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Ron Roberts Founder & CEO of Roberts Retirement Group, Interviewed on the Influential Entrepreneur Podcast Discussing Longevity Planning for Retirement 11-22-2024 09:56 PM CET | Business, Economy, Finances, Banking & Insurance Press release from: Getnews / PR Agency: Authority Press Wire Image: https://authoritypresswire.com/wp-content/uploads/2024/11/Ron_old_picture_for_20181__1_-removebg-preview.png Ron Roberts discusses highlights of longevity planning for retirement Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-ron-roberts-founder-and-ceo-of-roberts-retirement-group-discussing-longevity-planning-for-retirement/ Ron Roberts, founder and CEO of Roberts Retirement Group, about the essential topic of longevity planning in retirement. With over 35 years of experience in financial services, Ron shares his journey into the industry, sparked by a friend's success in financial planning. The conversation delves into the importance of adapting retirement strategies to account for increasing life expectancies, emphasizing how better health and lifestyle choices contribute to longer lives. Longevity planning has emerged as a crucial aspect of retirement strategy, particularly in response to two significant trends: the decline of traditional pensions and the increasing life expectancy of individuals. As people live longer, the need for guaranteed lifetime income strategies has never been more essential. Historically, a substantial portion of the U.S. workforce relied on employer-provided pensions. When Ron Roberts began his career in financial services in 1990, approximately 76% of workers had access to these guaranteed income sources. Pensions offered retirees a reliable paycheck for life, regardless of how long they lived. However, this landscape has changed dramatically over the years. Many companies have phased out traditional pension plans in favor of 401(k) plans, which do not guarantee lifetime income. Instead, 401(k) plans place the responsibility on individuals to manage their retirement savings, often leading to uncertainty about whether their funds will last throughout their retirement years. This shift has left many retirees concerned about the possibility of outliving their savings. Advancements in healthcare and improvements in lifestyle continue to enhance the quality of life, resulting in longer lifespans. This increase in life expectancy raises important questions about retirement planning. Individuals must now consider not only how to accumulate wealth for retirement but also how to ensure that their savings will sustain them for potentially two to three decades after they stop working. With the reality that many retirees may spend 20 to 30 years in retirement, the risk of running out of money becomes a pressing concern. This is where longevity planning comes into play, focusing on creating strategies that provide guaranteed income for life, regardless of how long an individual may live. To address the challenges posed by the decline of pensions and increased longevity, financial advisors like Ron Roberts emphasize the importance of guaranteed lifetime income strategies. These strategies often involve utilizing products from legal reserve companies, primarily insurance companies that specialize in protecting pensions. By transferring funds from traditional investment accounts into legal reserve accounts, retirees can secure their principal and ensure that their growth is protected. One effective approach is to use indexed products tied to various market indexes, such as the S&P 500 or the Dow Jones Industrial Average. These indexed products can provide growth potential while also offering protection against market downturns. The key is that they allow retirees to benefit from market gains without the risk of losing their principal, thus ensuring a more stable income stream throughout retirement. Ron shared: "T he objective is growth every year, without worrying about the stock market." Video: https://www.youtube.com/embed/5_3FxzEWeIA?rel=0&modestbranding=0&rel=0&showinfo=1&controls=1&autohide=2&showinfo=0?ecver=2 Video Link: https://www.youtube.com/embed/5_3FxzEWeIA About Ron Roberts Ron was born in Burbank California and grew up in the Mojave Desert. Being the first of six children born to deaf parents, he learned responsibility at an early age. His commitment to family and faith is unwavering. It's the essence of who he is and the foundation of his business success. Living for a higher purpose and caring for others has always been Ron's focus. After high school, he joined the United States Coast Guard where he learned about hard work, discipline, and duty. He enjoyed serving his country and helping to keep people safe. He grew in experience through training, education, and travel. He developed a love for the sea and enjoys boating and sailing with friends and family. After completing his time with the Coast Guard, Ron served on a mission for the deaf in Chicago for his church. While there, he formed the first deaf scout troop in Chicago for the Boy Scouts of America. Returning from Chicago, Ron attended college in Stockton, California where he met his wife, Julie. They were married in the spring of 1984. In 1991, Ron and Julie moved to Amador County where they enjoyed raising their four daughters in a close knit community. Ron's hobbies include reading, boating, sports, and traveling with his family. Ron also volunteered at a private school where he taught history and American Sign Language. Family, faith, and community are the most important things that define Ron. Ron's chosen vocation as a Retirement Planning Professional allows him to use his experience, his gifts, and his love for family to help people in a very special way. Ron has been in the retirement planning industry since 1990. Founded in 2002, Roberts Retirement has grown over the years to serve families in northern California and around the country. Ron has served as President of the California Estate Planning Counsel and continues to mentor other retirement planning professionals all across the United States. He is constantly educating himself on the most up-to-date investment strategies and changes in the financial industry. Ron is recognized as a leader in the industry, is a sought-after speaker, and has been featured in Senior Market Advisor Magazine Learn more: https://www.robertsretirement.com/ Media Contact Company Name: Marketing Huddle, LLC Contact Person: Mike Saunders, MBA Email: Send Email [ http://www.universalpressrelease.com/?pr=ron-roberts-founder-ceo-of-roberts-retirement-group-interviewed-on-the-influential-entrepreneur-podcast-discussing-longevity-planning-for-retirement ] Phone: 7202323112 Country: United States Website: https://www.AuthorityPositioningCoach.com This release was published on openPR.Incoming Trump 'border czar' Tom Homan discusses the Trump administration's deportation plans on 'The Story.' California Gov. Gavin Newsom is reportedly considering a plan to help illegal immigrants and their families threatened by president-elect Trump's mass deportation plan. A draft of the plan obtained by POLITICO, titled "Immigrant Support Network Concept," proposes the creation of an Immigrant Support Network comprised of regional hubs to "connect at-risk individuals, their families, and communities with community systems — such as legal services, schools, labor unions, local governments, etc." Fox News Digital has reached out to Trump's representatives . Newsom's office told Fox News Digital that the draft was prepared by the California Department of Social Services and has not yet been reviewed in Sacramento. CHILD RAPE AND VIOLENT INCIDENTS REPORTED AT MASSACHUSETTS MIGRANT SHELTERS, FORMER FACILITY DIRECTOR SAYS California Gov. Gavin Newsom and President-elect Trump have clashed on various issues, including immigration. (Getty/AP) "This document is an internal and deliberative draft document meant for internal discussions as part of a number of possible considerations given the incoming federal administration’s public remarks," Scott Murray, the Deputy Director, Public Affairs and Outreach Programs for the Department of Social Services, told Fox News Digital in a statement. "It is not a final proposal." The draft is part of an effort by California leaders to prepare for a second Trump administration. After Trump was elected, Newsom called a special legislative session and talked of a $25 million "Trump-proof" legal defense fund. In addition, state lawmakers were lobbying for additional funds. Senate Budget Chair Scott Wiener proposed legislation seeking $60 million, including funds to create an immigrant detention representation and coordination program, Politico reported. DEM GOVERNOR THREATENS TO USE 'EVERY TOOL' TO FIGHT BACK AGAINST TRUMP-ERA DEPORTATIONS Migrants cross through a gap in the US-Mexico border fence in Jacumba Hot Springs, California, US, on Monday, Dec. 18, 2023. The Republican Senate leader said significant issues remain in Senate negotiations on US-Mexico border restrictions demanded by his party in exchange for clearing assistance to Ukraine and other US allies. (Mark Abramson/Bloomberg via Getty Images) Under the draft, the state Social Services Department would give state funds to eligible nonprofits and take on administrative duties for the hubs. The draft does not indicate how much funding the plan requires. However, it said the funds would go toward "community outreach, partnership, legal services staffing positions, and approved administrative costs associated with hub operations," the Politico report said. California currently faces a $68 billion budget deficit, according to the state's Legislative Analyst's Office . Asylum seeking migrants wait in line to receive donated food, with a rainbow in the distance, at a makeshift camp while awaiting processing by the U.S. Border Patrol on November 30, 2023, in Jacumba Hot Springs, California. (Mario Tama/Getty Images) CLICK HERE TO GET THE FOX NEWS APP "The administration continues to collaborate with the Legislature to finalize a thoughtful special session funding proposal, which is on track to be signed into law before January 20, 2025," department spokesperson Theresa Mier told the publication. Louis Casiano is a reporter for Fox News Digital. Story tips can be sent to louis.casiano@fox.com .
Syria’s ousted President, Bashar Al Assad, and members of his family arrived in Russia’s capital, Moscow, on Sunday, December 8, Russian news agency reported, citing a Kremlin source. “Assad, with his family, has arrived in Moscow. Russia, based on humanitarian considerations, has granted them asylum,” the source told TASS. According to the source, Moscow considers it necessary to resume negotiations on a settlement in Syria under the auspices of the UN. Асад с членами своей семьи прибыл в Москву, РФ предоставила им убежище, сообщил источник в Кремле: https://t.co/OdWi0dPeOk pic.twitter.com/fij1xkPSCb “The leaders of the armed Syrian opposition guaranteed the security of Russian military bases and diplomatic institutions in Syria,” the source added. On November 27, opposition armed groups launched a massive offensive against government forces in Aleppo and Idlib provinces. On December 7, Assad’s opponents successfully captured major cities including Aleppo, Deir ez-Zor, Daraa, Hama, and Homs. On Sunday morning, Assad left his post and the country following internal Syrian negotiations.
Could This Crypto Outshine Solana and XRP in Scalability and Utility?OTTAWA - A Liberal MP says his committee colleagues are wasting time by launching a third inquiry into the former employment minister instead of focusing on important legislation for Indigenous Peoples. Jaime Battiste, who is Mi’kmaq, said there has been an “attack” on fellow Liberal MP Randy Boissonnault, who left his position as employment minister on Wednesday after allegations of shifting claims of Indigenous identity and questions around his past business dealings. Boissonnault has been the subject of two ethics committee probes, and Battiste said a third one by the Indigenous and northern affairs committee is “a waste of time, and it seems to be the Conservatives’ way of ensuring that nothing gets done in the House of Commons.” The Conservatives, NDP and Bloc Québécois all supported pushing ahead with the third study, even after Boissonnault left cabinet. Though Liberal MPs did not object to the motion Thursday, Battiste said the committee’s time would be better spent studying legislation on important issues such as First Nations policing, a modern treaty commissioner and clean water for First Nations. “It’s very much my fear and frustration that politics is now becoming more important at the Indigenous and northern affairs committee than actually Indigenous Peoples that we’re there every day to try to make life better for,” he said. NDP MP Lori Idlout, who is a member of the committee, said Canadians deserve answers and she doesn’t expect the probe to cut into the committee’s other work. “It’s not a waste of time to have MP Boissonnault answer for why his identity kept changing. Pretending to be Indigenous is a serious matter and we need to have him be transparent to all Canadians.” Boissonnault came under intense scrutiny after the National Post reported that a company he previously co-owned described itself as wholly Indigenous-owned in order to apply for government contracts set aside for Indigenous businesses. He has been described as Indigenous multiple times in communications from the Liberal party, and in 2018 referred to himself as “non-status adopted Cree” — a statement he has repeated on other occasions. He also said his great-grandmother was a “full-blooded Cree woman.” He has since clarified that his adoptive mother and brother are Métis, and he apologized for his shifting claims last Friday. The House ethics committee has separately investigated Boissonnault’s past business dealings after media reports alleged he remained involved in the company he co-founded after he was re-elected in 2021 and joined the federal cabinet. Opposition MPs passed a motion in the House of Commons on Tuesday — a day before Boissonnault left cabinet — for the employment minister to appear as a witness to discuss his claims to Indigenous identity. But because Boissonnault is no longer in cabinet, the Liberal chair of the committee ruled Thursday that newly minted Employment Minister Ginette Petitpas Taylor is technically the person the motion called to testify. “I figured this might happen,” said Conservative MP and committee member Jamie Schmale. “If there are games to be played here and we have Minister Petitpas Taylor attend, I don’t think that goes to the spirit of the House order. I don’t think it would be very responsible to go against that ... It’s Randy Boissonault that the House determined it needs and is ordered to appear along with several other witnesses. That’s who we expect to be in that seat.” A new motion from the Conservatives calls directly for Boissonnault to appear at the committee. One of the key concerns raised about Boissonnault in recent weeks is related to the government’s Indigenous business procurement strategy. A directory provides the federal government with names of businesses it could consider using to meet its Indigenous procurement target, which states a minimum five per cent of the total value of government contracts should be held by Indigenous-owned businesses. Indigenous Services Minister Patty Hajdu told a House of Commons committee on Tuesday that the company Boissonnault founded was not listed on that directory. Battiste suggested the committee will now be in a position of determining who is eligible for Indigenous programming and determining who is Indigenous, and as a First Nations person he does not agree with that. “I have a lot of concern because no First Nations, Métis or Inuit in this country are asking committees — who are filled with non-Indigenous Peoples — to determine our identity, who we are.” Schmale and Bloc MP Sebastian Lemire, who is also a member of the committee, did not immediately respond to requests for comment. This report by The Canadian Press was first published Nov. 21, 2024. Note to readers: This is a corrected story. A previous version stated that MPs on the Indigenous and Northern affairs committee passed a motion to have the employment minister appear as a witness at the committee.
NEW HOPE, Pa. (AP) — Dayle Haddon, an actor, activist and trailblazing former “Sports Illustrated” model who pushed back against age discrimination by reentering the industry as a widow, has died in a Pennsylvania home from what authorities believe was carbon monoxide poisoning. Authorities in Bucks County found Haddon, 76, dead in a second-floor bedroom Friday morning after emergency dispatchers were notified about a person unconscious at the Solebury Township home. A 76-year-old man police later identified as Walter J. Blucas of Erie was hospitalized in critical condition. Responders detected a high level of carbon monoxide in the property and township police said Saturday that investigators determined that “a faulty flue and exhaust pipe on a gas heating system caused the carbon monoxide leak.” Two medics were taken to a hospital for carbon monoxide exposure and a police officer was treated at the scene. As a model, Haddon appeared on the covers of Vogue, Cosmopolitan, Elle and Esquire in the 1970s and 1980s, as well as the 1973 Sports Illustrated swimsuit issue. She also appeared in about two dozen films from the 1970s to 1990s, according to IMDb.com , including 1994’s “Bullets Over Broadway,” starring John Cusack. Haddon left modeling after giving birth to her daughter, Ryan, in the mid-1970s, but then had to reenter the workforce after her husband's 1991 death. This time she found the modeling industry far less friendly: “They said to me, ‘At 38, you’re not viable,’” Haddon told The New York Times in 2003. Working a menial job at an advertising agency, Haddon began reaching out to cosmetic companies, telling them there was a growing market to sell beauty products to aging baby boomers. She eventually landed a contract with Clairol, followed by Estée Lauder and then L’Oreal, for which she promoted the company's anti-aging products for more than a decade. She also hosted beauty segments for CBS’s “The Early Show.” "I kept modeling, but in a different way," she told The Times, “I became a spokesperson for my age.” In 2008, Haddon founded WomenOne, an organization aimed at advancing educational opportunities for girls and women in marginalized communities, including Rwanda, Haiti and Jordan.' Haddon was born in Toronto and began modeling as a teenager to pay for ballet classes — she began her career with the Canadian ballet company Les Grands Ballet Canadiens, according to her website . Haddon's daughter, Ryan, said in a social media post that her mother was “everyone’s greatest champion. An inspiration to many.” “A pure heart. A rich inner life. Touching so many lives. A life well lived. Rest in Light, Mom,” she said.Boxing legend Floyd Mayweather Jr. has reached an agreement to purchase a New York City building for more than $20 million, per TMZ Sports . TMZ Sports reported that the building currently has offices, a diamond exchange and a large billboard. "I used to shop in the diamond exchange as a young adult," Mayweather said in a statement, per TMZ Sports. "I never thought I would end up owning this important property at the entrance of 47th Street. Through hard work and dedication anything is possible." Per Suzannah Cavanaugh of The Real Deal, Mayweather reached a $402 million deal to buy more than 60 buildings (totaling over 1,000 units) in New York City. The buildings are mostly in Upper Manhattan. TMZ Sports reported that Mayweather wants to provide affordable housing to families. Mayweather has done quite well for himself financially, especially after his career ended. Corinne Dorsey of Yahoo! Finance had this to report last February. "Based on recent evaluations up until 2023, Mayweather's estimated net worth currently stands at $1.2 billion. Predicting his financial standing for 2024 is difficult due to the inherent volatility of investments and the multifaceted nature of his business ventures. Nevertheless, considering his track record, it's foreseeable that Mayweather's net worth could reach a whopping $1.5 billion by 2024." Now Mayweather has added another huge asset to his portfolio as the calendar year winds down. This article will be updated soon to provide more information and analysis. For more from Bleacher Report on this topic and from around the sports world, check out our B/R app , homepage and social feeds—including Twitter , Instagram , Facebook and TikTok .
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Trailblazing model Dayle Haddon dies from suspected carbon monoxide poisoning..NYCN charges FG on youth friendly policies The Vice President of Nigeria, Senator Kashim Shettima, has reassured Nigerian youths that President Bola Ahmed Tinubu’s administration is dedicated to involving them in all levels of governance. Speaking at the grand finale of the 60th Anniversary celebration of the National Youth Council of Nigeria (NYCN) in Port Harcourt, Shettima emphasized that youth inclusion in governance is a cornerstone of the current administration. Represented by his Technical Adviser on Women and Youth Engagement, Hauwa Liman, the Vice President highlighted that the Tinubu administration is the first to offer extensive opportunities to the nation’s youth, underscoring the administration’s strong belief in the aspirations of Nigerian youths. He said: “His Excellency, President Bola Ahmed Tinubu has assembled some of the finest young people in the country to form the backbone of his government and this is based on his conviction that you cannot plan for the future without the young ones at the decision making table . So youth inclusion to us is not just a promise, it is the cornerstone of our administration’s vision for Nigeria. “From the outset, we have worked to ensure that young Nigerians are not only seen and heard but also have the power and included at every level of governance”. He pointed out that the Tinubu administration has created numerous opportunities for youths to thrive in various fields, which he believes reflects the government’s commitment to empowering the youth and driving the real change the country requires. “Today, we stand as a government that has opened doors for young people like never before. Many of our ministers are your peers. “Your inclusion is more than a presentation. It is about creating opportunities that translates into real change. This administration has prioritised initiatives that empowers young people to excel in education, entrepreneurship and the creative and data industry. “We have launched the transformative programme like the Presidential Initiative for Youths Enterprise Clusters backed by N110bn Naira to support young entrepreneurs across agriculture, technology and industry. The Youths Investment Fund continue to provide critical financial support for start-ups and small businesses and ensuring that young Nigerians can turn their ideas into thriving ventures. “In the digital and creative sector where our youths have already proven their global competitiveness, we have rolled out a $618m United Dollars initiative designed to support tech and creative enterprises,” Shettima added. He stated that, to reinforce these commitments, the government is working on establishing a National Youth Development Bank and a youth data bank to provide young Nigerians with the resources, information, and opportunities they need to succeed. Shettima also highlighted the National Education Fund and the student loan scheme as additional government initiatives aimed at securing the future of Nigerian youths. The Vice President further encouraged the nation’s youth to take full advantage of the many opportunities available to improve their lives and contribute to the country’s progress. “Dear young Nigerians, the opportunity before you are vast, you are part of a generation that has the tools, skills and platforms to transform not only Nigeria but the world. “The digital economy and the creative space are yours to dominate. This administration is committed to providing you with the resources and support needed to succeed. “As we celebrate this milestone, I challenge you to cease this moment, embrace innovation, creativity and hardwork. Let your generation be the one that transformed Nigeria into a beacon of democracy, development and progress. Your voices are heard, your contributions are valued and your future is being shaped by the decisions you influence today,” he said. In his speech at the event, the Governor of Rivers State, Sir Siminalayi Fubara, represented by the Chief of Staff of the Government House, Ehie Edison, said that his administration is deeply focused on youth development. He emphasized that this is why many young people have been given the opportunity to hold leadership positions. He pointed out that in Rivers State, the majority of local council chairmen, their deputies, and councillors are youths, with three of them being members of the NYCN. “This government is surrounded by youths who are very resourceful and are contributing immensely to governance, development of the state. We have commissioners who are youth ambassadors, large percentage of executive chairmen and vice chairmen are youths in their primes. Councillors are youths and this goes a long way to show that the governor is very very youth friendly,” he said. Ehie, stated further that the governor is investing in programmes and policies that intends to showcase the raw talents of Rivers youths and to empower them meaningfully, adding that across various tertiary institutions, there are scholarships for deserving youths who are hardworking currently ongoing and sponsored by Rivers State Government. While congratulating the National Executives on the celebration, he praised the National President, Sukubo Sara-Igbe Sukubo, for maintaining the legacy of the youth council. Ehie also encouraged the youth to avoid negative behaviors and instead focus on positive actions while engaging with the government at all levels. “I want to call on the NYCN to continually engage peacefully with governments at all levels, multinationals, Nationally Assembly to propose youth friendly legislations and for the multinational companies to engage our youths and also for government to propose programmes that would benefit the youths while also advocating for our youths to desist from crimes, criminality and tap into the skill acquisition opportunities which is the in-thing today across the country,” Ehie stated. Earlier, the National President of NYCN, Sukubo Sara-Igbe Sukubo, expressed gratitude to the Rivers State Government for hosting Nigerian youths during their 60th anniversary celebration. He highlighted that for six decades, the Council has been actively involved in shaping the future of Nigerian youths through positive initiatives. Sukubo took the opportunity to urge government officials at all levels to implement policies that will improve the country’s situation and alleviate the current hardships being faced. The youth leader also encouraged Nigerian youths to acquire skills and not solely depend on white-collar jobs, which are not easily accessible in the country. “I charge Nigerian youths to look beyond what they call white-collar jobs and focus on skills and we should grow in technology to impact on the society. We should not wait anymore for government. “We should look for how to also support the federal government and our state governors to see how to reduce insecurity and also support our National Assembly to make laws that can create employment opportunities for young people and also to enact policies that can grow our economy. “We are also appealing to the Federal Government to make policies that can accelerate economic growth in our dear country,” Sukubo said.NoneAAP slams Centre for not conducting Manmohan Singh’s last rites at Rajghat
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EU universal charger rules come into forceAviva Siegel, a former hostage and the wife of American-Israeli hostage Keith Siegel, said Tuesday that she had witnessed and experienced torture by the Hamas terrorists who abducted her and roughly 250 other Israeli civilians on October 7, 2023. Siegel, 63, spoke with Marc Beckman of the Some Future Day podcast about her experiences. She was released in an eight-day truce last November — one that Hamas later broke — but Keith remains behind, one of the “ American Seven ” who are still in Gaza, three of whom are thought to be alive. Siegel was born in South Africa and moved to Israel when she was a child. She met Siegel when he was a student from North Carolina visiting Israel. He remained in Israel after they fell in love, and the two of them eventually settled on a communal farm in southern Israel, Kibbutz Kfar Aza. Siegel recalled how the terrorists invaded their bomb shelter on October 7 after shooting and wounding Keith, her husband of 43 years. They broke his ribs in the process of abducting him, and took the couple to Gaza in Keith’s car. In Gaza, they were met by crowds of civilians — including women and children — who cheered the terrorists bringing hostages from Israel. They were forced into a tunnel, where they were later joined by other hostages, many wounded. They would be moved from one location to another 13 times before Aviva was freed. In one tunnel, she said, she was convinced that they would die for lack of oxygen. They were denied food and water for whole days at a time, she said. At one point, she personally witnessed a Hamas terrorist molesting one of the female Israeli hostages. She was later told that the molestation was frequent, though rarely in the open. Another time, several Hamas terrorists bound a female hostage and beat her brutally. When the young girl returned, wounded and crying, Siegel asked her why she had not screamed. She replied that she had not wanted to give the terrorists the satisfaction of hearing her screaming. She and Keith had promised to remain strong for each other, and she hoped to see him again. The suffering they endured was so intense from the first moments, she said, that anyone who understood it would not have allowed them to be held in Gaza at all. She said that while she was hopeful that President-elect Donald Trump could bring the hostages home, she did not want to stop urging President Joe Biden to do the same: January 20 might be too late. Joel B. Pollak is Senior Editor-at-Large at Breitbart News and the host of Breitbart News Sunday on Sirius XM Patriot on Sunday evenings from 7 p.m. to 10 p.m. ET (4 p.m. to 7 p.m. PT). He is the author of The Agenda: What Trump Should Do in His First 100 Days , available for pre-order on Amazon. He is also the author of The Trumpian Virtues: The Lessons and Legacy of Donald Trump’s Presidency , now available on Audible. He is a winner of the 2018 Robert Novak Journalism Alumni Fellowship. Follow him on Twitter at @joelpollak .
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