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NEW DELHI: Amidst the mounting tensions between India and Bangladesh due to atrocities against Hindus, some educational institutions in Bangladesh painted the Indian tricolour on the floor and urged students to walk over them. The ISKCON emblem and Israeli flag were also desecrated. The institutions included the Bogura Poly Technic Institute, Bangladesh University of Engineering and Technology (BUET), Dhaka University (Ganit Bhavan) and Noakhali Science and Technology University, “A few educational institutions in Bangladesh saw the desecration of the Indian tricolour, which was painted on the floor and students were urged to walk over them,” Professor Nazmul Ahsan Kalimullah told . On Saturday, another Hindu priest Shyam Das Prabhu was arrested in Chittagong. The arrest took place when he went to the jail to meet Chinmoy Das, a monk associated with ISKCON who had been arrested earlier. The bank accounts of 17 ISKCON members in Bangladesh including that of Chinmoy Das were frozen for one month. Meanwhile, the family of lawyer Saiful Islam Alif, who was murdered near the court premises in Chittagong on the day protests against the arrest of Chinmoy Das took place, has filed a case naming 31 individuals and 10-15 unidentified others. Those identified are allegedly Hindus and followers of Chinmoy Das. Amidst these tensions, Bangladesh’s Foreign Affairs Adviser Md Touhid Hossain on Saturday said they expect to establish a good relationship with India in the context of the changed situation post August 5. “We want to remain optimistic that we would be able to establish a good relationship with India making sure that bilateral interests are protected,” he said.
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David Hilzenrath, Jodie Fleischer, Cox Media Group | (TNS) KFF Health News In March, newly installed Social Security chief Martin O’Malley criticized agency “injustices” that “shock our shared sense of equity and good conscience as Americans.” He promised to overhaul the Social Security Administration’s often heavy-handed efforts to claw back money that millions of recipients — including people who are living in poverty, are elderly, or have disabilities — were allegedly overpaid, as described by a KFF Health News and Cox Media Group investigation last year. “Innocent people can be badly hurt,” O’Malley said at the time. Nearly eight months since he appeared before Congress and announced a series of policy changes, and with two months left in his term, O’Malley’s effort to fix the system has made inroads but remains a work in progress. For instance, one change, moving away from withholding 100% of people’s monthly Social Security benefits to recover alleged overpayments, has been a major improvement, say advocates for beneficiaries. “It is a tremendous change,” said Kate Lang of Justice in Aging, who called it “life-changing for many people.” The number of people from whom the Social Security Administration was withholding full monthly benefits to recoup money declined sharply — from about 46,000 in January to about 7,000 in September, the agency said. Asked to clarify whether those numbers and others provided for this article covered all programs administered by the agency, the SSA press office did not respond. Another potentially significant change — relieving beneficiaries of having to prove that an overpayment was not their fault — has not been implemented. The agency said it is working on that. Meanwhile, the agency seems to be looking to Congress to take the lead on a change some observers see as crucial: limiting how far back the government can reach to recover an alleged overpayment. Barbara Hubbell of Watkins Glen, New York, called the absence of a statute of limitations “despicable.” Hubbell said her mother was held liable for $43,000 because of an SSA error going back 19 years. “In what universe is that even legal?” Hubbell said. Paying down the overpayment balance left her mother “essentially penniless,” she added. In response to questions for this article, Social Security spokesperson Mark Hinkle said legislation is “the best and fastest way” to set a time limit. Establishing a statute of limitations was not among the policy changes O’Malley announced in his March congressional testimony. In an interview at the time, he said he expected an announcement on it “within the next couple few months.” It could probably be done by regulation, without an act of Congress, he said. Speaking generally, Hinkle said the agency has “made substantial progress on overpayments,” reducing the hardship they cause, and “continues to work diligently” to update policies. The agency is underfunded, he added, is at a near 50-year low in staffing, and could do better with more employees. The SSA did not respond to requests for an interview with O’Malley. O’Malley announced the policy changes after KFF Health News and Cox Media Group jointly published and broadcast investigative reporting on the damage overpayments and clawbacks have done to millions of beneficiaries. When O’Malley, a former Democratic governor of Maryland, presented his plans to three congressional committees in March, lawmakers greeted him with rare bipartisan praise. But the past several months have shown how hard it can be to turn around a federal bureaucracy that is massive, complex, deeply dysfunctional, and, as it says, understaffed. Now O’Malley’s time may be running out. Lang of Justice in Aging, among the advocacy groups that have been meeting with O’Malley and other Social Security officials, said she appreciates how much the commissioner has achieved in a short time. But she added that O’Malley has “not been interested in hearing about our feelings that things have fallen short.” One long-standing policy O’Malley set out to change involves the burden of proof. When the Social Security Administration alleges someone has been overpaid and demands the money back, the burden is on the beneficiary to prove they were not at fault. Cecilia Malone, 24, a beneficiary in Lithonia, Georgia, said she and her parents spent hundreds of hours trying to get errors corrected. “Why is the burden on us to ‘prove’ we weren’t overpaid?” Malone said. It can be exceedingly difficult for beneficiaries to appeal a decision. The alleged overpayments, which can reach tens of thousands of dollars or more, often span years. And people struggling just to survive may have extra difficulty producing financial records from long ago. What’s more, in letters demanding repayment, the government does not typically spell out its case against the beneficiary — making it hard to mount a defense. Testifying before House and Senate committees in March, O’Malley promised to shift the burden of proof. “That should be on the agency,” he said. The agency expects to finalize “guidance” on the subject “in the coming months,” Hinkle said. The agency points to reduced wait times and other improvements in a phone system known to leave beneficiaries on hold. “In September, we answered calls to our national 800 number in an average of 11 minutes — a tremendous improvement from 42 minutes one year ago,” Hinkle said. Still, in response to a nonrepresentative survey by KFF Health News and Cox Media Group focused on overpayments, about half of respondents who said they contacted the agency by phone since April rated that experience as “poor,” and few rated it “good” or “excellent.” The survey was sent to about 600 people who had contacted KFF Health News to share their overpayment stories since September 2023. Almost 200 people answered the survey in September and October of this year. Most of those who said they contacted the agency by mail since April rated their experience as “poor.” Jennifer Campbell, 60, a beneficiary in Nelsonville, Ohio, said in late October that she was still waiting for someone at the agency to follow up as described during a phone call in May. “VERY POOR customer service!!!!!” Campbell wrote. “Nearly impossible to get a hold of someone,” wrote Kathryn Duff of Colorado Springs, Colorado, who has been helping a disabled family member. Letters from SSA have left Duff mystified. One was postmarked July 9, 2024, but dated more than two years earlier. Another, dated Aug. 18, 2024, said her family member was overpaid $31,635.80 in benefits from the Supplemental Security Income program, which provides money to people with little or no income or other resources who are disabled, blind, or at least 65. But Duff said her relative never received SSI benefits. What’s more, for the dates in question, payments listed in the letter to back up the agency’s math didn’t come close to $31,635.80; they totaled about a quarter of that amount. Regarding the 100% clawbacks, O’Malley in March said it’s “unconscionable that someone would find themselves facing homelessness or unable to pay bills, because Social Security withheld their entire payment for recovery of an overpayment.” He said that, starting March 25, if a beneficiary doesn’t respond to a new overpayment notice, the agency would default to withholding 10%. The agency warned of “a short transition period.” That change wasn’t automated until June 25, Hinkle said. The number of people newly placed in full withholding plummeted from 6,771 in February to 51 in September, according to data the agency provided. SSA said it would notify recipients they could request reduced withholding if it was already clawing back more than 10% of their monthly checks. Nonetheless, dozens of beneficiaries or their family members told KFF Health News and Cox Media Group they hadn’t heard they could request reduced withholding. Among those who did ask, roughly half said their requests were approved. According to the SSA, there has been almost a 20% decline in the number of people facing clawbacks of more than 10% but less than 100% of their monthly checks — from 141,316 as of March 8 to 114,950 as of Oct. 25, agency spokesperson Nicole Tiggemann said. Meanwhile, the number of people from whom the agency was withholding exactly 10% soared more than fortyfold — from just over 5,000 to well over 200,000. And the number of beneficiaries having any partial benefits withheld to recover an overpayment increased from almost 600,000 to almost 785,000, according to data Tiggemann provided. Lorraine Anne Davis, 72, of Houston, said she hasn’t received her monthly Social Security payment since June due to an alleged overpayment. Her Medicare premium was being deducted from her monthly benefit, so she’s been left to pay that out-of-pocket. Davis said she’s going to need a kidney transplant and had been trying to save money for when she’d be unable to work. A letter from the SSA dated April 8, 2024, two weeks after the new 10% withholding policy was slated to take effect, said it had overpaid her $13,538 and demanded she pay it back within 30 days. Apparently, the SSA hadn’t accounted for a pension Davis receives from overseas; Davis said she disclosed it when she filed for benefits. In a letter to her dated June 29, the agency said that, under its new policy, it would change the withholding to only 10% if she asked. Davis said she asked by phone repeatedly, and to no avail. “Nobody seems to know what’s going on” and “no one seems to be able to help you,” Davis said. “You’re just held captive.” In October, the agency said she’d receive a payment — in March 2025. Marley Presiado, a research assistant on the Public Opinion and Survey Research team at KFF, contributed to this report. ©2024 KFF Health News. Distributed by Tribune Content Agency, LLC.
Welcome to OncLive On Air ® ! I’m your host today, Chris Ryan. OncLive On Air is a podcast from OncLive ® , which provides oncology professionals with the resources and information they need to provide the best patient care. In both digital and print formats, OncLive covers every angle of oncology practice, from new technology to treatment advances to important regulatory decisions. In today’s episode, supported by Revolution Medicines, we had the pleasure of speaking with John Strickler, MD, about key considerations for pancreatic cancer management in honor of Pancreatic Cancer Awareness Month, which is observed every November. Dr Strickler is a professor of medicine in the Division of Medical Oncology, associate director of Clinical Research – GI Oncology, and co-leader for the Precision Cancer Medicine and Investigational Therapeutics Program at the Duke Cancer Institute in Durham, North Carolina. In our exclusive interview, Dr Strickler discussed the challenges of targeting RAS alterations in pancreatic cancer, the importance of biomarker testing in this disease, and efforts to improve pancreatic cancer screening methodologies and rates. ___ That’s all we have for today! Thank you for listening to this episode of OncLive On Air , supported by Revolution Medicines. Check back on Mondays and Thursdays for exclusive interviews with leading experts in the oncology field. For more updates in oncology, be sure to visit www.OncLive.com and sign up for our e-newsletters. OncLive is also on social media. On X, follow us at @OncLive. On Facebook, like us at OncLive, and follow our OncLive page on LinkedIn. If you liked today’s episode of OncLive On Air , please consider subscribing to our podcast on Apple Podcasts, Spotify, and many of your other favorite podcast platforms,* so you get a notification every time a new episode is posted. While you are there, please take a moment to rate us! Thanks again for listening to OncLive On Air . *OncLive On Air is available on: Apple Podcasts, Google Podcasts, Spotify, Amazon Music, Audacy, CastBox, Deezer, iHeart, JioSaavn, Listen Notes, Player FM, Podcast Addict, Podchaser, RadioPublic, and TuneIn.None
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Black Friday is over, but the laptop deals are still hot. In fact, we're seeing some mind-blowing discounts on brands like Apple and Samsung, even as we're updating this article. Also: Best Black Friday deals 2024: 170+ sales live now featuring some of the lowest prices ever Take the sleek new Microsoft Surface Laptop : it's our pick for best battery life laptop of 2024 and it's currently $355 off at Amazon. There's also the iconic Apple MacBook Air with 16GB of RAM, on sale for just $844, one of the lowest prices we've seen. We organized our list into categories that actually make sense for most users, including how many gigabytes (GB) of RAM the laptop has, one of the key metrics in determining speed. We've also highlighted our top picks in each category, calling out their value, performance, or unique feature sets. Our favorite Black Friday laptop deals MacBook Air M3 (13-inch) Current price: $844 Original price: $1,099 The MacBook Air M3 is as high-performing as it is ultraportable. The latest in Apple silicon provides a powerful and battery-efficient core to one of the thinnest and lightest laptops out there. With a 13.6-inch liquid retina display, 8-core CPU and 10-core GPU, the MacBook Air set the standard in portability and continues to push the limits for what an ultraportable laptop can do. Review: M3 MacBook Air review: Apple's AI computer for the masses has arrived Dell Inspiron 14 2-in-1 Current price: $450 Original price: $730 Dell's Inspiron 14 2-in-1 is a well-rounded laptop that can easily swap between different use cases, both due to its 2-in-1 form factor, and solid hardware. This accessible configuration with an AMD Ryzen 5 processor, 8GB of RAM and 512GB of storage makes for a device that gives a lot of bang for your buck. Review: One of the most versatile laptops I've tested is a crowd-pleaser with solid hardware Microsoft Surface Laptop (2024) Current price: $999 Original price: $1,400 Microsoft's flagship Copilot+ PC is a sleek, well-optimized laptop with a marathon battery. We named it our top pick for best overall battery life out of all the laptops we tested in 2024 thanks to the energy-efficient Snapdragon X Elite processor, which keeps it running cool while also providing stand-out performance. Review: I tried Microsoft's new Surface Laptop Copilot+ PC and it beat my MacBook Air in 3 ways LG Gram 17 Current price: $949 Original price: $1,399 We're big fans of LG's Gram series for its commitment to being the lightest, thinnest laptops around. The Gram 17 defies logic for portability in a 17-inch form factor, weighing just 2.98 pounds, but still has a nice display and commendable hardware stack. This configuration features an Intel Core i7 Evo processor, 16GB of RAM and a full 1TB of storage. Also: LG's Gram Pro has record-breaking portability, but that's not my favorite feature (and it's on sale) Samsung Galaxy Book 4 Edge Current price: $800 Original price: $1,350 Samsung's debut Copilot+ PC features the most high-end of the new Snapdragon X Elite chips that were released this summer. The Galaxy Book 4 lives up to its flagship status with a gorgeous AMOLED display, sleek form factor, and fantastic battery life. Review: I tested Samsung's new Copilot+ PC, and it's one of the best Windows laptop deals right now Apple MacBook Air M3 (13-inch): $844 (save $255 at Amazon): The MacBook Air with the M3 chip remains one of the thinnest, lightest laptops available (it's also our pick for the best lightweight laptop you can buy). With Apple's powerful M3 chip on board, this laptop can easily handle demanding workflows like video editing and graphic design. Dell Inspiron 14 2-in-1 : $450 (save $280 at Best Buy): One of our top-rated flexible laptops is nearly $300 off ahead of Cyber Monday, making it even more accessible. Microsoft Surface Laptop : $999 (save $400 at Amazon): Microsoft's flagship Copilot+ PC is our top pick for best battery life laptop of 2024. LG Gram 17 : $949 (save $450 at Best Buy): If you're looking for a laptop with a large display that weighs next to nothing, LG's Gram 17 weighs less than three pounds and comes with an Intel Evo 13th Gen Intel Core i7 processor, 16GB of RAM, and 1TB of storage for almost $500 off. Samsung Galaxy Book 4 Edge : $800 (save $550 at Best Buy): Samsung's first Copilot+ PC just came out this summer, and we were crazy about its thin and light form factor and gorgeous AMOLED display. Best Black Friday MacBook deals: Apple's MacBooks rarely go on sale, but this Black Friday, we're seeing a handful of competitive discounts across the major retailers. Here are the most noteworthy sales we've found. Apple MacBook Pro M4 (14-inch) Current price: $1,400 Original price: $1,500 Apple's M4 MacBook Pro was released less than a month ago, but it's already seeing a discount to make it a competitive option among all the other devices on sale right now. The M4 MacBook Pro is cutting-edge technology, sporting a 14-core CPU that's armed with a 16-core neural engine to take advantage of AI tasks. In our testing, it pulled ahead of the M3 MacBook Pro, but the M3 still held its own, putting these two devices very close to one another in performance. Apple MacBook Pro M4 (14-inch) : $1,399 (save $200 at Best Buy): Released less than a month ago, Apple's MacBook Pro M4 is the latest in Apple Silicon technology, with 16GB of unified memory and a 512GB SSD. Apple MacBook Air M2 (13-inch) : $749 (save $250 at Best Buy): Armed with 16GB of unified memory and a 256GB SSD, Apple's 13-inch MacBook Air redefined portability with its thinnest and lightest form factor. The M2 version is only a few years old, but its hardware is still highly competitive, with fast, responsive performance and a gorgeous display. Apple MacBook Air M3 (13-inch) : $849 (save $250 at Best Buy): For just $100 more, the M3 MacBook Air is the 2023 follow-up to the previous M2 version, with slightly faster performance thanks to the upgraded chipset. This is one of the lowest prices we've seen for this laptop, which is little more than a year old. Apple MacBook Air M3 (15-inch) : $1,444 (save $65 at Amazon): The MacBook Air M3 with the larger 15-inch display and 16GB of memory is currently $265 off at Amazon, a competitive price for the largest version of 2023's Air model. Apple MacBook Pro M3 (14-inch) : $1,499 (save $200 at Best Buy): The MacBook Pro M3 is where most people looking for a powerful MacBook should start. It's not the top-end of the latest technology -- the M4 -- but it's also not really much less powerful. In fact, with the price of the MacBook Pro M3 under $1,500, it's an impressive bang-for-your-buck laptop that is ready to handle anything you can throw at it. Apple MacBook Pro Max M4 (16-inch) : $3,599 (save $400 at Best Buy): If you're looking for the absolute cutting-edge of Apple silicon, the MacBook Pro Max M4 is the fastest laptop available right now. It has a massive 48GB of RAM and 1TB SSD, letting it handle the most intensive workloads you can dream up. We're talking multitasking with 4K video renders across multiple monitors, all without a mere hiccup of lag. If the price looks high, it's because this is top-end technology, and you're not likely to see $400 off again any time soon. Best Black Friday gaming laptop deals: Asus ROG Zephyrus G16 Current price: $1,600 Original price: $2,00 Armed with a fast and powerful Intel Core Ultra 9 CPU, 16GB of memory and a 16-inch, 240Hz OLED display, Asus' flagship gaming laptop is as sleek and lightweight as it is high-performing. We're a big fan of Asus' ROG lineup for their small perks that gamers will appreciate, like the performance presets, hotkeys, and efficient battery life. MSI Stealth A16 AI+ -Copilot+ PC for $1,700 (save $300 at Best Buy): MSI's Stealth A16 comes with the AMD Ryzen AI 9-365, a top-of-the-line AI processor that runs cool and extremely power efficient, while delivering solid performance for gaming with 32GB of RAM and an RTX 4070 GPU. Acer Predator Helios Neo 16-inch : $1,000 (save $500 at Best Buy): Acer's Predator series is a staple of gaming machines. The 18-inch comes with a 165Hz display, Intel Core i9, Nvidia GeForce RTX 4060 GPU, and 16GB of memory. Asus TUF A16 Gaming Laptop : $680 (save $420 at Best Buy): From Asus' durable line of gaming laptops, the 16-inch version is just the right size for portable gaming with a good-sized screen. This one comes with 16GB of RAM, a Radeon RX 7700S GPU, and 512GB of storage. ASUS TUF A14 : $1,399 (save $400 at Ant Online): The TUF line of gaming laptops are as high-performing as they are durable. The A14 is a Copilot+ PC with and AMD Ryzen AI 9 processor, 32GB of RAM and a massive 2TB SSD for a very competitive sale price. Lenovo LOQ : $785 (save $215 at Amazon): Lenovo's LOQ line offers gaming laptops that won't break the bank. This 15.6-inch device features an accessible 16GB of memory, Nvidia GeForce RTX 4050 GPU, and AMD Ryzen 7 processor for a capable but inexpensive configuration. Lenovo Legion Pro 7i Gen 9 : $2,429 (save $770 Lenovo): Lenovo's 9th-generation Legion Pro 7i is a powerful gaming machine with tons of storage. At $570 off, it makes the price a whole lot more accessible. Asus ROG Strix G17 (2022) Gaming Laptop : $1,300 (save $600 at B&H Photo Video): The ROG Strix G17 from Asus' 2022 lineup is marked down to make room for the 2024 models, but that doesn't mean this machine can't handle high-end gaming. It's got 16GB of RAM, an Nvidia GeForce RTX 4070 GPU, and a bold design for $450 off the regular price. MSI Creator M16 HX : $1,700 (save $300 at Amazon): MSI's M16 HX features a blazing-fast 240Hz display with superior cooling technology, making it a solid option for both gaming and intensive creative workloads like video editing and graphic design. Best Black Friday Lenovo laptop deals: Whether you're looking for a gaming rig or light and inexpensive laptop to handle the basics, Lenovo has a handful of great deals going on right now across its entire lineup of laptops. Here are some of the best deals on models that I think deserve a shout out. Lenovo Yoga Slim 7i Aura Edition Current price: $999 Original price: $1,299 Lenovo's Aura Edition laptops come with a handful of unique functionalities designed by Intel, such as the ability to share photos from your Android/iPhone device directly to the laptop simply by tapping it. Special features aside, this laptop comes with 16GB of RAM and the powerful Intel Core Ultra 7 processor, making it a solid laptop for productivity, gaming, creative tasks, or a combination of all of the above. Lenovo Yoga Slim 7i Aura Edition : $999 (save $300 at Best Buy): Armed with an Intel Core Ultra 7 and 16GB of RAM, Lenovo's flagship Yoga laptops with the Aura Edition feature a handful of special features like instant photo sharing with your smartphone, security profiles, and focus settings. Lenovo IdeaPad 1i : $249 (save $250 at Best Buy): This lightweight and inexpensive IdeaPad is a flexible laptop that can handle the basics, with 8GB of RAM and a 15-inch FHD display. Lenovo IdeaPad 5 2-in-1 : $600 (save $295 at Lenovo): The IdeaPad 5 brings a convertible laptop/tablet design to an overall portable form factor, perfect for students commuting to and from campus. The stylus offers more flexibility for note-taking or artistic use cases, and the AMD Ryzen 7 delivers solid performance for multitasking. Lenovo Yoga Pro 9i : $1,300 (save $400 at Best Buy): The Yoga Pro 9i is a creator's dream machine, with 32 gigs of RAM, Nvidia GeForce RTX 4050 graphics card and 3.2K resolution touchscreen. At $400 off, its rather steep price is a lot more affordable. Lenovo LOQ : $785 (save $215 at Amazon): Lenovo's LOQ line offers gaming laptops that won't break the bank. This 15.6-inch device features an accessible 16GB of memory, Nvidia GeForce RTX 4050 GPU, and AMD Ryzen 7 processor for a capable but inexpensive configuration. Lenovo Legion Pro 7i Gen 9 : $2,429 (save $770 Lenovo): Lenovo's 9th-generation Legion Pro 7i is a powerful gaming machine with tons of storage. At $570 off, it makes the price a whole lot more accessible. Best Black Friday Chromebook deals: ASUS Chromebook Plus CX34 Current price: $392 Original price: $439 If you're looking for a mid-range Chromebook Plus with a solid laptop form factor, the ASUS CX34 has an Intel Core Ultra i3 processor paired with 8GB of RAM for snappy performance in ChromeOS. This is a device you could definitely do some cloud gaming on. Lenovo IdeaPad 3i Chromebook : $279 (save $150 at Best Buy): The quintessential budget work Chromebook, Lenovo's IdeaPad 3i is adaptable and portable, with 8GB of memory for a price you can't argue with. HP 14-inch Chromebook x360 : $199 (save $230 at Walmart): This year's 14-inch model combines the superior performance of the Chromebook Plus x360 with its inherently flexible nature that is well-adapted for a productivity or entertainment machine. Asus Chromebook Plus CX34 : $392 (save $55 at Amazon): Featuring an anti-glare display and HD webcam, Asus' CX14 is a budget Chromebook that's great as a secondary device for handling web browsing and email. Acer Chromebook Plus 14-inch (Touchscreen): $199 (save $150 at Costco): If you're looking for all the new features in Chromebook Plus but want a touchscreen device, this Acer has a nice-sized 14-inch display with 8 gigs of RAM and a 512GB SSD. Asus Chromebook Flip C433 : $385 (save $10 at Amazon): This Asus 2-in-1 features a display with ultra-thin bezels, making for a premium-looking visual device with a roomy 64GB of storage and 8GB of RAM. Samsung Chromebook 4 : $168 (save $100 at Amazon): With the release of Samsung's new Chromebook Galaxy Chromebook Plus, its older versions are heavily marked down. This mid-range ultraportable Chromebook features a nice 11-inch display and over 12 hours of battery life. Best Black Friday creator laptop deals HP Envy 16 Current price: $1,000 Original price: $1,500 HP's Envy lineup is renown for being versatile, but this 16-inch makes a solid creator's workstation with its Nvidia GeForce RTX 4060, 16GB of RAM, and ultra XGA touchscreen display. With a generous selection of ports and a portable form factor, this is a quintessential power user's laptop that's down for work or play. MSI Creator M14 : $900 (save $300 at Amazon): The aptly named Creator is designed from the ground up for artists and creatives. It features an Nvidia GeForce RTX 4050 GPU and Color Boost technology for vivid display and graphics capabilities. HP Envy 2-in-1 : $580 (save $370 at Best Buy): If you like the Envy listed above but you'd rather trade in some of the high-end hardware for a flexible, tablet/laptop form factor, this is your device. At this sale price, it's got even more bang for your buck. Microsoft Surface Pro : $900 (save $300 at Best Buy): The Surface Pro's fast and power-efficient Snapdragon X Plus processor paired with 16GB of RAM makes for a high-performing mobile workstation that creators will appreciate. Surface Laptop Studio 2 for $1,900: (save up to $600 at the Microsoft Store): Microsoft's powerful Studio 2 features a unique 2-in-1 configuration that creatives will love, with an arsenal of powerful hardware, making it one of the best studio laptops you can buy for under $2,000. MSI Creator M16 HX : $1,700 (save $300 at Amazon): MSI's M16 HX features a blazing-fast 240Hz display with superior cooling technology, making it a solid option for both gaming and intensive creative workloads like video editing and graphic design. FAQs This is a great question since I think there are quite a few solid laptops out there under the $1,000 mark. Here are a few highly recommended laptops I've tested personally that won't cost you more than $900. Samsung Galaxy Book 4 Edge : $800 (save $550 at Best Buy): Samsung's first Copilot+ PC has a gorgeous AMOLED display and a high-end Snapdragon X Elite processor that's fast, responsive, and battery-efficient. It's sleek and stylish, and a steal at this price. Dell XPS 14 : $2,000 (save $500 at Best Buy): Dell's flagship XPS 14 laptop is as versatile as it is well-equipped. The 2024 version with the Intel Core 7 processor, 32GB of RAM, and a 1TB SSD is a powerful device that will last your whole time at school, and it's currently slashed down to just $1,999. This all depends on what you find easiest. If you like using a touchscreen, and want a device for media purposes like watching shows and movies, a tablet is probably a better bet. If you're looking for a device that can handle work-related tasks and will be doing lots of typing, a laptop might make more sense. If you can see yourself doing both equally, consider a 2-in-1 like the Lenovo IdeaPad 5 , which can convert back and forth between the two form factors. Black Friday occurs the day after Thanksgiving. This year, it's on Friday, Nov. 29, 2024. Cyber Monday falls on the Monday immediately after Black Friday. This year, it's on Monday, Dec. 2, 2024. Absolutely! Amazon has added tons of devices from all the big brands over the past few years to hype up their Black Friday sales events, and they've gotten quite good. For example, when Amazon first started selling Apple's MacBooks and MacBook Pros at discounted rates, it was one of the first online retail outlets to do so. Black Friday has traditionally been a more general sale day to kick off the holiday shopping season. Cyber Monday specifically refers to sales offered by online retailers that aren't available in physical brick-and-mortar stores. These deals are often sharply discounted, as retailers can adjust prices far more easily online than on physical products on a shelf. Cyber Monday typically has some very good deals on a smaller selection of products/models, while Black Friday sales tend to be more general and encompass larger inventories. There are tons of Chromebook deals out there, but we only highlight products we've either gone hands-on with personally or would consider ourselves. For example, laptops and Chromebooks come in a myriad of configurations and versions. If we've tested one model that we recommend, but a lower- or higher-end configuration is on sale, we'd still feel confident recommending it. We also looked over customer reviews to find out what matters to real people who already own and use the deals we're recommending. Our recommendations may also be based on our own testing -- in addition to extensive research and comparison shopping. The goal is to deliver the most accurate advice to help you shop smarter. The biggest retailers for laptops (that also have the best sales) are Best Buy, Walmart, Amazon, and B&H Photo Video, and many of our top-rated sales come from these destinations. ZDNET's experts have been searching through Black Friday sales live now to find the best discounts by category. These are the best Black Friday deals so far, by category: Black Friday TV deals Black Friday phone deals Black Friday laptop deals Black Friday gaming PC deals Black Friday smartwatch and fitness tracker deals Black Friday Amazon deals Black Friday Best Buy deals Black Friday Walmart deals Black Friday Sam's Club deals Black Friday Apple deals Black Friday iPad deals Black Friday AirPods deals Black Friday Apple Watch deals Black Friday Kindle deals Black Friday streaming deals Black Friday soundbar and speaker deals Black Friday robot vacuum deals Black Friday Nintendo Switch deals Black Friday PlayStation deals And more Black Friday deals: Black Friday deals under $25 Black Friday deals under $100 Black Friday Samsung deals Black Friday Verizon deals Black Friday headphone deals Black Friday tablet deals Black Friday monitor deals Black Friday gaming deals Black Friday security camera deals Black Friday storage and SSD deals Black Friday portable power station deals Black Friday VPN deals Black Friday Chromebook deals Black Friday HP deals Black Friday Dell deals Black Friday Roku deals Black Friday Roborock deals Best Black Friday deals Black Friday phone deals Black Friday TV deals Black Friday laptop deals
Unlike scores of people who scrambled for the blockbuster drugs Ozempic and Wegovy to lose weight in recent years, Danielle Griffin had no trouble getting them. The 38-year-old information technology worker from New Mexico had a prescription. Her pharmacy had the drugs in stock. And her health insurance covered all but $25 to $50 of the monthly cost. Javascript is required for you to be able to read premium content. Please enable it in your browser settings. Get the latest news, sports, weather and more delivered right to your inbox.Struggling with NYT Connections Game #559? Dive into our complete guide for December 21, 2024, featuring hints, clues, and step-by-step tips to master the puzzle. NYT Connections: Game #559 hints and answers for December 21, 2024: Are you having issues with NYT Connexions right now? Don’t worry, here are some tips to help you get through it! For this exercise, you have to select four groups of sixteen words each, each with a different level of difficulty. The procedure is gradual and cautious. Every step you take makes it a little more difficult. Here’s how to make it happen: Therefore, you could begin with the easier stages and progress to the more difficult ones. The green, blue, and purple ones are the hardest, while the yellow one is one of the easiest. Although today’s job isn’t very challenging, it does call for focus and a thorough comprehension of social dynamics. Avoid making rash decisions without giving them enough thought. I won’t go into too much depth, but the following tips should help you get started. Have fun and keep in mind that travelling to a different place for a holiday is quite appropriate. NYT Connections hints today If you think you can handle it, keep reading. Try using one of the following words to start each category: YELLOW – BAND GREEN – CASSEROLE BLUE – BUNK PURPLE – BALONEY NYT Connections Clues for December 21 (#559): Yellow Category: LOOP Green Category: COOKING VESSELS Blue Category: KINDS OF BEDS Purple Category: THINGS CALLED “OSCAR” NYT Connections Hints for December 21 (#559): YELLOW – Words for objects or shapes that form a loop or enclosure. GREEN – Common vessels used for cooking in households or kitchens. BLUE – Names for distinct styles of beds. PURPLE – Things famously or colloquially called “Oscar.” Don’t give up if you’ve tried everything; there’s always another method to find the answers. Examples of contemporary solutions that utilise the NYT Connexions include the following: NYT Connections Answers for December 21 (#559): Yellow Category: BAND, CIRCLE, HOOP, RING Green Category: CASSEROLE, CROCK, PAN, POT Blue Category: BUNK, CANOPY, MURPHY, SLEIGH Purple Category: BALONEY, GROUCH, O, STATUETTE Click for more latest Gaming news . Also get top headlines and latest news from India and around the world at News9. Pragya is an accomplished journalist known for in-depth reporting and a keen eye for detail. Delivers insightful and well-researched content that informs and engages readers.
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The stock market has been hitting new highs this year as excitement continues to build with respect to artificial intelligence (AI) and the opportunities that may open up for many businesses. But while retail investors have been eagerly buying up stocks, Warren Buffett has been fairly quiet and doing more selling than buying. The Oracle of Omaha has cautioned investors in the past "to be fearful when others are greedy," which reflects his overall cautious approach to investing. Minimizing losses are a priority for him, and AI likely wouldn't fall into his circle of competence, which is what he focuses on when deciding which stocks to buy. Should investors take Buffett's conservatism in the markets this year as a red flag? Valuations are high based on historical levels In the third quarter, Buffett continued selling stocks, and Berkshire Hathaway 's cash balance reached more than $325 billion, which is higher than the nearly $277 billion it reported a quarter earlier. He has been selling shares of Apple and Bank of America for multiple periods, two top holdings in the Berkshire portfolio, and hasn't been making big moves with that money, resulting in a growing cash balance. But given how expensive the stock market has become these days, it's perhaps little wonder that he's taking a cautious position. One metric investors should pay close attention to is the S&P 500 Shiller price-to-earnings (P/E) ratio, which averages inflation-adjusted earnings over the past decade. Today, the ratio is well above what it has averaged since 2000. The previous times it has been this high, there have been significant declines in the market the following year. S&P 500 Shiller CAPE Ratio data by YCharts. The Shiller P/E ratio was higher in 2021. The following year, in 2022, the S&P 500 would crash by more than 19%. In the early 2000s, the market underwent a significant dot-com crash due to the tech bubble. Many value-oriented investors may be concerned that the same could be happening with AI stocks today; many of them are trading at egregious multiples. Shareholders of Palantir Technologies , for example, don't seem to be balking at its massive earnings multiple of more than 300. A value-focused option for investors to consider Even if you're worried about valuations or the possibility of a crash in the markets, it may not necessarily mean that you should sell all of your stocks and pull all of your money out. If a correction takes place, some stocks will inevitably be hit much harder than others. Stocks trading at more reasonable valuations could weather the storm better than stocks which are at obscene multiples. Meanwhile, trying to time the market and waiting for ideal investing conditions is not an optimal strategy as it could result in you missing out on gains along the way. An alternative for investors is to consider an exchange-traded fund (ETF) which prioritizes value investments. A good example of that is the Vanguard Value Index Fund ETF Shares ( VTV 0.73% ) . The fund has a low expense ratio of 0.04% and tracks the U.S. Large Cap Value index. With the average holding in the ETF averaging an earnings multiple of just over 20, investors are getting exposure to more attractively priced stocks than the overall S&P 500 index, which is averaging a multiple of nearly 26. The top holding in the Vanguard fund is Buffett's own Berkshire Hathaway, but at just 3% of the fund's weight, it doesn't represent a huge chunk of the overall portfolio. Investors will also get access to many other blue chip stocks with the ETF, including UnitedHealth Group and Home Depot . Historically, the fund has underperformed the S&P 500, but in a possible downturn, it could be the better buy, especially given how expensive many growth stocks are right now. ^SPX data by YCharts. Investors should prepare for a possible correction Timing the market is risky, but what can be even riskier is holding stocks which trade at extremely high premiums because they can be vulnerable to a sell-off at a moment's notice. When stocks are highly valued, expectations will also be high, and any sign that a company could face difficulty could prompt investors to hit the sell button. It doesn't have to be a bad earnings report, as corrections could happen at any time investors start to smell trouble ahead. That's why it's important to consider valuations and potentially move money into cheaper stocks which may not only provide more protection during a downturn but may possess more upside in the long run. And if you aren't sure which stocks to buy or sell, a good option is to consider the Vanguard Value ETF or similar types of investments which prioritize value stocks .Cornelious Brown IV throws 5 TD passes to lead Alabama A&M past Mississippi Valley State 49-35
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