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Real Life Reality First Look 2025 Will Take Place At The Sonesta Hotel Airport North On Saturday, December 7th, 2024 11-27-2024 11:32 PM CET | Leisure, Entertainment, Miscellaneous Press release from: ABNewswire Real Life Reality First Look Event is all about creating and celebrating some of the best moments from Real Life Reality. You will also get a "First Look" at all the new content coming to the Real Life Reality Network the following year. Image: https://www.abnewswire.com/uploads/6309d156d3a5c637035006feb719c143.jpeg The First Look Event for 2025 will occur at the Sonesta Hotel Airport North (1325 Virginia Ave, Atlanta, GA 30344) On Saturday, December 8th, 2024. 11:00 AM - 3:00 PM EST. Image: https://www.abnewswire.com/uploads/565bded615811157df6448babc40ab55.jpeg There will be a red carpet, new content, cast reveal, cast panel discussion, media workshop, interactive games, mixed cast panel and so much more. Rsvp At: reallifereality2025.eventbrite.com Media Contact Company Name: Real Life Reality Contact Person: Gregory Ruffin Email:Send Email [ https://www.abnewswire.com/email_contact_us.php?pr=real-life-reality-first-look-2025-will-take-place-at-the-sonesta-hotel-airport-north-on-saturday-december-7th-2024 ] Address:587 Rhodes St Nw City: Atlanta State: Georgia 30314 Country: United States Website: http://reallifereality2025.eventbrite.com This release was published on openPR.SANOMA CORPORATION: ACQUISITION OF OWN SHARES 27 December 2024
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President-elect Donald Trump ’s continuing threats of massive tariffs are sparking global supply chain concerns as both American and European companies are frontloading orders and considering raising prices while Chinese factories look for buyers outside of the U.S. Businesses across the world are pushing out orders ahead of Trump’s inauguration January 20, choosing not to wait to see which products or countries will be on the list of targets in Trump’s expected trade war. The president-elect’s threat of universal tariffs has set off a scramble to get orders out that’s creating bottlenecks and higher costs. The president of the brokerage and logistics advisory firm Krieger Worldwide in Los Angeles, Robert Krieger, told Bloomberg : “We’re still in the freakout period.” “There’s about to be a king tide in the supply chain,” he added. At JLab in California, CEO Win Cramer moved his supply chains away from China to avoid tariffs during Trump’s first term in the White House. He has put in place a hiring freeze until June, and he will impose price hikes on headphones and wireless products if universal tariffs are put in place. Some companies are frontloading orders, while others are looking for new suppliers or trying to negotiate new agreements with their current suppliers. Consumers are set to pay for the higher costs that come with larger inventories, expedited shipping, or beginning relationships with new business partners. But while preemptive moves can be made, there’s no way to know for sure if they will insulate businesses from Trump’s trade actions. Last month, Trump threatened to add an additional 10 percent tariff on Chinese products and another 25 percent on all goods from Canada and Mexico. Raine Mahdi is the CEO of Zipfox, which sources products between businesses in the U.S. and factories mostly based in Mexico. According to Mahdi, the company has had a 30 percent rise in quote requests and signups of new buyers, adding that requests also rose when Trump threatened 100 percent tariffs on BRICS nations. Most of the requests are from goods importers taking in products from China. “If you wait too long, you’re going to find yourself trying to make the transition in a pinch,” Mahdi told Bloomberg . “This time you’re not catching the tail end of the Trump administration, you’re catching the entire thing and with a new wrath.” In the two weeks around the election, the ports in China had a double-digit growth in container throughput which kept rising to an almost 30 percent gain in the middle of this month. Similarly, International freight flights have risen by at least a third every week since the middle of October and economists believe that trend will continue as customers frontload orders. This month, the CEO of the Port of Long Beach, Mario Cordero, told reporters that the “surge in imports nationwide could continue into the spring of 2025.” “Back in 2018, tariffs initiated during the first Trump administration resulted in a 20 percent decrease in imports from China and a 45 percent decrease in exports to China due to retaliatory actions,” he added.Thiago Motta: ‘Juventus denied Aston Villa what they wanted’
Sir, In democracy, democratic Govt. is defined as an elected Govt. by the people and for the people. It is a system of the Govt. in which supreme power is vested with the people and exercised by them directly or indirectly through the system of representatives usually involving free elections periodically. It is associated with the participation, competition, civil and political liberties, then such a govt. is responsible for the care of the public, sorting out the grievances, worries, amicably whereas public reserves the right to protest peacefully against the decisions if they hurt their sentiments, effects economic and financial status. But in contrary news in TV, Newspapers and social media is flooded daily with such protests where protests either continue for unlimited or prolonged periods but Govt. hardly cares and administration doesn’t bother to listen. On the contrary when protestors lose their patience they either try to meet representatives or turn violent thus damage to public property. They are lathicharged and forced to disperse/runaway, in both the cases their dreams get shattered and they lose faith in a democratic setup. This is not healthier in a democratic setup. To avoid such unhealthy situations Govt. must come forward to talk to the protestors and educate them the reasons, why their demands can’t be conceded in a hurry but shall be considered by debating among officials and representatives to sort out amicable solutions acceptable to both protestors and Govt. if found reasonable. Let’s hope wisdom prevails in society. Better late than never to avoid such confronting situations in future everwhere in our democratic India. Ashok Kumar Gandotra Shiv Nagar, Jammu
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By JOSH BOAK WASHINGTON (AP) — Donald Trump loved to use tariffs on foreign goods during his first presidency. But their impact was barely noticeable in the overall economy, even if their aftershocks were clear in specific industries. The data show they never fully delivered on his promised factory jobs. Nor did they provoke the avalanche of inflation that critics feared. This time, though, his tariff threats might be different . The president-elect is talking about going much bigger — on a potential scale that creates more uncertainty about whether he’ll do what he says and what the consequences could be. “There’s going to be a lot more tariffs, I mean, he’s pretty clear,” said Michael Stumo, the CEO of Coalition for a Prosperous America, a group that has supported import taxes to help domestic manufacturing. The president-elect posted on social media Monday that on his first day in office he would impose 25% tariffs on all goods imported from Mexico and Canada until those countries satisfactorily stop illegal immigration and the flow of illegal drugs such as fentanyl into the United States. Those tariffs could essentially blow up the North American trade pact that Trump’s team negotiated during his initial term. Chinese imports would face additional tariffs of 10% until Beijing cracks down on the production of materials used in making fentanyl, Trump posted. Business groups were quick to warn about rapidly escalating inflation , while Mexican President Claudia Sheinbaum said she would counter the move with tariffs on U.S. products. House Democrats put together legislation to strip a president’s ability to unilaterally apply tariffs this drastic, warning that they would likely lead to higher prices for autos, shoes, housing and groceries. Sheinbaum said Wednesday that her administration is already working up a list of possible retaliatory tariffs “if the situation comes to that.” “The economy department is preparing it,” Sheinbaum said. “If there are tariffs, Mexico would increase tariffs, it is a technical task about what would also benefit Mexico,” she said, suggesting her country would impose targeted import duties on U.S. goods in sensitive areas. House Democrats on Tuesday introduced a bill that would require congressional approval for a president to impose tariffs due to claims of a national emergency, a largely symbolic action given Republicans’ coming control of both the House and Senate. “This legislation would enable Congress to limit this sweeping emergency authority and put in place the necessary Congressional oversight before any president – Democrat or Republican – could indiscriminately raise costs on the American people through tariffs,” said Rep. Suzan DelBene, D-Wash. But for Trump, tariffs are now a tested tool that seems less politically controversial even if the mandate he received in November’s election largely involved restraining inflation. The tariffs he imposed on China in his first term were continued by President Joe Biden, a Democrat who even expanded tariffs and restrictions on the world’s second largest economy. Biden administration officials looked at removing Trump’s tariffs in order to bring down inflationary pressures, only to find they were unlikely to help significantly. Tariffs were “so new and unique that it freaked everybody out in 2017,” said Stumo, but they were ultimately somewhat modest. Trump imposed tariffs on solar panels and washing machines at the start of 2018, moves that might have pushed up prices in those sectors even though they also overlapped with plans to open washing machine plants in Tennessee and South Carolina. His administration also levied tariffs on steel and aluminum, including against allies. He then increased tariffs on China, leading to a trade conflict and a limited 2020 agreement that failed to produce the promised Chinese purchases of U.S. goods. Still, the dispute changed relations with China as more U.S. companies looked for alternative suppliers in other countries. Economic research also found the United States may have sacrificed some of its “soft power” as the Chinese population began to watch fewer American movies. The Federal Reserve kept inflation roughly on target, but factory construction spending never jumped in a way that suggested a lasting gain in manufacturing jobs. Separate economic research found the tariff war with China did nothing economically for the communities hurt by offshoring, but it did help Trump and Republicans in those communities politically. When Trump first became president in 2017, the federal government collected $34.6 billion in customs, duties and fees. That sum more than doubled under Trump to $70.8 billion in 2019, according to Office of Management and Budget records. While that sum might seem meaningful, it was relatively small compared to the overall economy. America’s gross domestic product is now $29.3 trillion, according to the Bureau of Economic Analysis. The total tariffs collected in the United States would equal less than 0.3% of GDP. The new tariffs being floated by Trump now are dramatically larger and there could be far more significant impacts. If Mexico, Canada, and China faced the additional tariffs proposed by Trump on all goods imported to the United States, that could be roughly equal to $266 billion in tax collections, a number that does not assume any disruptions in trade or retaliatory moves by other countries. The cost of those taxes would likely be borne by U.S. families, importers and domestic and foreign companies in the form of higher prices or lower profits. Former Biden administration officials said they worried that companies could piggyback on Trump’s tariffs — if they’re imposed — as a rationale to raise their prices, just as many companies after Russia’s invasion of Ukraine in 2022 boosted food and energy costs and gave several major companies the space to raise prices, according to their own earnings calls with investors. But what Trump didn’t really spell out is what might cause him to back down on tariffs and declare a victory. What he is creating instead with his tariff threats is a sense of uncertainty as companies and countries await the details to figure out what all of this could mean. “We know the key economic policy priorities of the incoming Trump administration, but we don’t know how or when they will be addressed,” said Greg Daco, chief U.S. economist at EY-Parthenon. AP writer Mark Stevenson contributed to this report from Mexico City.
By JOSH BOAK WASHINGTON (AP) — Donald Trump loved to use tariffs on foreign goods during his first presidency. But their impact was barely noticeable in the overall economy, even if their aftershocks were clear in specific industries. The data show they never fully delivered on his promised factory jobs. Nor did they provoke the avalanche of inflation that critics feared. This time, though, his tariff threats might be different . The president-elect is talking about going much bigger — on a potential scale that creates more uncertainty about whether he’ll do what he says and what the consequences could be. “There’s going to be a lot more tariffs, I mean, he’s pretty clear,” said Michael Stumo, the CEO of Coalition for a Prosperous America, a group that has supported import taxes to help domestic manufacturing. The president-elect posted on social media Monday that on his first day in office he would impose 25% tariffs on all goods imported from Mexico and Canada until those countries satisfactorily stop illegal immigration and the flow of illegal drugs such as fentanyl into the United States. Those tariffs could essentially blow up the North American trade pact that Trump’s team negotiated during his initial term. Chinese imports would face additional tariffs of 10% until Beijing cracks down on the production of materials used in making fentanyl, Trump posted. Business groups were quick to warn about rapidly escalating inflation , while Mexican President Claudia Sheinbaum said she would counter the move with tariffs on U.S. products. House Democrats put together legislation to strip a president’s ability to unilaterally apply tariffs this drastic, warning that they would likely lead to higher prices for autos, shoes, housing and groceries. Sheinbaum said Wednesday that her administration is already working up a list of possible retaliatory tariffs “if the situation comes to that.” “The economy department is preparing it,” Sheinbaum said. “If there are tariffs, Mexico would increase tariffs, it is a technical task about what would also benefit Mexico,” she said, suggesting her country would impose targeted import duties on U.S. goods in sensitive areas. House Democrats on Tuesday introduced a bill that would require congressional approval for a president to impose tariffs due to claims of a national emergency, a largely symbolic action given Republicans’ coming control of both the House and Senate. “This legislation would enable Congress to limit this sweeping emergency authority and put in place the necessary Congressional oversight before any president – Democrat or Republican – could indiscriminately raise costs on the American people through tariffs,” said Rep. Suzan DelBene, D-Wash. But for Trump, tariffs are now a tested tool that seems less politically controversial even if the mandate he received in November’s election largely involved restraining inflation. The tariffs he imposed on China in his first term were continued by President Joe Biden, a Democrat who even expanded tariffs and restrictions on the world’s second largest economy. Biden administration officials looked at removing Trump’s tariffs in order to bring down inflationary pressures, only to find they were unlikely to help significantly. Tariffs were “so new and unique that it freaked everybody out in 2017,” said Stumo, but they were ultimately somewhat modest. Trump imposed tariffs on solar panels and washing machines at the start of 2018, moves that might have pushed up prices in those sectors even though they also overlapped with plans to open washing machine plants in Tennessee and South Carolina. His administration also levied tariffs on steel and aluminum, including against allies. He then increased tariffs on China, leading to a trade conflict and a limited 2020 agreement that failed to produce the promised Chinese purchases of U.S. goods. Still, the dispute changed relations with China as more U.S. companies looked for alternative suppliers in other countries. Economic research also found the United States may have sacrificed some of its “soft power” as the Chinese population began to watch fewer American movies. The Federal Reserve kept inflation roughly on target, but factory construction spending never jumped in a way that suggested a lasting gain in manufacturing jobs. Separate economic research found the tariff war with China did nothing economically for the communities hurt by offshoring, but it did help Trump and Republicans in those communities politically. When Trump first became president in 2017, the federal government collected $34.6 billion in customs, duties and fees. That sum more than doubled under Trump to $70.8 billion in 2019, according to Office of Management and Budget records. While that sum might seem meaningful, it was relatively small compared to the overall economy. America’s gross domestic product is now $29.3 trillion, according to the Bureau of Economic Analysis. The total tariffs collected in the United States would equal less than 0.3% of GDP. The new tariffs being floated by Trump now are dramatically larger and there could be far more significant impacts. If Mexico, Canada, and China faced the additional tariffs proposed by Trump on all goods imported to the United States, that could be roughly equal to $266 billion in tax collections, a number that does not assume any disruptions in trade or retaliatory moves by other countries. The cost of those taxes would likely be borne by U.S. families, importers and domestic and foreign companies in the form of higher prices or lower profits. Former Biden administration officials said they worried that companies could piggyback on Trump’s tariffs — if they’re imposed — as a rationale to raise their prices, just as many companies after Russia’s invasion of Ukraine in 2022 boosted food and energy costs and gave several major companies the space to raise prices, according to their own earnings calls with investors. But what Trump didn’t really spell out is what might cause him to back down on tariffs and declare a victory. What he is creating instead with his tariff threats is a sense of uncertainty as companies and countries await the details to figure out what all of this could mean. “We know the key economic policy priorities of the incoming Trump administration, but we don’t know how or when they will be addressed,” said Greg Daco, chief U.S. economist at EY-Parthenon. AP writer Mark Stevenson contributed to this report from Mexico City.Trump’s tariffs in his first term did little to alter the economy, but this time could be different
Facebook Twitter WhatsApp SMS Email Print Copy article link Save WASHINGTON — The House passed a $895 billion measure Wednesday that authorizes a 1% increase in defense spending this fiscal year and would give a double-digit pay raise to about half of the enlisted service members in the military. The bill is traditionally strongly bipartisan, but some Democratic lawmakers opposed the inclusion of a ban on transgender medical treatments for children of military members if such treatment could result in sterilization. The bill passed by a vote of 281-140 and next moves to the Senate, where lawmakers sought a bigger boost in defense spending than the current measure allows. The Pentagon and the surrounding area is seen Jan. 26, 2020, from the air in Washington. Lawmakers are touting the bill's 14.5% pay raise for junior enlisted service members and a 4.5% increase for others as key to improving the quality of life for those serving in the U.S. military. Those serving as junior enlisted personnel are in pay grades that generally track with their first enlistment term. People are also reading... OSU football: A prediction gone badly wrong Philomath driver suspected of DUII in Corvallis pileup Corvallis police seek grinches who stole Christmas As I See It: Six reasons why Trump won again OSU men's basketball: Beavers hope blowout wins pave the way for bigger things Corvallis Samaritan hospital has new CEO 2025 to bring rate increases, new fee for hauling Corvallis waste Graduate employees reach deal with OSU to end strike The real reason Corvallis' Pastega Lights moved to Linn County Why did Trump win? Election debrief hosted by Corvallis group Graduate strike at OSU continues. What's the holdup? OSU football: Beavers add 18 players as signing period opens Corvallis woman cuts hair for homeless: 'The Lord gave me a calling' Albany man pleads to numerous sex crimes Molestation victim’s mother tampered with court case Lawmakers said service member pay failed to remain competitive with the private sector, forcing many military families to rely on food banks and government assistance programs to put food on the table. The bill also provides significant new resources for child care and housing. "No service member should have to live in squalid conditions and no military family should have to rely on food stamps to feed their children, but that's exactly what many of our service members are experiencing, especially the junior enlisted," said Rep. Mike Rogers, R-Ala., chairman of the House Armed Services Committee. "This bill goes a long way to fixing that." The bill sets key Pentagon policy that lawmakers will attempt to fund through a follow-up appropriations bill. The overall spending tracks the numbers established in a 2023 agreement that then-Speaker Kevin McCarthy, R-Calif., reached with President Joe Biden to increase the nation's borrowing authority and avoid a federal default in exchange for spending restraints. Many senators wanted to increase defense spending about $25 billion above what was called for in that agreement, but those efforts failed. Sen. Roger Wicker, R-Miss., who is expected to serve as the next chairman of the Senate Armed Services Committee, said the overall spending level was a "tremendous loss for our national defense," though he agreed with many provisions in the bill. "We need to make a generational investment to deter the Axis of Aggressors. I will not cease work with my congressional colleagues, the Trump administration, and others until we achieve it," Wicker said. Sen. Roger Wicker, R-Miss., speaks with reporters Nov. 21 on Capitol Hill in Washington. House Republicans don't want to go above the McCarthy-Biden agreement for defense spending and are looking to go way below it for many nondefense programs. They are also focused on cultural issues. The bill prohibits funding for teaching critical race theory in the military and prohibits TRICARE health plans from covering gender dysphoria treatment for children under 18 if that treatment could result in sterilization. Rep. Adam Smith of Washington state, the ranking Democratic member of the House Armed Services Committee, said minors dealing with gender dysphoria is a "very real problem." He said the treatments available, including puberty blockers and hormone therapy, proved effective at helping young people dealing with suicidal thoughts, anxiety and depression. "These treatments changed their lives and in many cases saved their lives," Smith said. "And in this bill, we decided we're going to bar service members' children from having access to that." Smith said the number of minors in service member families receiving transgender medical care extends into the thousands. He could have supported a study asking medical experts to determine whether such treatments are too often used, but a ban on health insurance coverage went too far. He said Speaker Mike Johnson's office insisted on the ban and said the provision "taints an otherwise excellent piece of legislation." Rep. Chip Roy, R-Texas, called the ban a step in the right direction, saying, "I think these questions need to be pulled out of the debate of defense, so we can get back to the business of defending the United States of America without having to deal with social engineering debates." Smith said he agrees with Roy that lawmakers should be focused on the military and not on cultural conflicts, "and yet, here it is in this bill." House Minority Leader Hakeem Jeffries, D-N.Y., responds to reporters Dec. 6 during his weekly news conference at the Capitol in Washington. Rep. Hakeem Jeffries, the House Democratic leader, said his team did not tell Democrats how to vote on the bill. "There's a lot of positive things in the National Defense Authorization Act that were negotiated in a bipartisan way, and there are some troubling provisions in a few areas as well," Jeffries said. The defense policy bill also looks to strengthen deterrence against China. It calls for investing $15.6 billion to build military capabilities in the Indo-Pacific region. The Biden administration requested about $10 billion. On Israel, the bill, among other things, includes an expansion of U.S. joint military exercises with Israel and a prohibition on the Pentagon citing casualty data from Hamas. The defense policy bill is one of the final measures that lawmakers view as a must-pass before making way for a new Congress in January. U.S. Troops Face Mounting Threats from Predatory Debt Collectors U.S. Troops Face Mounting Threats from Predatory Debt Collectors Rising threats from debt collectors against members of the U.S. armed forces are undermining national security, according to data from the Consumer Financial Protection Bureau (CFPB), a federal watchdog that protects consumer rights. To manage the impact of financial stress on individual performance, the Defense Department dedicates precious resources to improving financial literacy, so service members know the dangers of notorious no-credit-check loans. “The financial well-being of service members and their families is one of the Department’s top priorities,” said Andrew Cohen, the director of financial readiness in the Office of the Deputy Assistant Secretary of Defense at the Pentagon. But debt collectors are gaining ground. Last quarter, debt collection complaints by U.S. military service members increased 24% , and attempts to collect on “debts not owed” surged 40%. Complaints by service members against debt collectors for deceptive practices ballooned from 1,360 in the fourth quarter of 2023 to 1,833 in the first quarter of 2024. “There’s a connection between the financial readiness and the readiness of a service member to perform their duty,” said Jim Rice, Assistant Director, Office of Servicemember Affairs at the Consumer Financial Protection Bureau. Laws exist to protect the mission readiness of U.S. troops from being compromised by threats and intimidation, but debt collectors appear to be violating them at an alarming pace. “If they’re threatening to call your commander or get your security clearance revoked, that’s illegal,” says Deborah Olvera, financial readiness manager at Wounded Warriors Project, and a military spouse who’s been harassed herself by a collection agency that tried to extort money from her for a debt she didn’t owe. But after she requested the name of the original creditor, she never heard from them again. “The financial well-being of service members and their families is one of the Department’s top priorities.” —Andrew Cohen, Director of Financial Readiness at the Pentagon Under the Fair Debt Collection Practices Act, it’s illegal for debt collectors to threaten to contact your boss or have you arrested because it violates your financial privacy. The FDCPA also prohibits debt collectors from making false, deceptive, or misleading representations in connection with the collection of a debt, even for borrowers with bad credit scores. But according to the data, debt collectors are increasingly ignoring those rules. “Debt collection continues to be one of the top consumer complaint categories,” said a spokesperson at the Federal Trade Commission. The commission released a report earlier this year revealing that consumers were scammed $10 billion in 2023, a new benchmark for fraud losses. In his book Debt: The First 5,000 Years, David Graeber argues that debt often creates a relationship that can feel more oppressive than systems of hierarchy, like slavery or caste systems because it starts by presuming equality between the debtor and the creditor. When the debtor falls into arrears, that equality is then destroyed. This sense of betrayal and the subsequent imbalance of power leads to widespread resentment toward lenders. Most Menacing Loan Messengers Photo Credit: Olena Yakobchuk / Shutterstock The debt collector reportedly harassing military service members most was Resurgent Capital Services, a subsidiary of collection giant Sherman Financial Group. The company tacks on accrued interest and junk fees and tries to collect on debts purchased for pennies on the dollar from cable companies, hospitals, and credit card companies, among others. Sherman Financial Group is run by billionaire Benjamin Navarro, who has a reported net worth of $1.5 billion, according to Forbes. Sherman Financial also owns subprime lender Credit One Bank and LVNV Funding, which outsource collections to Resurgent Capital. According to CFPB data, the second worst offender is CL Holdings, the parent company of debt-buyer Jefferson Capital Systems. The company has also been named in numerous complaints to the Better Business Bureau for alleged violations of the FDCPA, such as failing to properly validate debts or update credit reports with accurate information. Under the leadership of CEO David Burton, Jefferson Capital Systems is a wholly-owned subsidiary of CompuCredit Corporation, which markets subprime credit cards under the names Aspire, Majestic, and others. The third most referenced debt collector is publicly traded Portfolio Recovery Associates [NASDAQ: PRAA], which was forced to pay $27 million in penalties for making false representations about debts, initiating lawsuits without proper documentation, and other violations. Portfolio Recovery Associates is run by CEO Vikram Atal. Fourth place for alleged worst offender goes to Encore Capital Group [NASDAQ ECPG], which was required to pay $42 million in consumer refunds and a $10 million penalty for violating the Fair Debt Collection Practices Act. Encore collects under its subsidiary Midland Credit Management Group. These debt collectors all operate under a veritable shell game of company and brand names, almost none of which are disclosed on their websites, sending consumers on a wild goose chase to try and figure out how they’re related to each other. But despite their attempts to hide their tracks behind a smoke screen of subsidiaries, a leopard can’t change its spots, and the CFPB complaint database makes it harder for them to try. Loan Harassment Hotspots Photo Credit: Bumble Dee / Shutterstock Although widely considered a consumer-friendly state, complaints spiked most in California, which saw a 188% increase in complaints filed from the fourth quarter of 2023 to the first quarter of 2024. California is home to 157,367 military personnel, making it the most populous state for active-duty service members. The second-largest increase in debt collection complaints was in Texas, which saw a 66% jump from the fourth quarter of 2023 to the first quarter of 2024. The U.S. Department of Defense reports 111,005 service members stationed in the Lone Star State, which is the third-most populous state for active-duty military. The rising trends do not correlate to the number of military personnel by state. Complaints against debt collectors in Virginia, the second most populous state with 126,145 active duty personnel, decreased by 29% in the same quarter-over-quarter period. And complaints filed quarter-over-quarter in North Carolina, the fifth most populous state with 91,077 military personnel, decreased by 3% in the same period. The third largest percentage increase in debt collection complaints was from service members stationed in Maryland, where alleged harassment reports jumped 112% from the fourth quarter of 2023 to the first quarter of 2024. Maryland ranks number 12 with just 28,059 active duty service members. Fourth place goes to Ohio – the 28th most populous active-duty state – where complaints doubled, followed by Arizona – the 15th most populous military state – where complaints were up 70% in the same quarter-over-quarter period. Billionaire Bets on Bad Credit Photo Credit: PeopleImages.com - Yuri A / Shutterstock In 2007, Congress passed the Military Lending Act to cap the cost of credit to a 36% annual percentage rate, inclusive of junk fees and late charges, for active duty military service members. That rate is still considerably higher than average credit card rates, which range from 8% for borrowers with excellent credit scores to as high as 36% for borrowers with bad credit. But lenders still get hauled into court for violating the MLA. Don Hankey, the billionaire subprime auto lender who funded Donald Trump’s $175 million appeal bond , is among those violators. His company, Westlake Financial, which markets high-interest car loans for bad credit, has been sued twice by the Department of Justice for harassing military service members. In 2017, the DoJ alleged Hankey’s Westlake Financial illegally repossessed at least 70 vehicles owned by military service members. Westlake Financial paid $700,000 to settle the charges. In 2022, Westlake Financial paid $250,000 for allegedly cheating U.S. troops out of interest rates they were legally entitled to. Westlake Financial continues to receive complaints from military service members alleging abusive debt collection practices on its no-credit-check loans. A steady year-over-year increase in the number of complaints filed against Westlake Financial continued from 2020 to 2023. Consumer Financial Protection Bureau data shows a 13% increase in the number of complaints against the company from 2020 to 2021, a 28% increase from 2021 to 2022, and a torrential 119% surge from 2022 to 2023. The numbers suggest systemic complaint-handling processes and inadequate customer service resources. Lenders Try to Shutter CFPB Photo Credit: Cynthia Shirk / Shutterstock On May 16, 2024, a deceptively named predatory lending industry front group dubbed the Community Financial Services Association of America (CFSA) lost a legal attempt to defund the Consumer Financial Protection Bureau. In an effort to deprive Americans of essential consumer protections, the lobby group argued that the Consumer Financial Protection Bureau’s funding structure was unconstitutional. But the Supreme Court denied its claim. In a 7-2 ruling, the Court held that the Consumer Financial Protection Bureau’s funding structure is indeed constitutional. That means the Consumer Financial Protection Bureau cannot be defunded, but it does not mean the agency cannot be defanged. The New York Times suggested that Hankey’s incentive to finance Trump’s $175 million bond could have been a reciprocity pledge to neuter the Consumer Financial Protection Bureau if Trump wins the upcoming U.S. presidential election. If Trump wins a second term, he could replace Consumer Financial Protection Bureau director Rohit Chopra, an American consumer advocate, with a predatory lending advocate. In 2020, the Trump Administration secured a Supreme Court ruling that made it easier for the president to fire the head of the Consumer Financial Protection Bureau. The ruling struck down previous restrictions on when a president can fire the bureau’s director. Like other federal agencies, the Consumer Financial Protection Bureau has also been confronted for overstepping its bounds, pushing too far, and acting unfairly against entities it regulates. Holidays, Interest Rates Not to Blame Photo Credit: Lux Blue / Shutterstock Seasonality and rising interest rates do not explain the increase in debt collection complaints from service members. The surge in complaints is not tied to predictable seasonal fluctuations or changes in interest rates. The increase in debt collection complaints by service members may point to underlying systemic issues, such as aggressive and predatory debt collection practices that exploit the unique financial vulnerabilities of service members, who face frequent relocations and deployments. Debt Complaints by Service Members From Q1 2021 to Q4 2022 Up 4% From Q4 2022 to Q1 2023 Up 6% From Q4 2023 to Q1 2024 Up 24% The 24% spike in debt collection complaints exhibits no correlation to fluctuations in interest rates. 30-Year Fixed Mortgage Rates From 3.08% in Q4 2021 to 3.82% in Q1 2022 From 6.66% in Q4 2022 to 6.37% in Q1 2023 From 7.30% in Q1 2023 to 6.75% in Q4 2024 Pandemic stimulus checks were also not a factor. COVID-19 relief benefit checks went through three major rounds during the pandemic. The final round of Economic Impact Payments went out in March 2021 . To better understand the rising trend of debt collection complaints, we calculated the increase in the total number of complaints and the percentage increase quarter-over-quarter. For example, New Jersey has the second largest percentage increase in complaints quarter-over-quarter, but the total number of complaints increased by just 16. Methodology The data for this study was sourced from the Consumer Financial Protection Bureau (CFPB) complaint database. The dataset specifically targeted complaints filed by U.S. military service members, identified using the tag “Servicemember” within Q4 2023 and Q1 2024. Readers can find the detailed research methodology underlying this news story in the accompanying section here . For complete results, see U.S. Troops Face Mounting Threats from Predatory Debt Collectors on BadCredit.org . Veteran homelessness is on the rise despite government efforts—here's how it happens Veteran homelessness is on the rise despite government efforts—here's how it happens Homelessness reached record levels in 2023, as rents and home prices continued to rise in most of the U.S. One group was particularly impacted: people who have served in the U.S. military. "This time last year, we knew the nation was facing a deadly public health crisis," Jeff Olivet, executive director of the U.S. Interagency Council on Homelessness, said in a statement about the 2023 numbers. He said the latest homelessness estimates from the Department of Housing and Urban Development "confirms the depth of the crisis." At least 35,000 veterans were experiencing homelessness in 2023, according to HUD. While that's about half of what it was in 2009—when the organization began collecting data—things have plateaued in recent years despite active efforts to get that number to zero. Although they make up just 6.6% of the total homeless population, veterans are more likely to be at risk of homelessness than Americans overall. Of every 10,000 Americans, 20 were experiencing homelessness. Of veterans living in the United States, that number jumps to 22, HUD data shows. Complicated by bureaucracy, family dynamics, and prejudice, the path from serving in the military to homelessness is a long one. According to a 2022 study by Yale School of Medicine researchers, homelessness typically occurs within four years of leaving the military, as veterans must contend with the harsh reality of finding a job in a world where employers struggle to see how skills on the battlefield transfer to a corporate environment. These days, veterans also deal with historically high rent and home prices, which causes many to rely on family generosity while figuring out a game plan. Stacker examined academic studies, analyzed government data, and spoke with members of the Biden administration, experts, and former members of the armed forces to see the struggles members of the military face when leaving the armed forces. Veterans struggle to find a path forward The Department of Veterans Affairs offers transition assistance to the roughly 250,000 service members who leave each year. However, those programs can be burdensome and complex to navigate, especially for those who don't have a plan for post-military life. Only a small portion of veterans have jobs lined up when they leave, according to 2019 Pew Research. Many also choose to live with relatives until they get on their feet, which can be longer than anticipated. Some former service members are unsure what kind of career they'd like to pursue and may have to get further education or training, Carl Castro, director of the Military and Veteran Programs at the Suzanne Dworak-Peck School of Social Work at the University of Southern California, told Stacker. "It takes years for that kind of transition," Castro said. Many have trouble finding a job after leaving the service, even if they are qualified. Some employers carry misconceptions about those who have served. A 2020 analysis from the journal Human Resource Management Review found that some veterans face hiring discrimination due to negative stereotypes that lead hiring managers to write them off as a poor culture fit. Underemployment, or working low-wage jobs below their skill level, is also an issue. While the unemployment rate for veterans was 3% in March 2024, a study released by Penn State at the end of 2023 found three years after leaving the service, 61% of veterans said they were underemployed because of perceived skill mismatches . This phenomenon can have long-term economic effects, and eventually, that frustration can boil over, strain relationships, and potentially lead to housing instability. Working, especially a low-wage job, is not protection against homelessness. A 2021 study from the University of Chicago found half of people living in homeless shelters and 2 in 5 unsheltered people were employed, full or part-time. Some veterans struggle to find homes in their budget High rents make it difficult to save up, even when applying for a VA loan—a mortgage backed by the Department of Veterans Affairs that typically has more favorable terms. While the VA does not require a downpayment, some lenders, who ultimately provide the loan, do. They're not entirely risk-free either, and veterans can still lose their homes if they are unable to keep up with their mortgages. In November 2023, the VA put a six-month pause on foreclosures when an NPR investigation found thousands of veterans were in danger of losing their homes after a COVID forbearance program ended. Biden officials pointed to high rents and the end of COVID-era housing restrictions like eviction moratoriums to explain the spike in Americans experiencing homelessness. In the last year, homelessness rose 12%—to more than 650,000 people—the highest level since data began being collected in 2007. Overall, more than half of people experiencing homelessness in 2023 live in states with high living costs. Most were in California, followed by New York and Florida. Western states, including Montana and Utah, experienced massive population growth during the pandemic, becoming hubs for remote workers who drove home prices and rents even further. Vets with mental health issues most at risk for homelessness For veterans, housing costs certainly play a role, but those who leave the military also face systemic barriers. "It's worrying there are people that continue to fall through the cracks," said Jeanette Yih Harvie, a research associate at Syracuse University's D'Aniello Institute for Veterans and Military Families. Just under a quarter of adults experiencing homelessness have a severe mental illness , according to 2022 HUD survey data. They are also likely to have chronic illnesses but are unable to maintain preventative care, which only exacerbates these problems. Veterans facing homelessness are more likely to have experienced trauma , either before or after joining the military, according to Yale researchers who analyzed the 2019-2020 National Health and Resilience in Veterans Study. Childhood trauma was among the most significant commonalities among vets who become homeless. Substance use disorder is also widespread and can indicate an undiagnosed mental illness . Racial and ethnic disparities are at play, too. A 2023 study in the Journal of Psychiatric Research showed that Hispanic and Black veterans were more likely to screen positive for PTSD, and Hispanic veterans were more likely to report having suicidal ideation. Overall, access to mental health care has improved in the last decade or so. In December 2023, the VA announced it would open nine additional counseling centers. However, the stigma of getting help remains, especially after years of being conditioned to be self-reliant and pull oneself up by their bootstraps. That help, in the form of public policy, is slowly working to catch up to the need. In 2023, the Biden administration invested millions into research programs and studies on suicide prevention by the VA office in addition to a proposed $16 billion to improve quality and lower-cost mental health care services for veterans. And, in February of this year, HUD and the VA announced they would give up to $14 million in vouchers to public housing agencies for veterans experiencing homelessness. The program would also offer case management and other services. Still, with a culture that pushes people to keep going, it can be challenging for servicemembers to take advantage of these opportunities, Harvie said. "When you've been doing that for the last 15 or 20 years, it's difficult to stop and say, 'I'm the person that needs help.'" Story editing by Kelly Glass. Copy editing by Kristen Wegrzyn. Stay up-to-date on the latest in local and national government and political topics with our newsletter.
Liverpool face an anxious wait over the fitness of Ibrahima Konate after he picked up a late injury against Real Madrid . The French defender was named in the Reds' starting XI for their clash with the Spanish giants. He played the full game as Arne Slot's side secured a 2-0 win. But Konate appeared to pick up a late issue. Immediately after the full-time whistle, members of Liverpool's medical team rushed to his side to give him treatment. He was in clear pain, while he was then helped off of the pitch by doctors as his Liverpool teammates toasted their memorable win. Any injury would be a massive worry given how key Konate has been for the Reds this season. The French international has made 17 appearances for Slot this term and has established a solid partnership with Virgil van Dijk. Konate was not the only new injury worry for the Liverpool boss. Academy graduate Conor Bradley also limped off the pitch during the game and was replaced by Joe Gomez. Slot will likely give an update ahead of the weekend's game. Liverpool could potentially extend their lead at the top of the Premier League table as they face title rivals Manchester City at Anfield on Sunday. Speaking ahead of that game, goalkeeper Caoimhin Kelleher said: "I think confidence is high in the whole squad. Man City, we know they have had a tough few results but what a team. We expect a really tough test but this is good confidence for the team and we will go again." Who was Liverpool's man-of-the-match against Real Madrid? Share your thoughts in the comments below While Konate and Bradley look set to be doubts ahead of the weekend, there was a huge boost against Real Madrid. Trent Alexander-Arnold returned to the squad with a place on the bench. He had missed the game against Southampton . Elsewhere, Konstantinos Tsimikas, Alisson Becker, Diogo Jota and Federico Chiesa all remain sidelined. Speaking about the four ahead of the clash with Real Madrid, Slot said: “Federico is not in the squad yet. He is training with us, not the whole session, but mostly one or two parts of the session. “Harvey Elliott is in the team but hasn’t played for a long time competitive football – so, he is there, but of course not ready to start. Alisson is not there yet, Diogo is not there yet, Kostas is not there – he is having an injury as well, so it’s quite a list for us as well." Join our new WhatsApp community and receive your daily dose of Mirror Football content. We also treat our community members to special offers, promotions, and adverts from us and our partners. If you don't like our community, you can check out any time you like. If you're curious, you can read our Privacy Notice. Sky has slashed the price of its Sky Sports, Sky Stream, Sky TV and Netflix bundle in an unbeatable new deal that saves £240 and includes 1,400 live matches across the Premier League, EFL and more.
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DEION Sanders is furious that Travis Hunter wasn't a finalist for a top award. Travis Hunter is one of the most dominant wide receivers and cornerbacks, but he didn't receive an award nomination for one of the top positional awards. On Tuesday, many of the top college football awards announced their finalists, and Hunter made the list for multiple. The projected No. 1 overall draft pick was named a finalist for the Bednarik, Biletnikoff, Maxwell, and Walter Camp awards. The Bednarik award recognizes Hunter as one of the best defensive players in college football. The Biletnikoff award named him as one of the three best wide receivers in college football. Read more on college football The Maxwell award has Hunter as one of the best all-around players in college football. The Walter Camp award goes out to the most outstanding player in college football. While Hunter was named as a finalist for those four prestigious awards, he wasn't named as a finalist for the Thorpe award. That award goes to the best defensive back in college football. Most read in American Football Hunter didn't receive that nomination, and Sanders was furious about his player not getting the recognition he felt he deserved. "Travis can have my Thorpe Award," Sanders said . "Because if this ain't the most idiotic thing in college football that he's not a finalist for the Jim Thorpe award. . "And he is I would say arguably but I don't think it's really an argument about this young man being the best defensive back in college football..." College football fans agreed with Sanders' sentiment, and shared their thoughts on social media. "He’s right. He’s got better stats than all of the finalists," one fan said. "Agree with Coach Prime 100%," another fan said. BELOW are the top 25 rankings of college football's best programs for Week 13 Oregon (11-0) Ohio State (10-1) Texas (10-1) Penn State (10-1) Notre Dame (10-1) Miami (10-1) Georgia (9-2) Tennessee (9-2) SMU (10-1) Indiana (10-1) Boise State (10-1) Clemson (9-2) Alabama (8-3) Ole Miss (8-3) South Carolina (8-3) Arizona State (9-2) Tulane (9-2) Iowa State (9-2) BYU (9-2) Texas A&M (8-3) Missouri (8-3) UNLV (9-2) Illinois (8-3) Kansas State (8-3) Colorado (8-3) "Yea that’s wild smh. the only answer is they must didn’t want him to every award," a third fan said. "Not a CU fan and even I think it's ridiculous," a fourth fan said. "He will be drafted before these other guys," a fifth fan said. Read More on The US Sun While Hunter might not be getting the recognition of a prestigious award he likely will get his recognition on draft night. Hunter is expected to be drafted No. 1 overall in 2025.The BGL Automotive Aftermarket Insider – AAPEX/SEMA Show Recap , /PRNewswire/ -- Investor interest in automotive aftermarket M&A will remain high in 2025 as favorable tailwinds, including an increasingly aging car parc, more miles traveled, and the proliferation of new technologies, continue to drive the industry forward, according to an industry report released by the Automotive Aftermarket investment banking team at Brown Gibbons Lang & Company (BGL). Inside the report, BGL shares its annual recap of the 2024 AAPEX and SEMA Shows in . The automotive aftermarket M&A environment and strategies impacting current and future deal activity are discussed, and optimism and interest in the sector remain high. Political discussion pervaded conversations more than ever before among company owners and investors, largely due to the unique timing of the show and our U.S. Presidential Election. Through discussions with owners and other industry leaders, BGL identified key strategies that companies are employing to navigate uncertainty and challenges facing the industry. Key takeaways include: BGL's maintains coverage of the broad automotive sector, including the automotive supply chain, automotive aftermarket, and the on- and off-highway commercial vehicle sectors. Our team has executed numerous transactions for private, public, or institutionally-backed companies in the automotive industry, including M&A sell-side advisory, financial restructuring advisory, and capital markets advisory. Brown Gibbons Lang & Company (BGL) is a leading independent investment bank and financial advisory firm focused on the global middle market. The firm advises private and public corporations and private equity groups on , , , , and other strategic matters. BGL has investment banking offices in , , , , and , and real estate offices in , , and . The firm is also a founding member of REACH Cross-Border Mergers & Acquisitions, enabling BGL to service clients in more than 30 countries around the world. Securities transactions are conducted through Brown, Gibbons, Lang & Company Securities, LLC, an affiliate of Brown Gibbons Lang & Company LLC and a registered broker-dealer and member of and . For more information, please visit . View original content to download multimedia: SOURCE Brown Gibbons Lang & Company
The CEO of UnitedHealth Group, Andrew Witty, told employees he would increase security, including “perimeter protection,” at the company’s sites following the killing of one of their colleagues, CEO of the company’s health insurance branch . In comments shared with the Guardian, Witty said the company would make “permanent” changes that would make campuses less “welcoming”, but they were necessary in the country’s current “climate”. “We guard against the pressures that exist for unsafe or unnecessary care to be delivered, in a way that makes the whole system too complex and ultimately unsustainable,” Witty said, according to comments shared with the Guardian. “I have never been more proud of what this company and our colleagues do on behalf of the people in this country. I urge you to tune out the negative messaging you hear on social media,” Witty said. Witty made the comments in the face of in response to the killing of Thompson, a 50-year-old CEO of United HealthCare, who is survived by two sons and his wife, Paulette. Thompson was killed early Wednesday morning in midtown Manhattan, just outside the site of the company’s annual investor meeting, by an who shot the executive at least twice and then fled on an e-bike. Police are still searching for the suspect, and released photos and information about items found at the scene, including shell casings scrawled with the words, . The motive for the killing is unknown. The killing has been strongly condemned by lawmakers such as Amy Klobuchar, Democratic US Senator of Minnesota, who on described Thompson’s death as, “horrifying and shocking act of violence”. In response to questions about the webcast and comments, a spokesperson for UnitedHealth Group referred the Guardian to a : “While our hearts are broken, we have been touched by the huge outpouring of kindness and support in the hours since this horrific crime took place. So many patients, consumers, healthcare professionals, associations, government officials and other caring people have taken time out of their day to reach out. We are thankful, even as we grieve. Our priorities are, first and foremost, supporting Brian’s family; ensuring the safety of our employees; and working with law enforcement to bring the perpetrator to justice. We, at UnitedHealth Group, will continue to be there for those who depend upon us for their health care. We ask that everyone respect the family’s privacy as they mourn the loss of their husband, father, brother and friend.” In a webcast to employees shared with the Guardian, Witty said that the company would, “provide as much support as we could possibly do to Brian’s family” and “for as long as the family need us”. Witty then turned to security of the company’s sites: “We’ve also been working hard to make sure that people who feel concerned about security, individually, but more importantly perhaps for our sites, continues to be reviewed and strengthened and to make sure we have put in place all of the appropriate mechanisms to keep our organization and our people safe.” The CEO also said the company would strengthen the “perimeter protection” of UHC campuses as time goes on. “We will see permanent changes that will make our sites less welcoming, especially for guests and visitors, but it’s a necessary change to make in the changing climate in this country,” Witty said. The comments come as corporate CEOs are on edge following Thompson’s death, and as political violence researchers warn that the online reaction to the killing is evidence of the growing acceptability of violence as a means to resolve conflict in the US. In another part of what appears to be the same webcast, Witty also lambasted the media coverage of Thompson’s death. “I’d like to give you a little bit of advice around the media,” said Witty in video obtained by reporter Ken Klippenstein and republished by . “My strong advice and request to everybody is just don’t engage with the media. If you’re approached, I would recommend not responding and, if necessary, simply refer them to our own media organization.”
It’s just about time to call it quits on 2024 and already the previous year feels like a blur. Before we set our sights on the future, though, let’s take a moment to take a glance back. Interprovincial Manhunt One of the most startling stories to hit our region last year began in the wee hours of a summer morning, bringing tragedy to Niverville’s doorstep. On June 5, residents awoke to news of a police confrontation in front of the Shell station on the west side of town. As the day unfolded, locals learned that one man was dead as a result of RCMP gunfire and two more suspected criminals had fled the scene in a stolen vehicle. David Frank Burling, 29, was arrested in rural Saskatchewan after a chase across two provinces that ended later in the day. The woman in his company was eventually released without charges. Burling and his deceased accomplice, Tristan Mariash, had a long history with the law. Both had received early release from prison months prior. In February 2023, Burling was charged with attempted murder, assaulting a police officer with a weapon, flight from police, dangerous operation of a motor vehicle, possession of stolen property, and two counts of theft. After serving just 72 days of a two-and-a-half-year sentence, Burling was at it again. The manhunt began just after midnight in Winnipeg. Working together, the Winnipeg Police Service and RCMP tracked the trio’s stolen F-350 with the aid of a police helicopter, leading them to Providence University College in Otterburne. One Otterburne resident recalled waking up to the sound of gunshots near his home on campus. Proof of the altercation could be seen in the form of a police cruiser on the side of the highway. It contained 14 bullet holes. The manhunt continued to Niverville, where the criminals were spotted attempting to steal a different vehicle parked at the Shell station. Some residents reported being awoken around 3:00 a.m. to the sound of a woman’s screams. Burling and his female companion successfully fled the scene, but Mariash died when attempts by Niverville EMS to resuscitate him failed. Stormy Rollout of Plan20-50 Perhaps the most tumultuous story came later in the summer, due to a high tide of public criticism over the Winnipeg Metro Region’s (WMR) proposed Plan20-50, a 127-page document intended to operate as a 30-year guide to regional planning for the 18 municipalities making up the capital region, including Niverville and the RM of Ritchot. Events came to a head on August 8 when a public hearing held by the WMR at the Niverville Heritage Centre was met with hundreds of disgruntled attendees. Many were turned away due to a lack of seating. RCMP were on site to maintain order. That August public hearing had to be cancelled. To date, no new hearing has been set and the future of the plan is highly uncertain. For many attending the meeting that day, Plan20-50 is anything but innocuous. Many believe it represents a threat to the freedom of movement Manitobans currently enjoy. Terms such as “15-minute city,” “density targets,” and “global agenda” cropped up in conversation and social media for weeks. One Niverville public council meeting required an RCMP presence. Some Plan20-50 objectors were escorted out when they demanded their voice be heard in a session unrelated to plan. In the coming weeks, several councils expressed disenchantment with Plan20-50 and the WMR’s approach, among them the Town of Niverville and Ritchot mayor Chris Ewen. “This letter is not to express my position either for or against the plan itself, but to indicate my concern about the misinformation and the lack of clarification allowed from the WMR board members,” Ewen said in his public statement. In part, he referred to a letter from the WMR which requested that board members not communicate about Plan20-50 with their constituents during the public hearing process. Around the same time, a statement from Niverville’s council conveyed a list of specific concerns, including Niverville’s forced inclusion on the WMR board. Mandated participation from the 18 RMs had been made official in March 2023. Late in the summer, Premier Wab Kinew stated his intent to provide an opt-out option for municipalities. Tumult in Education The year also brought turmoil to local two school divisions. The Seine River School Division (SRSD) was assigned a provincial investigator in January to conduct a deep dive into the division’s troubled finances. This was in response to the revelation of a $3.1 million deficit reported by the division late in 2023. It was estimated that the deficit would grow to $5.3 million without some deep budget cuts. The coming weeks required hard work from the SRSD trustee board in terms of cutbacks and tax hikes. The board also faced the prospect of losing a number of teachers who were considering a move at the end of the school year. If that weren’t enough, a 15-day strike of custodial workers followed in February, which ended with the trustee board agreeing to a wage increase. By May, superintendent/CEO Ryan Anderson called it quits. He was replaced by Hanover School Division’s (HSD) Colin Campbell later that summer. HSD itself underwent a staffing shake-up this past year, with superintendent/CEO Shelley Amos giving notice early in 2024. The role was assumed by Joe Thiessen, a 28-year HSD veteran. And when Campbell left shortly after, he was replaced by Marlin Adrian. Other big administrative changes came to the Niverville High School when Principal Kimberley Funk gave her notice. Funk had been instrumental in opening the school in 2019 and played a significant role in the implementation of a project-based program. Funk was replaced by Paul Grosskopf, new to HSD after years serving as vice principal and instructional coach at École St. Adolphe. As in the case of the SRSD, the province deemed it necessary to appoint an advisor to the HSD trustee board last year, too. This was the result of accusations of discrimination by a group calling themselves the Hanover Parent Alliance for Diversity (HPAD). This was the second time in seven years that the HSD board faced such allegations. In both cases, the concerns revolved around the division’s lack of inclusivity for members of the LGBTQ community. HPAD alleged that the board was attempting to vet teachers who identified with or were sympathetic to the LGBTQ community, a role which traditionally does not fall into the trustees’ wheelhouse. Late last year, HSD announced staffing cuts for 93 educational assistants (EA) due to a lack of government follow-through on funding promised through Jordan’s Principle grants. “In early summer, the regional office for Indigenous Services Canada informed us that, based upon our renewal application for Jordan’s Principle funding, we could proceed with hiring staff for the start of the new school year,” superintendent-CEO Joe Thiessen said. “With this information, we proceeded in good faith that funding was secured. However, over the past few months, responsibility for administering the funding shifted to the federal office of Indigenous Services Canada. This change was introduced without our knowledge and now requires us to reapply for funding, which we intend to do.” In the meantime, a good number of HSD’s Indigenous students currently lack the EA supports they’ve become accustomed to in recent years. Infrastructure Starts and Stops Both Ritchot and Niverville saw some significant infrastructure improvements this year. After years of waiting on the province, residents of Île-des-Chênes are finally driving along a rebuilt Main Street, although construction wasn’t without its issues. It didn’t take some residents long to criticize the seemingly narrow lanes being created with the development of bump-outs, or parking bubbles, along the street. Following conversations between the construction company, the RM’s public works department, and an engineering team, it was concluded that wider lanes would be preferable. The already installed concrete curbing was removed and rebuilt, widening the lane from 10 feet, 8 inches to a full 12 feet. Meanwhile, tendering for St. Adolphe’s Main Street rebuild is scheduled to begin in spring 2025. Ste. Agathe residents are also adjusting to new traffic flows thanks to the restoration of the Louis Riel Bridge. In its entirety, construction is expected to last well into 2026. This project, estimated at $48.6 million, will involve a major reconstruction of the structure’s foundation to bring it up to current federal standards. The deck and railings will be replaced, creating wider lanes and shoulders. The sidewalk will be separated from traffic by concrete barriers. The Louis Riel Bridge was first built in 1959, replacing a ferry system that had transported vehicles across the Red River. It has since served as a vital east-west link, connecting traffic from the east side of the river to Highway 75. Another significant infrastructure undertaking this year resulted in a large-scale refurbishment of the RM’s civic office building and grounds. The building is now twice as large and includes new council chambers, a brightly lit reception area, and new office spaces. A ribbon-cutting ceremony took place on October 16. However, another Ritchot project never made it off the ground. This was Legacy Park in Île-des-Chênes. For more than a decade, council had been working with a planning committee to establish the details of a 40-acre park to be built on land leased from TC Energy. In July, a statement from the RM revealed that TC Energy had had a change of heart. “Our plan was to use this land to develop a much-needed park space in the community,” the RM said. “Unfortunately, and to our disappointment, TC Energy has stated that they are unable to donate this parcel of land at this time but will work with the municipality to identify other areas they may be able to support the community.” One month later, a residential development was temporarily put on hold in St. Adolphe. The housing project at 420 Main Street was nearly ready to get underway when newly placed lot boundary markers uncovered an unexpected problem. On the development side of the markers lay a grave marked by a headstone with the name Marie-Thérèse Leclerc. Leclerc was seven years old at the time of her death and had been laid to rest here, next to the parish cemetery, more than a century earlier. The story took on a surprising twist when parishioners and longtime St. Adolphe residents began to speak up with knowledge of other historical graves on the site. It turned out that grave makers for many children once buried here had been washed away during the 1950 flood. All that had been left to memorialize them was a granite cairn, erected at the southeast corner of the parish property. On that cairn is etched the names of dozens of deceased who are listed in the parish’s records. In late September, the province sent in an excavation team to determine the degree to which these graves would be disturbed by the residential development. Later that same week, construction was finally able to get going. Water Hookups and Land Annexations In March, Niverville’s council was taken by surprise when hundreds of residents showed up to an informational open house on the topic of an opportunity for them to hook up to the town’s water system. At present, there are still about 700 households using private wells in Niverville. The goal of council that night was to glean public interest in municipal water treatment plant hookup if a significant grant could be obtained to help mitigate homeowner costs. Passions ran high for many who attended the meeting, worried they were being pushed into a very expensive hookup for a service they didn’t want. In the end, the mayor and council answered questions as best they could and provided a survey for well owners to fill out. Without an 80 percent buy-in, they said they would not proceed with water treatment plant mainlines through the older sections of Niverville. A few weeks later, the results were in. Based on responses from 51 percent of affected homeowners, the answer was a resounding no. Niverville was on the receiving end of another no late in the year. In November, the province officially declined council’s request for a 2,600-acre land annexation. The land in question runs to Niverville’s east, from the community’s current boundary all the way to Highway 59. If approved, it would have more than doubled Niverville’s current footprint and provided an answer to how the community can continue to grow over the next 50 years. For now, Mayor Myron Dyck says, the plan has gone back to the drawing board. Council first applied to the province for this annexation two years ago in response to a sustainable growth strategy report prepared for them by Urban Systems. According to that report, based on Niverville’s current rate of growth, the community would run out of developable residential land in the next 15 to 20 years. “Although 20 years may seem like a long time, it is important to plan proactively for the future to ensure sustainable growth for Niverville,” stated a 2022 council press release. “Transferring lands now will ensure that [the parcels] do not become fragmented or developed with incompatible uses, and more difficult to transfer or develop in the future.”BERLIN (Reuters) – Germany searched on Monday for answers on possible security lapses after a man drove his car into a Christmas market, killing at least five people and casting a renewed spotlight on security and immigration ahead of a snap election. The possible motive of the arrested suspect, a 50-year-old psychiatrist from Saudi Arabia with a history of anti-Islamic rhetoric and a sympathy for the far-right Alternative for Germany Party, remains unknown. The man, identified only as Taleb A., had left video messages on his X social media account on the day of the attack. In rambling commentary, he variously blamed Germany’s supposed liberalism for the death of Socrates, an ancient Greek philosopher, and accused police of stealing a USB stick from him and destroying a criminal complaint he had filed. The Welt newspaper said he had undergone psychological treatment. As a nation mourned, with citizens leaving flowers and lighting candles in Magdeburg where the incident took place on Friday, questions swirled about whether more could have been done and whether the authorities could have acted on warnings. Around 3,500 people attended a rally of the anti-migrant AfD on Magdeburg’s cathedral square late on Monday where co-leader Alice Weidel called for change “so we can finally live once again in security”. Cries of “deport them” erupted from the crowd. About 4,000 candle-carrying counter-demonstrators, according to a police estimate, formed a human chain to protest against what they called the political use of a horrible incident and hate. Federal Interior Minister Nancy Faeser called for tougher internal security laws to be adopted, including a new act to strengthen police forces as well as the introduction of biometric surveillance. “It is clear that we must do everything to protect the people of Germany from such horrific acts of violence. To do this, our security authorities need all the necessary powers and more personnel,” Faeser told Spiegel news magazine. The deputy head of a security committee in the Bundestag (parliament) announced he would convene a special session asking why previous warnings about the danger posed by Taleb A. were not acted upon. Taleb A. has lived in Germany since 2006. The attack occurred two months before a snap election in February where the AfD is polling in second place and is particularly strong in eastern Germany, where Magdeburg is located. “Everyone deals with this situation in their own way, some are grieving, others are angry,” said Andreas Bohs, who was passing the Magdeburg attack site where mourners laid flowers, candles, teddies and other stuffed toys. “Everyone has the right to express their opinion and this should not be used for any political purposes here. But I know that every political party somehow does it.” A local hospital said it was still treating 72 injured people, of which 15 were in severe condition. PREVIOUS WARNINGS Germany’s main opposition Christian Democratic Union, which polls indicate will form the next government, called for the strengthening of intelligence services. Holger Muench, president of the federal criminal police office (BKA), told public broadcaster ZDF during the weekend that Germany was reviewing security measures at Christmas markets and addressing any vulnerabilities. Muench said Germany had received a warning from Saudi Arabia as far back as 2023 about the suspect, which German authorities investigated but found vague. “The man also published a huge number of posts on the internet. He also had various contacts with the authorities, made insults and even threats. But he was not known for acts of violence,” Muench said. Taha al-Hajji, a Saudi lawyer in exile and the legal director for the Berlin-based European-Saudi Organisation for Human Rights, said most Saudi opposition activists did not have a good relationship with the suspect. “He made problems with everyone always ... He was really isolated,” said al-Hajji. “He felt that he was the only one right and people were wrong, he felt he was the centre of everything, he was important. He always had problems with everyone.”No secrets as Bucs visit Dave Canales, Panthers for NFC South showdown