriended the family of slain civil rights leader Martin Luther King Jr., whom he’d never sought out as he eyed the governor’s office. Carter lamented his foot-dragging on school integration as a “mistake.” But he also met, conspicuously, with Alabama’s segregationist Gov. George Wallace to accept his primary rival’s endorsement ahead of the 1976 Democratic convention. “He very shrewdly took advantage of his own Southerness,” said Amber Roessner, a University of Tennessee professor and expert on Carter’s campaigns. A coalition of Black voters and white moderate Democrats ultimately made Carter the last Democratic presidential nominee to sweep the Deep South. Then, just as he did in Georgia, he used his power in office to appoint more non-whites than all his predecessors had, combined. He once acknowledged “the secret shame” of white Americans who didn’t fight segregation. But he also told Alter that doing more would have sacrificed his political viability – and thus everything he accomplished in office and after. King’s daughter, Bernice King, described Carter as wisely “strategic” in winning higher offices to enact change. “He was a leader of conscience,” she said in an interview. Rosalynn Carter, who at the age of 96, was identified by both husband and wife as the “more political” of the pair; she sat in on Cabinet meetings and urged him to postpone certain priorities, like pressing the Senate to relinquish control of the Panama Canal. “Let that go until the second term,” she would sometimes say. The president, recalled her former aide Kathy Cade, retorted that he was “going to do what’s right” even if “it might cut short the time I have.” Rosalynn held firm, Cade said: “She’d remind him you have to win to govern.” Carter also was the first president to appoint multiple women as Cabinet officers. Yet by his own telling, his career sprouted from chauvinism in the Carters’ early marriage: He did not consult Rosalynn when deciding to move back to Plains in 1953 or before launching his state Senate bid a decade later. Many years later, he called it “inconceivable” that he didn’t confer with the woman he described as his “full partner,” at home, in government and at The Carter Center. “We developed a partnership when we were working in the farm supply business, and it continued when Jimmy got involved in politics,” Rosalynn Carter told AP in 2021. So deep was their trust that when Carter remained tethered to the White House in 1980 as 52 Americans were held hostage in Tehran, it was Rosalynn who campaigned on her husband’s behalf. “I just loved it,” she said, despite the bitterness of defeat. Fair or not, the label of a disastrous presidency had leading Democrats keep their distance, at least publicly, for many years, but Carter managed to remain relevant, writing books and weighing in on societal challenges. He lamented widening wealth gaps and the influence of money in politics. He voted for democratic socialist Bernie Sanders over Hillary Clinton in 2016, and later declared that America had devolved from fully functioning democracy to “oligarchy.” Yet looking ahead to 2020, with Sanders running again, Carter warned Democrats not to lest they help re-elect President Donald Trump. Carter scolded the Republican for his serial lies and threats to democracy, and chided the U.S. establishment for misunderstanding Trump’s populist appeal. He delighted in yearly convocations with Emory University freshmen, often asking them to guess how much he’d raised in his two general election campaigns. “Zero,” he’d gesture with a smile, explaining the public financing system candidates now avoid so they can raise billions. Carter still remained quite practical in partnering with wealthy corporations and foundations to advance Carter Center programs. Carter recognized that economic woes and the Iran crisis doomed his presidency, but offered no apologies for appointing Paul Volcker as the Federal Reserve chairman whose interest rate hikes would not curb inflation until Reagan’s presidency. He was proud of getting all the hostages home without starting a shooting war, even though Tehran would not free them until Reagan’s Inauguration Day. “Carter didn’t look at it” as a failure, Alter emphasized. “He said, ‘They came home safely.’ And that’s what he wanted.” Well into their 90s, the Carters greeted visitors at Plains’ Maranatha Baptist Church, where he taught Sunday School and where he will have his last funeral before being buried on . Carter, who made the congregation’s collection plates in his woodworking shop, still garnered headlines there, calling for women’s rights within religious institutions, many of which, he said, “subjugate” women in church and society. Carter was not one to dwell on regrets. “I am at peace with the accomplishments, regret the unrealized goals and utilize my former political position to enhance everything we do,” he wrote around his 90th birthday. The politician who had supposedly hated Washington politics also enjoyed hosting Democratic presidential contenders as again. Carter sat with Buttigieg for the final time March 1, 2020, hours before the Indiana mayor ended his campaign and endorsed eventual winner Joe Biden. “He asked me how I thought the campaign was going,” Buttigieg said, recalling that Carter flashed his signature grin and nodded along as the young candidate, born a year after Carter left office, “put the best face” on the walloping he endured the day before in South Carolina. Never breaking his smile, the 95-year-old host fired back, “I think you ought to drop out.” “So matter of fact,” Buttigieg said with a laugh. “It was somehow encouraging.” Carter had lived enough, won plenty and lost enough to take the long view. “He talked a lot about coming from nowhere,” Buttigieg said, not just to attain the presidency but to leverage “all of the instruments you have in life” and “make the world more peaceful.” In his farewell address as president, Carter said as much to the country that had embraced and rejected him. “The struggle for human rights overrides all differences of color, nation or language,” he declared. “Those who hunger for freedom, who thirst for human dignity and who suffer for the sake of justice — they are the patriots of this cause.” Carter pledged to remain engaged with and for them as he returned “home to the South where I was born and raised,” home to Plains, where that young lieutenant had indeed become “a fellow citizen of the world.” —-GRAIL Announces Inducement Grants Under NASDAQ Listing Rule 5635(c)(4)

ENVESTNET INC. ANNOUNCES MAKE-WHOLE FUNDAMENTAL CHANGE AND SUPPLEMENTAL INDENTURES UNDER ITS 0.75% CONVERTIBLE NOTES DUE 2025 AND 2.625% CONVERTIBLE NOTES DUE 2027The security cabinet of Israel approved on Tuesday night, after a 10-1 vote, a ceasefire agreement mediated by the United States with the Lebanese group Hezbollah, which would end nearly 14 months of fighting related to the war in the Gaza Strip. PUBLICIDAD Hours earlier, Prime Minister Benjamin Netanyahu had expressed his support for the ceasefire. In a televised speech, he listed a series of achievements against Israel's enemies in the region. He said that a ceasefire with Hezbollah would further isolate Hamas in Gaza and allow Israel to focus on its main enemy, Iran, which supports both groups. PUBLICIDAD Once the ceasefire approval was known, at the White House, the President of the United States, Joe Biden, delivered the details of the agreement and described it as "good news." Furthermore, he assured that his administration would make a new effort to achieve a ceasefire in Gaza. What are the details of the ceasefire between Israel and Hezbollah? The ceasefire will take effect at 4:00 am local time this Wednesday. The agreement demands an initial two-month ceasefire and would require Hezbollah to end its armed presence in a wide strip of 30 km in southern Lebanon, from the Litani River to the border with Israel, while Israeli troops would withdraw from Lebanese territory. Thousands of additional Lebanese troops and UN blue helmets would be deployed in the south, and an international panel led by the United States would oversee compliance by all parties. But the implementation remains a big question mark, as Israel has demanded the right to act in case Hezbollah violates its obligations. Lebanese officials have rejected including that in the proposal and Biden, while supporting the Israeli stance, said that the agreement “was designed to be a permanent cessation of hostilities.” Hezbollah has said that it accepts the proposal, but a senior official of the group said on Tuesday that he had not seen the agreement in its final form. "After reviewing the agreement signed by the enemy government, we will see if there is a match between what we declared and what was agreed upon by the Lebanese officials," said Mahmoud Qamati, vice president of Hezbollah's political council, to the Al Jazeera news network. The tragic consequences of the war between Israel and Hezbollah Hezbollah began firing towards northern Israel, allegedly in support of the Palestinians, one day after Hamas carried out its attack on October 7, 2023 in southern Israel, triggering the Gaza war. Israel responded to Hezbollah's fire, and both sides have exchanged barrages of fire since then. In September, Israel escalated its bombing campaign and sent troops to Lebanon, promising to put an end to Hezbollah's fire. More than 3,760 people have died from Israeli fire in Lebanon in the last 13 months, many of them civilians, according to Lebanese health authorities. The bombing has displaced 1.2 million people from their homes. Israel says it has killed more than 2,000 Hezbollah members. The Hezbollah attack has forced around 50,000 Israelis to leave their homes in the northern part of the country, and their rockets have even reached Tel Aviv. At least 75 people have died, with over half of them being civilians. More than 50 Israeli soldiers died fighting in the ground offensive in Lebanon.

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Amitabh Bachchan reveals he is “huge fan” of Allu ArjunManchester City's struggles continued as Pep Guardiola's side remarkably blew a three-goal lead to draw 3-3 with Feyenoord in the Champions League on Tuesday, while Bayern Munich beat Paris Saint-Germain to leave the French club in danger of elimination. There were also big wins for Arsenal, Atletico Madrid, Atalanta and Bayer Leverkusen, while Inter Milan went top of the standings after five games and Barcelona's Robert Lewandowski reached a century of Champions League goals. Javascript is required for you to be able to read premium content. Please enable it in your browser settings.The best Cyber Weekend fashion deals, according to stylist Hallie Abrams

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NEW YORK (AP) — U.S. stocks rose to records Tuesday after Donald Trump’s latest talk about tariffs created only some ripples on Wall Street, even if they could roil the global economy were they to take effect. The S&P 500 climbed 0.6% to top the all-time high it set a couple weeks ago. The Dow Jones Industrial Average added 123 points, or 0.3%, to its own record set the day before, while the Nasdaq composite gained 0.6% as Microsoft and Big Tech led the way. Stock markets abroad mostly fell after President-elect Trump said he plans to impose sweeping new tariffs on Mexico, Canada and China once he takes office. But the movements were mostly modest. Stock indexes were down 0.1% in Shanghai and nearly flat in Hong Kong, while Canada’s main index edged down by less than 0.1%. Trump has often praised the use of tariffs , but investors are weighing whether his latest threat will actually become policy or is just an opening point for negotiations. For now, the market seems to be taking it more as the latter. The consequences otherwise for markets and the global economy could be painful. Unless the United States can prepare alternatives for the autos, energy products and other goods that come from Mexico, Canada and China, such tariffs would raise the price of imported items all at once and make households poorer, according to Carl Weinberg and Rubeela Farooqi, economists at High Frequency Economics. They would also hurt profit margins for U.S. companies, while raising the threat of retaliatory tariffs by other countries. And unlike tariffs in Trump’s first term, his latest proposal would affect products across the board. General Motors sank 9%, and Ford Motor fell 2.6% because both import automobiles from Mexico. Constellation Brands, which sells Modelo and other Mexican beer brands in the United States, dropped 3.3%. The value of the Mexican peso fell 1.8% against the U.S. dollar. Beyond the pain such tariffs would cause U.S. households and businesses, they could also push the Federal Reserve to slow or even halt its cuts to interest rates. The Fed had just begun easing its main interest rate from a two-decade high a couple months ago to offer support for the job market . While lower interest rates can boost the economy, they can also offer more fuel for inflation. “Many” officials at the Fed’s last meeting earlier this month said they should lower rates gradually, according to minutes of the meeting released Tuesday afternoon. The talk about tariffs overshadowed another mixed set of profit reports from U.S. retailers that answered few questions about how much more shoppers can keep spending. They’ll need to stay resilient after helping the economy avoid a recession, despite the high interest rates imposed by the Fed to get inflation under control. A report on Tuesday from the Conference Board said confidence among U.S. consumers improved in November, but not by as much as economists expected. Kohl’s tumbled 17% after its results for the latest quarter fell short of analysts’ expectations. CEO Tom Kingsbury said sales remain soft for apparel and footwear. A day earlier, Kingsbury said he plans to step down as CEO in January. Ashley Buchanan, CEO of Michaels and a retail veteran, will replace him. Best Buy fell 4.9% after likewise falling short of analysts’ expectations. Dick’s Sporting Goods topped forecasts for the latest quarter thanks to a strong back-to-school season, but its stock lost an early gain to fall 1.4%. Still, more stocks rose in the S&P 500 than fell. J.M. Smucker had one of the biggest gains and climbed 5.7% after topping analysts’ expectations for the latest quarter. CEO Mark Smucker credited strength for its Uncrustables, Meow Mix, Café Bustelo and Jif brands. Big Tech stocks also helped prop up U.S. indexes. Gains of 3.2% for Amazon and 2.2% for Microsoft were the two strongest forces lifting the S&P 500. All told, the S&P 500 rose 34.26 points to 6,021.63. The Dow gained 123.74 to 44,860.31, and the Nasdaq composite climbed 119.46 to 19,174.30. In the bond market, Treasury yields held relatively steady following their big drop from a day before driven by relief following Trump’s pick for Treasury secretary. The yield on the 10-year Treasury inched up to 4.29% from 4.28% late Monday, but it’s still well below the 4.41% level where it ended last week. In the crypto market, bitcoin continued to pull back after topping $99,000 for the first time late last week. It’s since dipped back toward $91,000, according to CoinDesk. It’s a sharp turnaround from the bonanza that initially took over the crypto market following Trump’s election. That boom had also appeared to have spilled into some corners of the stock market. Strategists at Barclays Capital pointed to stocks of unprofitable companies, along with other areas that can be caught up in bursts of optimism by smaller-pocketed “retail” investors. AP Business Writer Elaine Kurtenbach contributed. Copyright 2024 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission. The business news you need Get the latest local business news delivered FREE to your inbox weekly.How CVCs can unlock value for Malaysian businesses MALAYSIA is a country with bold innovation ambitions, as we look to expand and evolve the national technology landscape. Corporate venture capital (CVC) can be a vital catalyst to achieve these ambitions. Successfully advancing innovation will require both substantial investment by leading Malaysian corporations and an energised collaboration with the local startup ecosystem. This is critical to delivering corporate success, as well as achieving the targets of key roadmaps such as the Malaysia Startup Ecosystem Roadmap 2021-2030. Such investment has seen significant growth in the last decade, with over 1,000 CVC entities established globally by 2021 — the peak of the activity. While a recent slowdown has cooled startup activity somewhat, CVC is still a critical part of the region’s business landscape. Singtel Innov8’s investment in Wiz.ai and Beacon’s investment in Grab both highlight growing engagement in corporate ventures across the region. Despite global and regional growth, however, CVC activity in Malaysia remains relatively subdued compared to South-East Asian leaders such as Singapore, Thailand and Indonesia. Identifying and addressing the reasons for this discrepancy are essential. Boston Consulting Group (BCG), with its tech-build and design unit BCG X and Capital Markets Malaysia, engaged over 30 senior leaders of Malaysian corporations, undertaking detailed discussions and surveys to understand this landscape in a recent report: “Advancing Malaysia’s Innovation Landscape: The Pivotal Role of Corporate Venture Capital”. The findings provide a strategic pathway to enhance CVC performance in Malaysia. Malaysia’s current CVC landscape CVC represented just under half (46%) weighted average of total venture capital (VC) funding in South-East Asia from 2021 to H1 2024. Over the same period, Malaysia had a CVC funding share of 21%, demonstrating significant untapped value potential. In absolute terms, the combined value of CVC and VC funding in Malaysia reached US$379mil over this timeframe, compared to US$2,511mil in Indonesia and US$7,654mil in Singapore. Despite this lower base, however, there are encouraging shoots of growth that hint at a maturing ecosystem in Malaysia. Malaysia’s domestic VC market grew 21% between 2016 and 2020. While certainly an important indication of growth, Malaysia is still 17 percentage points behind the South-East Asian average. This is down to several factors, including the limited presence of VCs compared to comparator nations, access to suitable talent and existing deal flow. While Malaysia’s VC ecosystem has traditionally relied heavily on government-related funding, promising signs of transition are emerging. Notably, there has been an increase in non-government funding in recent years — rising 10 percentage points from 27% in 2021 to 37% in 2022 — catalysed by the Malaysian Government’s Dana Penjana Nasional (DPN) programme. It should be highlighted that not all stages of Malaysia’s startup ecosystem are presented with the same funding situation. A significant 91% of VC deals in Malaysia are valued under RM10mil, compared to 76% in Singapore and just 60% in Indonesia, indicating a major gap in mid to late-stage funding. With a significant pot of untapped liquidity held by Malaysian corporates, CVC could offer a powerful opportunity to energise a more holistic startup ecosystem, in turn supporting a culture of innovation that can drive benefits for the whole economy. Investing in growth A key motivator for corporations to initiate CVC programmes is their role in driving growth and innovation. If executed well, CVC can provide an accelerated and cost-effective path to access new technology capabilities that is crucial in today’s fast-evolving technology landscape. What’s clear is that there is an appetite for innovation in Malaysia. Two thirds (64%) of executives in the research agree that their innovation ambitions are linked to corporate strategy and aligned with overarching strategic goals. However, a lack of consensus at the senior level may be a barrier, with under half (40%) of executives agreeing that achieving the company’s innovation ambition is a strategic priority for top management and is widely communicated throughout the organisation. There is also clear hesitation about the pathway to establishing a CVC, with just 39% expecting to do so in the next three years, and only 8% already having done so. The challenges echo many of those seen across business transformation initiatives — risk aversion, lack of VC expertise, a focus on core business and immediate business challenges, conservative investment strategies and bureaucracy. Despite the common challenges highlighted above, a few pioneering companies in Malaysia are already demonstrating the value and benefits of CVC. For instance, Malaysian conglomerate Sunway founded Sunway City KL as a startup laboratory, leveraging this experience to inform strategic partnerships for future CVC development. Multinational energy company PETRONAS established PETRONAS Ventures to strategically align its CVC objectives with the overarching group strategy, assessing both financial and non-financial outcomes to understand success. Meanwhile, infrastructure conglomerate YTL has deployed exploratory investments to build exposure and scale carefully with clear business alignment. Three levers for success These successes, alongside our broader research and experience, have enabled us to identify three key levers to catalyse a stronger CVC ecosystem in Malaysia. > Educate and enhance awareness for board and senior leadership. This should be supported by an increase in strategic role modelling, using a portfolio approach to help manage risk and optimise returns, backed by a dedicated investment committee. > Create opportunities to start small. Start small to provide early, low-risk exposure to CVC. Partner with VCs to leverage experience and market understanding, and implement co-investment funds to mitigate perceived risks. > Improve connectivity between startups, corporates and funding sources. Develop centralised platforms to improve cohesion across the ecosystem, and strengthen corporate-investor links. Encourage regular networking events to build and reinforce these connections. These three levers provide a platform to uplift Malaysia’s CVC ecosystem, which would be crucial to unlock capital in our business environment to energise innovation. We know innovation can be hard and risky. Yet, despite the recent corrections of valuations and the so-called “tech-winter”, we see a wealth of untapped opportunities for Malaysian corporates. Smart investors invest when valuations are low, and this suggests the time to double down on CVC initiatives is now. With the right ambition and strategy, corporations are positioned to turn those green shoots of growth into a fully-fledged ecosystem, one that benefits not only their business, but the economy as a whole. Hanno Stegmann is a managing director and partner, as well as the Ventures Southeast Asia head in BCG X. Nurlin Mohd Salleh is head of BCG Malaysia, as well as a managing director and partner.None

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The AP Top 25 men’s college basketball poll is back every week throughout the season! Get the poll delivered straight to your inbox with AP Top 25 Poll Alerts. Sign up here . SAINT GEORGE, Utah (AP) — Beon Riley’s 18 points helped Utah Tech defeat Denver 68-54 on Tuesday night. Riley also had 11 rebounds for the Trailblazers (2-6). Noa Gonsalves scored 15 points and added eight rebounds and three steals. Justin Bieker shot 4 of 6 from the field and 2 for 3 from the line to finish with 11 points. The Pioneers (3-5) were led in scoring by Sebastian Akins and Josh Lee, who both finished with 11 points. ___ The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .

BERWYN, Pa. , Nov. 26, 2024 /PRNewswire/ -- Envestnet, Inc. (the " Company "), yesterday announced that, pursuant to that certain Agreement and Plan of Merger, dated as of July 11, 2024 , by and among the Company, BCPE Pequod Buyer, Inc. (" Parent "), a Delaware corporation, and BCPE Pequod Merger Sub, Inc. (" Merger Sub "), a Delaware corporation and a wholly owned subsidiary of Parent (the "Merger Agreement"), Merger Sub merged with and into the Company (the " Merger "), with the Company continuing as the surviving corporation. At the effective time of the Merger, each share of common stock, par value $0.005 per share, of the Company (the " Common Shares ") (other than any Common Shares (i) owned by Parent (or any of its affiliates), Merger Sub or the Company or any direct or indirect wholly owned subsidiaries of Parent (or any of its affiliates), Merger Sub or the Company, (ii) that are Rollover Shares (as defined in the Merger Agreement), (iii) held in treasury of the Company, and (iv) as to which appraisal rights have been properly exercised in accordance with Delaware law) was automatically cancelled, extinguished and converted into the right to receive $63.15 in cash per one Common Share. As a result, a Share Exchange Event and a Make-Whole Fundamental Change occurred under each of the Indenture, dated as of August 20, 2020 , among the Company, the guarantor party thereto and U.S. Bank Trust Company, National Association, as successor in interest to U.S. Bank National Association, as trustee (the " Trustee "), which governs the Company's 0.75% Convertible Notes due 2025 (the " 2025 Notes ") (such indenture, the " 2025 Indenture ") and the Indenture, dated of November 17, 2022 , among the Company, the guarantor party thereto and the Trustee, which governs the Company's 2.625% Convertible Notes due 2027 (the " 2027 Notes ", and together with the 2025 Notes, collectively and individually, the " Notes ") (such indenture, the " 2027 Indenture ", and together with the 2025 Indenture, collectively, the " Indentures ", and each, an " Indenture ", as applicable), triggering the adjustments to the conversion rights as described below. The effective date of the Share Exchange Event and Make-Whole Fundamental Change was November 25, 2024 (the " Effective Date "). Capitalized terms used and not defined herein have the meanings ascribed to them in the applicable Indenture. The Company announced that, pursuant to the terms of the respective Indenture, in connection with the consummation of the Merger which constitutes a Share Exchange Event under each Indenture, the Company and the Trustee entered into supplemental indentures to each Indenture providing that, following the effective date of the Merger, the right to convert each $1,000 principal amount of Notes into shares of common stock of the Company at the then applicable conversion rate shall be changed into a right to convert such principal amount of Notes solely into a number of units of Reference Property in an aggregate amount equal to the applicable conversion rate in effect on the conversion date (as may be increased by any Additional Shares), multiplied by $63.15 , the price paid per share of Common Stock in the Merger. Because the Merger constituted a Make-Whole Fundamental Change, the Notes are convertible, at the option of the Holder, at any time from the Effective Date until 5:00 p.m. , New York City time, on the business day immediately preceding the Fundamental Change Purchase Date to be determined by the Company and separately announced to the Holders in accordance with the terms of the Indentures as a result of the Merger (the " Conversion Period "). Also because the Merger constituted a Make-Whole Fundamental Change, the conversion rate for the 2027 Notes will be temporarily increased during the Conversion Period. Such conversion rate per $1,000 principal amount of the 2027 Notes increased by 3.2973 units of Reference Property from 13.6304 units of Reference Property to 16.9277 units of Reference Property. The Company's conversion obligation with respect to Notes that are converted prior to the end of the Conversion Period will be fixed at an amount in cash equal to $591.602 per $1,000 principal amount of the 2025 Notes validly surrendered for conversion, and $1,068.984 per $1,000 principal amount of the 2027 Notes validly surrendered for conversion. The right of the Holders to convert their Notes is separate from the right, at the Holder's option, to submit their Notes for purchase upon a Fundamental Change. If a Holder submits a Fundamental Change Purchase Notice, such Holder may not surrender such Notes for conversion unless the Holder validly withdraws such Fundamental Change Purchase Notice prior to the Fundamental Change Expiration Time. Holders should review the applicable Indenture carefully and should consult with their own financial and tax advisors. None of the Company, Merger Sub, Parent or any of their respective affiliates, or any of its or their respective boards of directors, employees, advisors or representatives or U.S. Bank Trust Company, National Association, in its capacity as trustee, paying agent or conversion agent with respect to the Notes, is making any representation or recommendation to any Holder as to whether or not to surrender or convert that Holder's Notes. The Trustee, Paying Agent and Conversion Agent is: U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION Corporate Actions 111 Fillmore Avenue St. Paul, MN 55107-1402 Telephone: (800) 934-6802 Email: cts.specfinance@usbank.com Any questions or requests for assistance in connection with the conversion of the Notes may be directed to U.S. Bank Trust Company, National Association, in accordance with the contact information listed above, or the Company. About Envestnet Envestnet is helping to lead the growth of wealth managers and transforming the way financial advice is delivered through its ecosystem of connected technology, advanced insights, and comprehensive solutions – backed by industry-leading service and support. Serving the wealth management industry for 25 years with more than $6.5 trillion in platform assets—more than 111,000 advisors, 17 of the 20 largest U.S. banks, 48 of the 50 largest wealth management and brokerage firms, more than 500 of the largest RIAs -- thousands of companies, depend on Envestnet technology and services to help drive business growth and productivity, and better outcomes for their clients. Data as of 9/30/24. View original content to download multimedia: https://www.prnewswire.com/news-releases/envestnet-inc-announces-make-whole-fundamental-change-and-supplemental-indentures-under-its-0-75-convertible-notes-due-2025-and-2-625-convertible-notes-due-2027--302317032.html SOURCE Envestnet, Inc.President-elect Donald Trump’s lawyers urge judge to toss his hush money conviction

Authorities in Pakistan launch operation to clear Khan supporters from capitalFirstElectric customers' monthly bills will rise beginning with the new year, same with those of Columbia Gas, but the respective increases are far less than the utilities sought. The Pennsylvania Public Utility Commission commissioners voted unanimously Thursday to approve a $225 million rate increase and binding commitments to improve FirstElectric’s reliability and customer assistance and hardship programs. Columbia Gas of Pennsylvania Inc. was unanimously approved separately for a $74 million annual increase, which is 40% less than the $124.1 million it proposed. FirstElectric serves an estimated 2.1 million customers in 56 counties through four rate districts: Met-Ed, Penelec, Penn Power and West Penn Power. It had initially sought an annual rate increase of $503.8 million. The settlement represents a 55% negotiated reduction. Residential customers using 1,000 kilowatt-hours will see the following average monthly increases beginning Jan. 1, 2025 (proposed rates in parentheses): $3.49 ($17.30), Met-Ed; $8.33 ($19.79), Pennelec; $8.13 ($21.29), Penn Power; $9.71 ($16.62), West Penn. The PUC Board wrote in its order that FirstElectric’s proposed rates were “found to be unjust, unreasonable, and therefore unlawful.” By Dec. 21, 2024, FirstElectric must refund $13.6 million to its residential and commercial customers as one-time bill credits. FirstElectric can’t pursue another rate hike until the second quarter of 2026, with the earliest implementation by Jan. 1, 2027. Columbia Gas has 445,000 residential, commercial and industrial customers across 26 counties in western and southcentral Pennsylvania. Residential customers using an average of 70 therms of natural gas each month will see bills rise from $118.16 to $128.06. Columbia’s proposal would have increased the average to $136.92. The new rates take effect Dec. 14, 2024. The settlement also calls for Columbia to increase its annual budget for the Low Income Usage Reduction Program by $800,000 and create “plain language notifications” to customers in arrears and eligible for forgiveness, payment negotiations and more hardship supports. Settlement terms require FirstElectric to make it easier to enroll and remain in its customer assistance programs and within six months, make it automatic. FirstElectric will seek approval to automatically enroll recipients of the Low Income Home Energy Assistance Program in company programs designed to help customers avoid falling behind on their bills and connect with social agencies. FirstElectric must increase its annual budget for the Low Income Usage Reduction Program proportionate to the residential base distribution rate hike. It must also increase its hardship support fund by $2 million in additional annual shareholder contributions for the next three years, plus $500,000 in additional annual shareholder matching funds for grant assistance, according to PUC. System reliability improvements include 3.5% and 2.5% reductions, respectively, in electric outage duration and frequency, hiring more field workers, identifying opportunities by the end of 2025 to move facilities below ground as part of proposed updates to a long-term improvement plan, and performing annual audits on call center operations, billing, meter reading and response to customer complaints.New York City Council approved a rezoning plan on Dec. 5, clearing the way for 82,000 new apartments and $5 billion in infrastructure and housing development over 15 years. It marks the largest zoning change since 1961. The City of Yes for Housing Opportunity plan passed by a 31-20 vote amid a citywide vacancy rate of 1.4%. The Regional Plan Association projects New York needs 473,000 additional housing units by 2032 to meet demand. Don't Miss: This Jeff Bezos-backed startup will allow you to become a landlord in just 10 minutes, with minimum investments as low as $100 for properties like the Byer House from Stranger Things. Maker of the $60,000 foldable home has 3 factory buildings, 600+ houses built, and big plans to solve housing — you can become an investor for $0.80 per share today. Mayor Eric Adams launched the plan after data showed job growth outpacing housing development across New York for four decades. The zoning overhaul allows developers to build more units in districts where households earn 60% or below the Area Median Income, removes parking requirements in targeted neighborhoods and creates two high-density zones. Under the new rules, property owners can convert vacant offices into apartments more easily . Churches and campus properties receive expanded rights to construct buildings, while homeowners gain permission to add basement units and backyard cottages in designated areas. See Also: Unlock the hidden potential of commercial real estate — This platform allows individuals to invest in commercial real estate offering a 12% target yield with a bonus 1% return boost today! “It’s going to create a lot more opportunities and hopefully relieve some of the rental burden on tenants. It’s nice to see we’re shifting away from the NIMBY mentality and we’re fostering a pro-development sentiment in the marketplace,” Sean Kelly, partner at Ariel, told Forbes, which originally reported on the topic. Real estate values stand to climb under the new rules . Ariel said a Harlem development site could grow its buildable square footage by 20%. A Brooklyn property may see a 46% increase in floor area ratio, while an East New York location could expand development potential by 70%. Trending: CEO of Integris gathered a team of senior investment managers who have $34.22 billion in combined owned and managed assets in the West Coast — here’s how to invest in their private credit fund that targets 12% annual interest rate. The rezoning plan follows Gov. Kathy Hochul’s June housing policy, which extended the 421a tax abatement program’s deadline to 2031 and created tax exemptions (485x and 467m) for residential construction and office conversions. Market activity shows momentum, with development sales volume up 25% from last year. Office-to-residential conversions make up over one-third of transactions, pointing to increased development in 2025 as the City of Yes takes effect. The plan departs from past policies focused on landlord regulations, which removed thousands of units from the market. The new approach stresses building more housing across every neighborhood to increase supply. Read Next: Arrived Home's Private Credit Fund’s has historically paid an annualized dividend yield of 8.1%* , which provides access to a pool of short-term loans backed by residential real estate with just a $100 minimum. Commercial real estate has historically outperformed the stock market, and this platform allows individuals to invest in commercial real estate with as little as $5,000 offering a 12% target yield with a bonus 1% return boost today! © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.

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