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rgp.egames casino.ph COLUMBUS, Ohio — Will Howard passed for two touchdowns and rushed for another, TreVeyon Henderson ran for a score, and No. 2 Ohio State beat previously undefeated No. 5 Indiana 38-15 on Saturday. All Ohio State (10-1, 7-1) has to do now is beat Michigan at home next Saturday and it will earn a return to the Big Ten championship game for the first time since 2020 and get a rematch with No. 1 Oregon. The Ducks beat Ohio State 32-31 in a wild one back on Oct. 12. The Hoosiers (10-1, 7-1) had their best chance to beat the Buckeyes for the first time since 1988 but were hurt by special teams mistakes and disrupted by an Ohio State defense that sacked quarterback Kurtis Rourke five times. Howard finished 22 for 26 for 201 yards. Emeka Egbuka had seven catches for 80 yards and a TD. NO. 25 ILLINOIS 38, RUTGERS 31: Luke Altmyer found Pat Bryant for a catch-and-run, 40-yard touchdown pass with 4 seconds left, sending Illinois to a wild road victory over Rutgers. Illinois (8-3, 5-3) was down 31-30 when it sent long kicker Ethan Moczulski out for a desperation 58-yard field goal with 14 seconds to go. Rutgers (6-5, 3-5) coach Greg Schiano then called for a timeout right before Moczulski’s attempt was wide left and about 15 yards short. After the missed field goal was waved off by the timeout, Illinois coach Bret Bielema sent his offense back on the field. Altmyer hit Bryant on an in cut on the left side at the 22, and he continued across the field and scored untouched in a game that featured three lead changes in the final 3:07. IOWA 29, MARYLAND 13: Kaleb Johnson rushed for 164 yards and a touchdown on a career-high 35 carries, and Kamari Moulton scored on a 68-yard run in the fourth quarter to help Iowa outlast Maryland in College Park. Johnson scored from 2 yards out in the second quarter for his 21st rushing touchdown of the season, and the Hawkeyes (7-4, 5-3) rebounded from their loss to UCLA in their previous game. Maryland (4-7, 1-7) needed to win its final two regular-season games to reach six wins and bowl eligibility, but the Terrapins were dominated in the first half and eventually fell behind 16-0. Drew Stevens made five field goals for Iowa, including kicks from 54 yards in the second quarter, then 50 and 49 in the third. LATE FRIDAY MICHIGAN STATE 24, PURDUE 17: Aidan Chiles threw for two scores in the first half to build a three-touchdown lead and Michigan State (5-6, 3-5) held on to beat Purdue (1-10, 0-8) at home. The Spartans are a win away from being eligible for a bowl with first-year coach Jonathan Smith and they play Rutgers at home in the final regular-season game.Optimism after Trump win fades ... the rising costs for everything ... a way to keep winning The market optimism spurred by Trump’s election is already starting to fade. Investors greeted Trump’s election victory, as well as the sweep of Congress, with enthusiasm. Promises about deregulation, pro-business policies and tax cuts made investors anxious to get into market gains early. The exuberance is waning as folks remember we still have a lot unresolved. The across-the-board tariffs Trump promised are potentially inflationary. The geopolitical environment seems to be getting more unstable. Plus, the market is expensive. The forward price to earnings ratio for the S&P right now is sitting at 23.88. That’s not the highest it has ever been, but it’s certainly not cheap. Recent data from the American Association of Individual Investors (AAII) supports the bearish turn. If you’re not familiar, every week AAII, an association of mostly retail investors, asks its members a simple question: Are you bullish, neutral or bearish? Here are the highlights from their latest data, released Thursday: The Cost of Everything Adding to the unease may be that everyday expenses haven’t stopped rising. For example, you might have seen the photo of President-elect Trump enjoying McDonald’s with Elon Musk, J.D. Vance and Robert F. Kennedy, Jr. The picture reminded me that the cost of a McDonald’s cheeseburger has risen 150% since 2019. Holiday shoppers are feeling the pinch too. According to pickyourownchristmastree.com, the median cost of a real Christmas tree was $76 in 2019. By 2022, that cost had risen to $93. Costs went up another 10% in 2023 and increases of 5% to 15% are expected this year. Playing Offense in an Expensive Market I hope you’ve been able to take advantage of the bull market the last two years. As I write Friday morning, the S&P 500 is up 24% for the year. If the current gains hold through the end of the year, 2024 will close with gains of more than 20%. And since 2023 finished with gains of 26%, this would be the first time the S&P 500 will have had gains of more than 20% in consecutive years since 1998 and 1999. The chart below shows the S&P’s gains since January 2023. If you’ve been invested during the last two years, these gains might at least help ease the sting of a more expensive hamburger, or Christmas tree. But there are other ways to extract cash from the market without waiting for two years. In fact, in some cases you don’t have to wait more than two days. And it doesn’t always require taking extreme risks. A Method for Quick Gains Regular Digest readers are familiar with Jonathan Rose, the analyst behind our Masters in Trading franchise. For newer readers, Jonathan’s credentials are impressive. He was a professional trader for more than 16 years and traded in the pits on some of the biggest exchanges in the world, such as the Chicago Mercantile Exchange and the Chicago Board Options Exchange. He earned millions in the market before turning his attention to mentoring others. He has trained more than 100 professional traders. Now, in his Masters in Trading franchise, he helps teach retail investors how to trade the markets for profits while effectively managing risk. On Tuesday at 11 a.m., at the One-Day Winners Summit , Jonathan is going to host a live demonstration of his new five-step strategy that can deliver triple-digit gains in just a few days – and it only takes two tickers to get started. During the session, he’ll reveal the results of a months-long beta test and demonstrate the tools he uses to detect when the conditions are just right for executing these trades ... and he’ll be doing it all live! You can sign up here to reserve your spot for the One-Day Winners Summit . The holiday season means a lot of good cheer – and a lot of spending. It can be a stark reminder that everything in our lives is more expensive than it was four years ago. Whether Trump’s policies bring prices down remains to be seen. In the meantime, you owe it to yourself and your financial goals to learn how to trade and get the most profits from the market without waiting months or years for a meaningful return. You can start Tuesday at 11 a.m. at the One-Day Winners Live Summit . It’s free to attend and you can sign up here to reserve your spot. Enjoy your weekend, Luis Hernandez Editor in Chief, InvestorPlace

We’re officially one week out from the Super Bowl of shopping — but it’s already game time for scoring the best deals. During Amazon’s massive early Black Friday sale , several of stars’ favorite skincare solutions are on major markdown — including TruSkin’s gift-ready Face Serum Trio ( $45 $29). The value set includes the brand’s Vitamin C Facial Serum , which Kyle Richards once shouted in an Amazon Live. TruSkin Face Serum Trio The “RHOBH” mainstay called the popular skincare ingredient a “miracle” and raved she can “see a difference” after using it, per Prevention . Alexandra Daddario’s also among TruSkin’s famous fans, as she applied the same serum in a Vogue “Beauty Secrets” video breaking down her routine. And “Descendants” star Kylie Cantrall’s such a fan, she partnered with the brand on her own skincare set in 2023. The on-sale bundle also features the brand’s retinol- and hyaluronic acid-packed serums, both of which have hundreds of five-star reviews on Amazon. (The brand recommends working the vitamin C and hyaluronic acid serums into your daily skincare routine, while saving the retinol for two or three times a week.) The full trio’s equally top-rated, having earned a 4.5-star average out of a whopping 2,149 reviews (and counting). “Keeps my skin feeling soft and moisturized,” one satisfied shopper raved, while another simply declared them “amazing products.” Whether you’re shopping for yourself or treating a loved one to a new skincare routine this holiday season, be sure to click “add to cart” quick to lock in the best prices. (Plus, for more great deals across the internet, check out our guide to the very best early Black Friday sales .) Black Friday FAQs for savvy shoppers Turkey Day this year falls on Thursday, November 28 , 2024. Get ready to feast to fuel your shopping marathon! The biggest sales of the year kick off on Friday, November 29 , 2024. Shoppers have just 26 days between Thanksgiving and Christmas for a shortened holiday shopping period — so plan wisely. We only highlight deals we think are worth it. Particularly for hot items that are at high sell-out risk, we recommend shopping early and taking advantage of pre-Thanksgiving discounts on big-ticket gifts like the cult favorite Dyson Airwrap , Kim Kardashian’s Beats , celeb-loved Ugg boots and more. Most stores and retailers now offer both in-store and online Black Friday sales, with matching discounts for those that want to shop IRL or virtually. Despite being a great day for the economy, Black Friday still symbolizes the dark side of American consumerism, drawing memories of violent crowds competing for limited merchandise. However, with the advent of internet shopping, retailers and e-tailers continue to see record-breaking sales without the morbid mob mentality kicking off the holiday shopping season. Monday, December 2 , 2024 will be all about online shopping at retailers across the internet drop prices for Cyber Monday. It depends! Some, though not all, retailers approach Black Friday and Cyber Monday differently, offering discounts on varying brands and products over the post-Thanksgiving weekend. Some stores use Cyber Monday as an opportunity to drop further discounts on on-sale items. But beware: if you wait for Cyber Monday to make your purchases, you do risk the chance of products selling out. Right here, at Page Six ! If you’re in the market for celebrity-worthy styles on a budget, luxury beauty and skincare for less, or gifts so good you’ll want to keep them for yourself, check out our expert-curated Black Friday and Cyber Monday deals for the best of the best. Why Trust Page Six Style Shopping This article was written by Hannah Southwick , Commerce Writer/Reporter for Page Six Style. Hannah spies deals on actually affordable celebrity-worn styles , puts Hollywood’s favorite labels to the test and finds the beauty products that keep stars red carpet-ready. She consults stylists and industry pros — including celebs themselves — for firsthand product recommendations, trend predictions and more. In addition to writing for Page Six since 2020, her work has been featured in USA Today and Parade.Rain and field goals. The Los Angeles Rams got a crucial win at the San Francisco 49ers on Thursday Night Football , with both sides just exchanging field goals in a 12-6 result. Matthew Stafford endured a poor start but the Rams just showed enough over a 49ers side that didn't receive production from Brock Purdy, whose key turnover proved costly in a game of small margins. Purdy had a chance at a Hail Mary on the final play, but didn't even get the ball out, dropping San Francisco to 6-8 in what, though not mathematically, likely ends its postseason hopes. Los Angeles has won seven of its last nine and are 8-6, very well in the mix of things with three games to play. Let's analyze the game further with winners and losers: When it became clear the game would be affected by rain, Sean McVay turned to his RB1 to deliver. And Williams paid off the faith. Williams rushed for 108 yards on 29 carries, a 3.7 average that may not seem big but definitely had its impact on the Rams' final drive that killed the clock to under 20 seconds in the fourth. Purdy is due to get paid soon by the 49ers, and though he obviously deserves a raise given his achievements with the team on a low contract, San Francisco will need to be careful. The former Mr. Irrelevant threw for 142 yards on 14 of 31 completions with a pick, which ultimately turned the game in favor of Los Angeles. Purdy still has the mental capacity to improve, but his fundamental struggles limit the team and his inability to get going when the weather gets shaky is not the best sign. In a more delayed revenge game, former 49ers cornerback Witherspoon turned up against his old side. The Ram logged five tackles (four solo) but primarily stood out in coverage, recording three passes defended. In his first game since publicly taking to social media to complain about not getting the ball enough, Samuel Sr. didn't prove much on the field. He recorded just 16 receiving yards on three catches and seven targets, with two rushes for three yards. One inexcusable drop in the third quarter drew audible groans and boos from the home crowd. It will be interesting to see what the 49ers do with Samuel Sr. long term, as he just hasn't provided enough since getting a major pay day. When they've needed to see him do more, he's consistently failed to help. These are the types of games where kickers really earn their pay. With no touchdowns from either side, Rams' Joshua Karty nailed all four of his attempts. 49ers' Jake Moody made both, too, with his 53-yard attempt just sneaking in amid a second straight inconsistent season.

In a series of archived posts from a now-deleted Reddit account, Luigi Mangione, the 26-year-old suspect in the killing of UnitedHealthcare CEO Brian Thompson , wrote extensively about a chronic back condition that he said caused him immense pain. The New York Police Department is now looking into whether a denied insurance claim related to that injury played a role in the shooting, Chief of Detectives Joseph Kenny told Fox News on Tuesday . “He was posting an X ray on his social media showing numerous screws being inserted into his spine. Some of the writings that he had, he was discussing the difficulty of sustaining that injury,” Kenny said. ”So we’re looking into whether or not the insurance industry either denied a claim from him, or didn’t help him out to the fullest extent.” Health insurers refusing to pay for cancer care, a surgical procedure or other life-saving treatment is a common frustration for many people in the U.S., and a potentially devastating problem for some, experts say. Roughly 6 in 10 insured adults experience problems when they use their insurance, including insurers refusing to pay for care, according to a 2023 survey published by KFF , a nonprofit group that researches health policy issues. Refusals to pay for care are more common for people with employer-based health insurance or private insurance compared to people with public insurance, such as Medicare and Medicaid. About 1 in 5 insured adults who use emergency services had a denied claim. It’s impossible to know the full scope of the problem, Dr. Adam Gaffney, a critical care physician at the Cambridge Health Alliance in Massachusetts, said. In the U.S., he said, private insurers are generally not required to publicly disclose data on denied claims, although the Affordable Care Act, also known as Obamacare, has some transparency rules. Another KFF report published last year found nearly 17% of in-network claims were denied in 2021 among people with Obamacare coverage. People and their doctors are often left to navigate numerous insurance plans — each has their own requirements and their own list of what’s covered — to determine whether they’ll be able to get the care they need, Gaffney said. “There’s a huge lack of clarity for patients and for doctors about what’s covered, what medicine can be started and what care will be approved and what will be blocked,” Gaffney said. “And there’s also a huge amount of administration burden that falls on medical practices to show that care is needed to get approved.” ”You can see how that kind of creates a degree of anarchy,” he added. Almost 3 of 5 adults who experience a coverage denial said their care was delayed as a result, according to a report from the CommonWealth Fund . When patients get denied, Gaffney said, they may not think to appeal, leaving them with medical debt . People don’t appeal because they may not realize it’s an option that can make a difference, or that they have the right to do it, surveys show . It’s more common for people with lower incomes to not appeal: A study published in the Journal of Health Politics, Policy and Law in August found those who were less affluent were significantly less likely than their wealthier counterparts to appeal denials of coverage. Arthur Caplan, the head of the medical ethics division at NYU Langone Medical Center in New York City, said denied claims is an issue many in the public have been furious with for a long time. He noted that it’s not just adults who experience it; children, particularly those in need of expensive treatments such as gene therapy, are routinely turned down by insurance companies. “Our health care is not seen as a right. It’s something you earn,” Caplan said. “This is a boiling cauldron that the shooting exposed.”‘Had to’: What alleged killer really wantedDallas (5-8) at Carolina (3-10) Sunday, 1 p.m. EST, FOX. BetMGM Odds: Panthers by 3. Against the spread: Cowboys 4-9, Panthers 6-7. Series record: Cowboys lead 11-3. Last meeting: Cowboys beat Panthers 33-10 on Nov. 19, 2023 in Carolina. Last week: Cowboys lost to Bengals 27-20; Panthers lost to Eagles 22-16. Cowboys offense: overall (20), rush (28), pass (11), scoring (21) Cowboys defense: overall (25), rush (30), pass (22), scoring (31) Panthers offense: overall (30), rush (22), pass (27), scoring (28) Panthers defense: overall (31), rush (32), pass (12), scoring (32) Turnover differential: Cowboys minus-8; Panthers minus-5. Cowboys player to watch Panthers edge rusher Micah Parsons vs. Panthers offensive line. Parsons seems to be getting better as the season progresses and will be a tough matchup for Carolina's offensive line regardless of where he lines up. Parsons has 3 1/2 sacks over his past three games. Panthers players to watch WR Adam Thielen. The veteran wide receiver was Bryce Young's favorite option last season and is finally developing into that again this season after battling back from a hamstring injury that left him on injured reserve. Thielen has 17 catches on 21 targets for 201 yards and a touchdown over the past two games. When the Panthers need a first down on fourth down, the pass is almost always going to Thielen. Key matchup Cowboys RB Rico Dowdle vs. NFL's worst run defense. Dowdle has had the first two 100-yard outings of his career the past two weeks, resetting his career best both times. The undrafted fifth-year player on an expiring contract had 131 yards in the loss to the Bengals. Since taking over as the lead back at the start of November, Dowdle is averaging 16 carries and 81 yards with a touchdown rushing and another receiving. On Sunday, he will face the league’s 32nd-ranked run defense. Carolina allowed Philadelphia’s Saquon Barkley to run for 124 yards last week and Tampa Bay’s Bucky Irving to run for a career-high 152 yards the week before that. The Panthers are allowing more than 170 yards per game on the ground and 4.97 yards per carry. Key injuries Cowboys LB DeMarvion Overshown was set for season-ending surgery on the right knee he injured in the fourth quarter of the loss to the Bengals. The second-year player from Texas missed all of his rookie season after tearing a ligament in his left knee in a preseason game. ... DE DeMarcus Lawrence, who hasn’t played since Week 4, is close to returning from a foot injury. With the playoff hopes all but gone, the question remains whether to press the 32-year-old into action. Lawrence is on an expiring contract. ... Rookie C Cooper Beebe sustained a concussion against Cincinnati.. ... The Panthers are hoping to get WR Jalen Coker back on the field this week after he has missed the past three games with a quad injury. ... Also, No. 1 CB Jaycee Horn has been playing with a groin injury, and that could be problematic against CeeDee Lamb. Series notes The Cowboys are 7-2 against the Panthers since losing a wild-card game at Carolina 29-10 during the 2003 season, the first of Pro Football Hall of Fame coach Bill Parcells’ four years leading Dallas. Stats and stuff The Cowboys are 4-2 on the road this season, including victories over playoff contenders Pittsburgh and Washington. ... QB Cooper Rush is 2-3 filling in for Dak Prescott, who is out for the season after surgery for a torn hamstring. Assuming Rush starts, this will be his longest stint as Prescott’s replacement. He went 4-1 in 2022 after Prescott broke the thumb on his throwing hand in the opener. ... Dowdle’s 7.3-yard average per carry on 18 attempts against the Bengals was the highest for a Dallas back since Ezekiel Elliott averaged 7.9 per carry at Philadelphia in 2018. ... WR CeeDee Lamb has just one 100-yard receiving game this season after finishing with eight in his breakout 2023 All-Pro season. But Lamb has five other games with at least 89 yards. He has reached 1,000 scrimmage yards in each of his first five seasons, the fifth receiver to do that. ... S Malik Hooker’s interception of Joe Burrow was his second of the season. He has seven interceptions in his four Dallas seasons. He also had seven in four years with Indianapolis, where he spent four injury-filled years as a 2017 first-round draft pick. ... The Panthers have endured six straight seasons with at least 10 losses. ... Carolina’s past five games have come down to the last possession. ... Panthers 1,000-yard RB Chuba Hubbard needs one rushing touchdown to pass Stephen Davis for fifth in team history. He is also 9 rushing yards away from reaching 3,000 for his career. ... Rookie WR Xavier Legette had three drops last week vs. the Eagles, including one for a potential go-ahead score in the final minute. ... OLB Jadeveon Clowney is tied for 11th in sacks among active NFL players. ... The Panthers have 15 sacks in the past four games. Carolina’s improved pass rush has coincided with OLB D.J. Wonnum getting on the field after missing the first nine games of the season on injured reserve. Fantasy tip Chuba Hubbard is expected to see the overwhelming majority of carries for the Panthers, who are now thin at the position. Miles Sanders and Jonathon Brooks are on injured reserve and Raheem Blackshear is working through a chest injury. That leaves Mike Boone as the Hubbard's backup. NFL: https://apnews.com/hub/nfl

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Wives of two politicians taste maiden poll victories

Iowa offense ready to excel against New Hampshire

NoneSAN MARCOS, Texas (AP) — Diante Smith scored 24 points and Lance Ware added a double-double as UT Arlington beat Texas State 80-72 on Sunday night. Smith shot 9 for 11 (2 for 3 from 3-point range) and 4 of 5 from the free-throw line for the Mavericks (7-7). Ware added 19 points on 8-for-10 shooting and 12 rebounds. Raysean Seamster shot 5 of 10 from the field and 3 of 3 from the free-throw line to finish with 13 points, while adding seven rebounds. Tyler Morgan led the Bobcats (8-5) with 22 points, eight rebounds and four steals. Texas State also got 17 points and two blocks from Tylan Pope. Coleton Benson had nine points. The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .IDAHO FALLS – From two catfish records broken less than three weeks apart (by the same angler) to one of the “smallest” state record fish ever caught in Idaho, it’s time to wrap up the top “big fish” stories from 2024. In total, 2024 had 7 new , which included 4 certified-weight records, and 3 new catch-and-release records. Making the cut this year are the following angler trophy stories. Lucas Barnett knew he had hauled up a monster channel catfish on Oct. 7, 2024, a 34 1⁄4-inch tank that had been calling Caldwell’s Rotary Pond home for quite some time. Lucas was so confident that the fat cat might wind up being the new state catch-and-release record that he submitted the state record application later that day. Before State Sportfish Coordinator Martin Koenig could even process the Oct. 7 application, he received another telegram from the same angler—this time reporting an even larger 37 1⁄2-inch channel catfish from the same pond caught on Nov. 1. Amazingly enough, both records would have put Lucas at the top of the state catch-and-release record board, edging out the previous record-holder by an inch or two. But, it was the second catfish that ultimately solidified his name in the record books. In yet another incredulous record fish story that passed torches in a matter of weeks, Montpelier resident Austin Christensen capped off his June 1st fishing trip with a 27 1⁄4-inch tiger trout. (For those unfamiliar, a tiger trout is a sterile hybrid between a brown trout and a brook trout.) Christensen was fishing his home waters of Montpelier Reservoir when he landed the 9.13-pound trout, clinching a new certified weight state record. Funny enough, Christensen’s tiger trout snuffed out fellow Montpelier resident Tyson Lutz’s record tiger trout...which had been caught just 15 days earlier. Lutz had hauled in his 8.3-pounder on May 17 from, you guessed it, Montpelier Reservoir. Tiger trout were introduced to Montpelier Reservoir in 2016 and can be found in a few select places across Idaho. You can find stocking information using the and learn more about state . Westslope cutthroat trout are found in rivers (and some lakes) primarily throughout central and northern Idaho. They rarely exceed 20 inches, making Daniel Whitesitt’s April 13 catch a memorable one. Whitesitt, of Post Falls, landed a new catch-and-release state record for Westslope cutthroat trout while fishing the Clark Fork River in northern Idaho. After landing the fish, Daniel recorded the required measurements and photos to document the fish’s impressive length before releasing the trout to fight another day. At 25 inches long, the Daniel’s fish eclipsed the previous record of 24 inches set by Madison Nackos in 2021 from nearby Priest Lake. Cutthroat trout are Idaho’s state fish, and the Westslope cutties are one of three subspecies native to the state, along with the Bonneville and Yellowstone cutthroat trout. If you’re looking for a little cutthroat inspiration, check out these cool native trout in this new short film, . Here we go again with another Westslope cutthroat trout story, but this time it was tipping scales the other way. Chubbuck angler Spencer Smith was wetting a line up at Alpine Creek Lake #14 in the Sawtooth Mountains, enjoying a warm, August day with little to no hopes of hooking anything record-worthy. Now, before you accuse me of hot-spotting this one, Alpine Lake #14 isn’t your neighborhood fishing pond. You won’t find a parking lot, vault toilet, or even a campground for miles. This alpine mountain like is like many other lakes found in the Sawtooth Mountains—remote, charming, and holding mountain cutthroats. However, it happened to be Spencer Smith’s luck that fine August day when he hooked what he immediately thought might be a contender for a state certified-weight record Westslope cutthroat trout. While this trout’s size may not be impressive, the effort needed to certify it as a record sure it. Smith successful in reeling in the 11-inch cutthroat, but then proceeded to pack the fish out of the mountains and had it weight at a certified scale near his home in Pocatello. When the record application got dropped on Fish and Game Sportfish Coordinator Koenig’s desk later that week, the 0.56-pound fish marked the first Westslope cutthroat trout that made it into the certified-weight record books since 2016 when Fish and Game started keeping separate records for each sub-species (Westslope, Bonneville, Yellowstone cutthroat trout). “Back in 2016, we overhauled the State Record Fish Program and started awarding catch-and-release records, but we also made other changes,” said Koenig. “One of those included making separate categories for each of the cutthroat trout sub-species. Westslope cutthroat are catch and release in most places, so it took a while before we got a certified-weight record application for a Westslope cutthroat trout.” Idaho’s list of certified weight state records is printed yearly in the , but a current list is available . Catch-and-release records are now only updated online to reflect the most current status. Anglers can also scan the QR code found on the State Record Fish page in the regulations booklet with their mobile phones to see up-to-date info on record fish. See Page 68 of the new 2025-2027 regulations book or check out the for details and how to apply! With anglers breaking records left and right, Fish and Game staff are working to keep state record information accessible and current. To remove this article -

What to know about Scott Turner, Trump's pick for housing secretary

NASHVILLE, Tenn. (AP) — The Tennessee Titans ' most consistent scoring threat in an ugly season now is on the injury report, and that's why they brought back a player for a bit of insurance. Kicker Nick Folk worked through some soreness, making a pair of field goals for Tennessee's only points last week in the Titans' loss to the Jaguars , his longest a 46-yarder. Both Folk and Brayden Narveson were on the field Wednesday during the portion of practice open to reporters, though the Titans listed Folk among six who did not practice. Coach Brian Callahan said it was just some “general soreness" for Folk. But as good as Folk has been this season, he turned 40 last month. So the Titans (3-10) signed Narveson to the practice squad Tuesday after he spent training camp with them in case they need an option Sunday when they host Cincinnati (5-8). “You’re always mindful of it with kickers and that kind of leg soreness," Callahan said. "So he finished the game but was sore. ... He doesn’t do anything on Wednesdays anyway. He’ll try to kick (Thursday), and we’ll see where he’s at. So I don’t really know how to feel about it either way. I just know he’ll kick tomorrow, and then we’ll have a better feel for his status after that.” Folk has an NFL record streak of 85 consecutive field goals made on attempts from less than 40 yards, which included a 39-yarder that put the Titans up 6-0 last week. He ranks 14th in NFL history with 403 field goals and trails Arizona kicker Matt Prater by just four. Prater, who has 407 field goals, currently is on injured reserve. The kicker signed a new deal this offseason after New England traded him to Tennessee in 2023 with Folk going on to lead both the NFL and set a franchise record, making 96.7% of his field goals (29 of 30). Folk has been nearly perfect this season, making all 22 extra point attempts and is 21 of 22 on field goals, including matching his career-long with a 56-yarder earlier this season. Narveson had an impressive preseason for Tennessee, letting Folk focus on preparing for the regular season. The rookie from N.C. State was 6 of 7 on field-goal attempts, including a 59-yarder. He also made a 46-yard attempt as time expired in a 16-15 victory over the Seattle Seahawks. His lone miss was a 58-yarder at the end of the Titans' preseason finale that was nearly returned for a touchdown. He made his first try only to have it nullified because a timeout had been called. Green Bay claimed Narveson when Tennessee waived him at the final roster cutdown. The Packers waived Narveson in October after the kicker missed a league-high five field-goal attempts. “If for some reason he can’t go Sunday, Brayden will be ready to roll in and he’ll kick and do all that,” Callahan said of Narveson. "So obviously it’s nice to have some familiarity with him, and he’s here in case we need him.” Among the Titans who practiced fully Wednesday was quarterback Will Levis . He said after the loss to the Jaguars that he played the second half after getting a shot after aggravating his right, throwing shoulder. He sprained the AC joint in that shoulder early in a win over Miami on Sept. 30 and later missed three games with the injury. “Feel good,” Levis said after a 75-minute practice. “Just going to see how the week goes and see how the body responds, but I definitely feel better than the last time I nicked it up.” AP NFL: https://apnews.com/hub/nflAndy Murray will coach Novak Djokovic through the Australian Open

Beyond Bank Australia leverages Cognizant's expertise to modernize IT infrastructure and enhance operational resilience. SYDNEY and TEANECK, N.J. , Dec. 11, 2024 /PRNewswire/ -- Cognizant (NASDAQ: CTSH) has announced a collaboration with Beyond Bank Australia , one of Australia's largest customer-owned banks, to help revolutionize the digital banking experience. The collaboration aims to enhance operational resilience, streamline processes and improve customer experience through the implementation of innovative technology solutions. Cognizant's engagement is expected to uplift Beyond Bank's End User Compute (EUC) teams, automate patching processes, enable self-service and extend the value of existing licenses. These initiatives aim to create an even more resilient and secure environment for Beyond Bank's operations. Additionally, this collaboration seeks to modernize the bank's IT infrastructure, establish a Security Operations Centre (SOC) and strengthen vendor assurance frameworks to help align with the Australian Prudential Regulation Authority (APRA) standards. Beyond Bank's digital transformation focuses on several key workstreams, including cloud and API architecture modernization and an enterprise-wide Windows 11 migration. These integrations will be designed to be flexible, scalable and secure technology ecosystems that enable the introduction of new products with enhanced speed to market, further preparing Beyond Bank for future growth. Cognizant will also help develop a comprehensive data and information management strategy for Beyond Bank. Leveraging AI, this strategy aims to optimize structured data from core banking systems and organize unstructured data from knowledge management sources for organization-wide insights, enabling more tailored services for its customers. Leveraging Cognizant's deep banking expertise, Beyond Bank will introduce new products and services designed to better serve a younger demographic, while simultaneously enhancing the overall service experience for all customers. "Our partnership with Cognizant is pivotal in advancing our digital transformation," said Stevie-Ann Dovico , Chief Information Officer, Beyond Bank Australia. "Their expertise allows us to modernize our IT infrastructure and enhance security, aligning with our values as a customer-owned bank. Cognizant's comprehensive approach makes them the ideal partner to help us better serve our customers." "Beyond Bank is a lighthouse client for us in the customer-owned banking sector," said Rob Marchiori , Australia Country Manager at Cognizant. "By enhancing their digital capabilities, we will help them provide better services to their customers and support paving the way for a resilient banking model that addresses current and future market demands." The customer-owned banking sector is navigating increased regulatory burdens, economic pressures, and the need for digital transformation. With increased cost-to-income ratios and net interest margins, banks need to modernize operations and enhance customer engagement through innovative technology. The collaboration between Beyond Bank and Cognizant highlights the importance of strategic partnerships in supporting innovation and maintaining service standards in the evolving financial sector. About Cognizant Cognizant (Nasdaq: CTSH) engineers modern businesses. We help our clients modernize technology, reimagine processes, and transform experiences to stay ahead in our fast-changing world. Together, we're improving everyday life. See how at www.cognizant.com or @cognizant. About Beyond Bank Australia Beyond Bank is one of Australia's largest customer-owned banks with branches and offices in New South Wales , South Australia , Western Australia , ACT and Victoria . We partner with more than 6000 community organisations around the nation to create and return value for our customers and communities. Beyond Bank is a B Corp, a business that is certified as meeting high standards of social and environmental impact, ensuring their practices benefit people, communities and our planet. To learn more, visit beyondbank.com.au For more information, contact: globalcommunications@cognizant.com View original content to download multimedia: https://www.prnewswire.com/news-releases/beyond-bank-and-cognizant-join-forces-to-lead-the-future-of-customer-owned-banking-302328856.html SOURCE Cognizant Technology SolutionsAndy Murray will coach Novak Djokovic through the Australian Open

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Save articles for later Add articles to your saved list and come back to them any time. Melbourne cafe supremo Rashid Alshakshir is, in many ways, the epitome of a small business success story. The one-time aspiring journalist and student filmmaker pivoted several years ago into marketing and hospitality and is now the co-owner of the newly opened, trendy Tickled Pink cafe in Canngu, in Bali, building upon the brand’s outlets in Thornbury, Elwood and Richmond. More recently, Alshakshir has been involved in a far more lucrative business, earning $35 million in 18 months providing investment “leads” to property developer and fund manager Paul Chiodo. Rashid Alshakshir (left) and Paul Chiodo and the branding for the Tickled Pink cafes. Credit: Monique Westerman Until June, Chiodo had overseen the massive $480 million Shield Master Fund managed investment scheme and the Keystone Asset Management investment house, as well as a development pipeline of exclusive, five-star resorts worth $1 billion in places such as Port Douglas, Fiji and Venice. Alshakshir’s side hustle with Chiodo appears to have been stymied by an investigation by the corporate watchdog into the affairs of Chiodo and the investments of the Shield Master Fund, which is now frozen, trapping the life savings of 6000 Australians. Part of the regulator’s probe includes reviewing the relationship between Chiodo and the cafe owner and the other 16 or so lead generators who were paid $65 million in total – or 13 per cent of the money raised from investors – for marketing services. An investigation by this masthead in early August revealed concerns at the Australian Securities and Investments Commission (ASIC) that a large proportion of the Shield Master Fund’s money had been improperly directed to another fund that then solely provided loans and mortgages to Chiodo’s property development business. ASIC alleges these investments may have been out of step with the fund’s stated investment intentions given it appears investors had believed they were investing in shares in listed companies and in a diversified portfolio of property developments and secured loans. This masthead also uncovered that several of the Chiodo developments invested in by the fund were for ambitious five-star hotel projects that had no planning approval and faced lengthy delays compared to the completion times touted in promotional material. This included $140 million of investor money being advanced to a property development in Port Douglas, which had no planning approval. It has since emerged that the fund, via its Quantum PE sub-fund, had invested in the Tickled Pink cafe business – which is owned by the man who was generating leads for new investors into the Chiodo investment empire. Chiodo has long described ASIC’s probe as unfair and “precipitous”, noting it had a disastrous impact on investors in the fund despite his efforts to work constructively with ASIC and receivers to his business. ASIC has made no formal charges against Chiodo and there is a chance the corporate watchdog’s investigation may result with no action being taken against the once highly flying property developer and fund manager who tried in vain to rescue the Shield Master Fund from entering administration before liquidators were appointed. There is also no suggestion that Alshakshir, who runs Bespoke Marketing, the business headquartered in Sydney Road, Coburg, as well as the cafes, has any involvement in the Shield Master Fund or Chiodo’s development business. The payments to Alshakshir’s business are, however, of interest to ASIC and to liquidators from Deloitte, Jason Tracy and Luci Palaghia, who are reviewing whether they can claw back the payments for the investors in the fund. The interior of the Tickled Pink cafe in Elwood before its closure in November. Credit: Instagram ASIC highlighted the relationship between one of Chiodo’s entities and Alshakshir’s business NOHAP in court documents filed by the regulator when obtaining freezing orders over Chiodo’s assets this year. “ASIC suspects that Keystone has been paying commissions to lead generators engaged to assist Keystone in promoting investments in the SMF [Shield Master Fund]. ASIC is particularly concerned with certain payments made to NOHAP,” the regulator said in the documents. Commission payments to financial advisers for product recommendations are banned in Australia under laws put in place to stamp out conflicted remuneration. However, payments for marketing services are permitted. There is also no suggestion that Keystone paid any commissions to financial advisers. ASIC acknowledged in its court documents that Keystone and related group CF Capital maintained a policy that explicitly stated that neither ever paid commissions for financial advice in explaining the relationship between Alshakshir and Chiodo. “The agreement [between NOHAP and Chiodo Corporation Operations] variously provided that NOHAP would provide Chiodo Operations with services variously involving the identification and encouragement of ‘potential clients’ (expressly not involving the provision of advice),” ASIC said in its court filing. “NOHAP was to be paid significant fees and commissions as to any resulting person who invested in any financial product promoted, offered or managed by Chiodo Operations or a related entity of Chiodo Operations (including any fund).” An artist’s impression of the Fiji resort being planned by Chiodo Corporation. Credit: Instagram Chiodo, when approached by this masthead for comment, said the payments were entirely above board and common in the industry. “Every fund undertakes marketing including the industry super funds via media, sporting sponsorships, radio and social media. There is nothing unusual about funds paying for marketing to gain more investors. The benefits to members are obvious as validated by large funds also using these forms of marketing strategies,” he said. Chiodo said that successful marketing resulted in leads for the business, and called it “marketing 101”. “The leads came from marketing consultants, which was approved expenditure by Keystone. Chiodo Corporation acted on instructions by Keystone to enter into contracts and to make marketing payments under the direction of Keystone,” he said. “Keystone engaged specialised marketing consultants under a fee-for-service arrangement that exists in this marketplace [which] provides these services a wide range of fund managers including the large industry funds.” Chiodo added that Alshakshir’s business was used by other leading fund managers for marketing to generate leads on prospective clients, and that doing so was common in the industry. Keystone’s other marketing activities also included paying $700,000 in corporate event appearance fees to big-name NBA players Allen Iverson and Josh Giddey, and boxers Tyson Fury and Floyd Mayweather Jr. Rashid Alshakshir’s Bespoke Marketing business in Sydney Road, Coburg. Credit: Luis Enrique Ascui It’s not clear if Alshakshir was involved in those corporate events. But he does have a strong marketing background and an interest in marketing for financial services, which appears to have blossomed in the past two years. This includes three websites focused on helping Australians better plan for their retirement, according to company documents and searches of website ownership databases. Two of the websites – Superfinder.au an Australianlostsuper.com.au – help Australians find and consolidate their lost superannuation. Another, mysmsfaustralia.com.au, educates people about the benefits of self-managed superannuation. The websites, which listed a business email address associated with Alshakshir, were all closed on December 18, following an inquiry from this masthead to Alshakshir to that email address the previous day. Alshakshir did not respond to the inquiry. There is no suggestion the sites were tied to Chiodo’s business or were conducting any work that was not in line with the law, just that they show Alshakshir’s burgeoning interest in marketing services that help Australians save for their retirement. Before being shuttered, all the sites made it clear there is no provision of financial advice, which requires a licence. Instead, the two lost super sites offered a call line and the self-managed superannuation business said it was only “Connecting you with licensed financial planners and advisers for super and other personal investment advice”. The Australian Lost Super website before it was closed following an inquiry from his masthead on December 17. The website closure isn’t the only part of Alshakshir’s business that is in wind-down mode. In November, he and his business partners hung up closed signs at the Tickled Pink cafe outlets in Thornbury, Elwood and Richmond. The cafe in Canngu is also in hiatus, according to a post on its Instagram page which reads: “We are temporarily closed. And working on something exciting. Stay tuned.” Asked about the Tickled Pink business, including the closure of the Melbourne venues, Chiodo said: “Tickled Pink had three thriving businesses in Melbourne and their international strategy in Bali made for it to be a good investment. Tickled Pink upon completing the Bali restaurant fitout delivered a $15 million valuation. “I understand that that Bali business is still thriving, and they are about to complete the fitout of their second restaurant in Bali, which will only improve the valuation.” Hopefully for investors, that valuation uplift proves true. Start the day with a summary of the day’s most important and interesting stories, analysis and insights. Sign up for our Morning Edition newsletter .